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Allyxia

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About Allyxia

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  1. AS other posters have already pointed out to you - you clearly have no idea of consumer rights !!! As for the rest of the rubbish you have written - if you have nothing productive to add to a person post then please refrain from posting absolute insulting nonsence up - there are many people on here that try hard to support others - and many new people on here who are trying to find their feet - seeing replys such as yours to a simple consumer question may have the effect of stopping other newer posters asking question for fear are getting completely ridiculed by people like like!!
  2. Yes me too. Brace yourselves for my daily rant off!!! I have been stung so many times regarding direct debits. Half of my bank charges have arisen from one greedy DD going out then the others bouncing, then getting charged, then more bounced - you get the idea. Ok so Ive had the charges refunded, but it still doesnt stop the process of going through it all! When does having a direct debit agreement give organisations carte blanche on your account - many use it like the proverbial cookie jar!!!!!! I too use PayPoint for all my utilities inc Countil Tax. Only today
  3. Richard i wouldnt rusH to get your court bundle ready yet - save yourself a lot of work!! You will probably be settled out of court way before your hearing - however even if that doesnt happen a hearing date is a long way off for you yet!!! You can have a read of it though - just for fun........
  4. Flipping Bonkers if you ask me!!!!! Oh well - live and learn then dont you!!! Thanks for advice peeps!!! I have a good idea of what to do now - no liability to this site!! So each time me and my colleagues swap magazines around the office we'd better watch out eh!!!!!!
  5. I just dug out my Works disc and jargon with it. Now yes I know Im sounding thick here, but this is not the errrr........ operating system....... and just runs programes so does all that you have said previously apply? I couldnt see anything on there but hey what do I know - I cant make out half of what is in the T & Cs anyway. I mean if I put the disc into a laptop (ihavent) am I going to get Bill Gates SWAT team crashing through my window, or will the disc just not work? I know all of this may seem logical to you, and I may come across as though Im trying to do someth
  6. Thank you for all of that input above (however getting confused as you all have assumed I know the basic jargon ie OEM? so half of what you have discussed is meaningless to me) but the appreciation to the thought is there. I think generally for somebody who just wants a basic PC to put together word douments that contain tables, pictures with the opportunity to edit etc etc, things are getting worse. years ago you could edit picture and crop them quiet happily in word, now on the PC I have works, which wont even let me do that, and on the new lap top I have wordpad - which beggers be
  7. To confirm. Yes it is it happened to me within the National Assembly, I kept my current pay, but had that frozen whilst everyone else caught up with me (would have taken around 5 years). Effectively givening me a year onyear pay cut as cost of living etc etc rose without any increase!!!! I got out and now have had a career progression that far outstrips anything I would have had in the Assembly. And I know if I hadnt had that happen to to me I prob would have stayed there (complacency)- so even though you dont feel it now - who knows it could be the push to send you onto somethi
  8. I had a debt with Natwest for £500 which they passed to Cap Quest, debt recovery. I had a claim including removal of default aginst Natwest which was settled to the tune of £3k back in December. Despite notifying and sending Cap quest the standard template letter, of not to pursue this claim, back in August when I started my claim aginst Natwest they have continued to harrass me. At present Im getting a letter per week from them for £226 despite letters sent to them saying this case has been settled and closed since December. Some of things they ask for is: Court Papers
  9. Bad luck or obnoxious Policeman who knows!!!! Parked on Double yellows legally using my disabled badge. Went into post office purhcased stamp posted letter. Total 5 mins. Came out parking ticket - reasons obstruction of junction. Now I know I parked appr 8 foot from this junction as I parked right outside the window of post office. I disputed the ticket there and then claiming that there was no obstruction and all my bagges were clearly displayed but the arogance and attitude of this man was appaulling. He even tried to claim i didnt need a disabled badge. So its
  10. so when do we get to say that? I mean do we have to write to someone - i think my point is we dont want to come across as being dilerberatly obstructive here.
  11. Neo I Think You Should Draw These Points To The Attentionof A Mod
  12. I'll think on it. you will need three copies of everything and put it togther professionally you know indexed content page etc etc copy of IOC report would be good as well as it says in there in bold letters info may be held not info should be held - which I bet is the tac they are going to use - so it would be good if you can show the judge it says may not should or can - get my drift here? What defence have they put? AS im leaving now have a look at their defence the look at ways you can counter it? Let me know what you have done - sorry for typos practically doing t
  13. It only came today so not even charged up laptop to do set up yet!!!!! It cant be any worse than damn works I tell you. Im with orange why?
  14. Please understand that when going to court it made a huge difference that I had all the paperwork prepared and placed into a ring binder which was correctly referenced and indexed!!!! It was noted upon by the judge!!!! So if anybody else has to go to court - please make sure you are prepared, as Jonnie stated in a previous post on this thread - it is not just a formality. I had to speak up and put my case across!! __________________ Quoted in my thread -
  15. I know exactly how you feel because this has been my arguement all along and the same as Dayglos? I didnt pursue this particular claim all the way to court as the default is off in dec anyway and have no plans to obtain credit in next few months as just changed mortgage etc etc so too late for me. Sorry about the link I thought it did say about the court etc etc. No it was very formal - I gave the judge allmy info and then he asked me questions - we were in there nearly an hour in the end. I really had tow ork hard to put my case across - and i though I had a shut and cut c
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