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Trish76

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Trish76 last won the day on May 6 2007

Trish76 had the most liked content!

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About Trish76

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  1. Thank you all so much for your time and suggestions!!! I will opt for the dispute option and then there will be no option but to come to the latter as in a signature from both. So once again thank you all very much !!
  2. They wont let me close the acc myself although i have asked to. The reply was that this also takes both parties consent.??
  3. This being the reason for me asking here,as having dealt with Nat West extensively,I know only too well just how unhelpful they can be at times. Thanx for taking the time in replying to me.
  4. Hi After my recent marriage break down I want out of our joint nat west acc. They gave me a form that needs both signatures,but he is not willing to sign his part. Does anybody know if there is another way please? Thanx Trish
  5. Hi All! Right, this is for a friend . She has had a great success in being able to get a settlement in full for her Visa card.The snag is that she is over her credit limit and the debt was sold on.She rang Halifax and asked them to let the DCA know that the acc was in dispute as the DCA was having none of it.... The Halifax told her that they would not do so as they no longer owned the debt.So when she accepted the offer she asked for the money to be paid to her by cheque.So as it's been 12 days that she sent the acceptance letter with request to send the money by cheque and she had heard nothing she rang them this morning and was told that they would not send it to her as it is company policy to simply add the money to the account. Is right of them to do so or is it possible to challenge this,as she was hoping to get a settlement figure out of DCA and have a bit left over. Any advice would really be helpful!! Thank's Trish
  6. Hi All! Right, this is for a friend . She has had a great success in being able to get a settlement in full for her Visa card.The snag is that she is over her credit limit and the debt was sold on.She rang Halifax and asked them to let the DCA know that the acc was in dispute as the DCA was having none of it.... The Halifax told her that they would not do so as they no longer owned the debt.So when she accepted the offer she asked for the money to be paid to her by cheque.So as it's been 12 days that she sent the acceptance letter with request to send the money by cheque and she had heard nothing she rang them this morning and was told that they would not send it to her as it is company policy to simply add the money to the account. Is right of them to do so or is it possible to challenge this,as she was hoping to get a settlement figure out of DCA and have a bit left over. Any advice would really be helpful!! Thank's Trish
  7. Neighbours son just passed test left car in gear and drove straight in to our stationary car.Non fault accident to us reported it to insurance etc. Our car gets picked up by Midland recovery and gets taken to Holdcroft Body repair shop.3 days later get a call from Helphire who were appointed by our broker, asking where our car was :o . Holdcroft didnt know and Midland recovery said it had been delivered by them to Holdcroft the day it was picked up.Found this out after going to their office in person and saw the delivery note.So then took a trip to Holdcroft and our car was not on their system ....!Took it upon myself to walk through their entire ground and guess what our car was there the entire time!! What a bunch of so & so's!!
  8. Trish76

    Hagenuk?

    Well I sure hope he does as he helped us such a great deal too !!!
  9. Trish76

    Hagenuk?

    I GUESS after having spent quite some time on here , incl. the days in the chat room people got friendly and those days incl. Sally and Hag. So I can understand if Sally found it somewhat of a "personal loss " in a way, to see that Hag is no longer about. So why not ask in such a way ? Would other PINKS GREENS or even the REDS not feel a little flattered to have had such an inpact by way of helping someone out of a crisis that they or their help would be missed?
  10. Trish76

    Hagenuk?

    I agree,but then again it could open grounds for discussion I guess :o
  11. Trish76

    Hagenuk?

    Hi Sally !! Somehow I doubt that you will get an answer. Many kind regards Trish xx
  12. I totally agree with your point.At the same time kids in other European countries have things they can actually go and do outside of school and grow up totally different compared to our teenagers for example.They still have youth clubs where they can go and hang out together etc and yes as you say the 24hour opening thing is most deff a step forwards where people should not have the pressure of having to drink themselves in to a total stupor before a certain time.
  13. Yes smoking is bad has great financial impacts on the NHS etc and yes there is a huge risk of lung cancer and yes it's not nice for a non smoker to be subjected to second hand smoke,etc. etc. I agree with all that. What I dont agree with is the way in wich the ban was implemented and it should have been handled in a much more diplomatic wayand the government should have got it's priorities right i.e. Look at things that have a worse effect on society first. Alcohol.Nobody wants to debate the dangers or the addictiveness of it,and yet it too has very detrimental effects on our health,the NHS and not only that but on the general wellbeing of society too.Tell me of one family that has split up over the addiction to tobacco on a day to day basis.Does anybody know of somebody who got divorced because their husband was a smoker?Advertising of anything to do with tobacco had to stop,why not so with alcohol? Alcohol has very far reaching effects on our society in ways that nobody wants to admit to and yet it's ok to base entire soaps on TV around pubs and demonstrate and show kids who watch these ,the violence that comes spilling out of pubs etc. We all know the dangers of smoking,but as adults who are allowed to frequent in pubs and the like should be able to have a choice and the big shots in government should focus more on issues like Alcohol and maybe allow places such as clubs etc .decide if they want to offer a smoking room.
  14. Heres wishing you all the very best for the future together:) ! What a great way to celebrate!! Trish
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