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    • That's fine.  The important thing is to show Kev you're trouble and so best to drop you like a hot potato. Invest in a 2nd class stamp tomorrow - all Kev is worth - and get a free Certificate of Posting from the post office.
    • Do not under any circumstances plead guilty until we know what we are dealing with. It's a sure way to 9 points. The tried and tested way to handle this is to plead not guilty to both charges and offer to plead guilty to speeding provided the "Fail to give information" charge is dropped. But I am concerned about this "ticket refused" sticker. I've never heard of this before. A "ticket" is not a term used in connection with speeding offences. There seems a distinct possibility that your response was received by the police but one thing worries me: I've never heard of a sticker being placed on a response and it being returned "Return to Sender". t's just not what ticket offices do. If you could post a picture of this document and the sticker it might help.  If you can show the response was received you may have a defence to the "Fail to Provide" charge (provided you completed your response properly). If the police are saying you did not respond they cannot succeed with a speeding charge (as they have no evidence you were driving). But if you did not respond, who put the sticker on the document and sent it back yo you?
    • lolerz, many thanks for your reply and correcting my big mistake, oh dear start again. They sent the section 48 along with the Form NO 6A, it was sitting on top of the paperwork, sorry about that. SO they have sent me a Form No 6A and i have received the court paperwork with the claim form and defence paperwork.    
    • Hamster Bedding. Ignore.
    • Hi, below is a draft of the letter Address: Hugo Martin Director of Legal and Company Secretary EVRi Parcelnet Ltd trading as Evri CAPITOL HOUSE, 1, CAPITOL CLOSE LEEDS LS27 0WH REQUEST OF CONTRACTS      Dear Sir/Madam, I am writing in regards to the ongoing small claims case ____. In your Defendant’s response you make reference to a pre-existing commercial agreement between yourselves and Packlink (2.7). In that, you claim to have a clause removing customers third party rights under the Contract (Rights of Third Parties) Act 1999. I would like to request a copy of this contract and confirmation of the date on which the exclusion of third party rights term was included in it. If you refuse to provide this then I will be henceforth referring to that refusal in the claim, including to the Judge. I also notice that you have destroyed tracking information due to "lapse of time" in line with your data protection policy (2.12). Can you share where this data protection policy is disclosed to customers? I also ask you to forward you a copy of that data protectiono policy, and again if you refuse to provide this then I will be henceforth referring to that refusal in the claim, including to the Judge. Kind regards,
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      This is good ethical practice.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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barclaycard debt sold to Lowell - chasing BC debt


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Getting really hacked off with this now. I asked Barclaysharks for copies of all letters, and in particular letters from/to Belmont Thornton about the ppi claim. They said I would have them within ten days. A month later I receive a parcel from them " thank you for requesting copies if your statements" they've already sent statements!!!!

 

How is it possible for an organisation such as Barclays to so utterly incompetent?

 

They also said I would receive a response to my penalty charges claim "within a week" two weeks ago!!!

 

Looks like small claims is in the cards clearly trying to be reasonable with these clowns gets you nowhere grrrr

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All of the above have been copied in on every single email I have sent for months along with a few others. But they still make mistakes/are incompetent. One even put in writing "to be honest I haven't got a clue"!!!!!

 

Ps the David walker one doesn't work anymore

Edited by Hacked_Off
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Miracles do happen! Oh wait, they only happen in the financial industry..

Click on the link below..

 

http://www.consumeractiongroup.co.uk/forum/content.php?114-How-do-I-post-my-story-on-the-Consumer-Action-Group-forum

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Letter from sharklays today :

 

Thank you for contacting us about the charges on your account. I am sorry you feel the charges incurred are unfair.

 

In have looked into your complaint carefully and have ton inform you that any charges incurred were made correctly and in accordance with our terms and conditions that customers agree to when they take out one of our credit cards. On that basis I must inform you that I cannot uphold your complaint.

 

We are satisfied that our charges of £12 are in line with out actual and estimated costs which are incurred and comply with relevant legislation and guidance.

 

Yada yada

 

She can't have looked at the account that. Carefully because the majority of the charges were £24, not £12!

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Had a copy of the letters finally. However, they have not included a copy of the original default notice. Amin correct on thinking, seeing as I never received one to begin with, and a copy doesn't appear to exist now, I can challenge the default on my file which has been taken over by lowells? Would it be Barclays or Lowell or both I go for?

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Hi Hacked Off,

 

As Default Notices are not routinely kept as hard copies a note is made on the debtors file stating that a DN was sent on a specific date, and that is all they would have to state if challenged, ''the record shows a DN was sent on xx xx xxxx''.

 

You would challenge the original creditor if anyone.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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A set aside is for court judgements, not defaults.

Barclays, but as said all the need to state that a DN

was issued.

Address letter to the Compliance Manager.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 4 weeks later...

I wouldn't think so no. What does the DN say?

 

Failure to rectify this by dd/mm/yyyy will result in us informing credit ref agencies yadda yadda yadda?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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It doesn't give a specific date just " you must make the minimum payment by the date shown in your monthly statement" by this point I wasn't receiving monthly statements. This is also the first I've seen of this dn as it went to the wrong address.

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Then the DN is faulty and not worth the paper it's written on.

 

You would need to take it up with the CRA and advise them that you believe the default date is incorrect, they will then get onto lowlifes on your behalf and ask them.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Mercers is Sharklaycard.

 

As for lowlifes :roll:

 

Was this default on their at a previous date?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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