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    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. Anyway I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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barclaycard debt sold to Lowell - chasing BC debt


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Getting really hacked off with this now. I asked Barclaysharks for copies of all letters, and in particular letters from/to Belmont Thornton about the ppi claim. They said I would have them within ten days. A month later I receive a parcel from them " thank you for requesting copies if your statements" they've already sent statements!!!!

 

How is it possible for an organisation such as Barclays to so utterly incompetent?

 

They also said I would receive a response to my penalty charges claim "within a week" two weeks ago!!!

 

Looks like small claims is in the cards clearly trying to be reasonable with these clowns gets you nowhere grrrr

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All of the above have been copied in on every single email I have sent for months along with a few others. But they still make mistakes/are incompetent. One even put in writing "to be honest I haven't got a clue"!!!!!

 

Ps the David walker one doesn't work anymore

Edited by Hacked_Off
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Miracles do happen! Oh wait, they only happen in the financial industry..

Click on the link below..

 

http://www.consumeractiongroup.co.uk/forum/content.php?114-How-do-I-post-my-story-on-the-Consumer-Action-Group-forum

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Letter from sharklays today :

 

Thank you for contacting us about the charges on your account. I am sorry you feel the charges incurred are unfair.

 

In have looked into your complaint carefully and have ton inform you that any charges incurred were made correctly and in accordance with our terms and conditions that customers agree to when they take out one of our credit cards. On that basis I must inform you that I cannot uphold your complaint.

 

We are satisfied that our charges of £12 are in line with out actual and estimated costs which are incurred and comply with relevant legislation and guidance.

 

Yada yada

 

She can't have looked at the account that. Carefully because the majority of the charges were £24, not £12!

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Had a copy of the letters finally. However, they have not included a copy of the original default notice. Amin correct on thinking, seeing as I never received one to begin with, and a copy doesn't appear to exist now, I can challenge the default on my file which has been taken over by lowells? Would it be Barclays or Lowell or both I go for?

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Hi Hacked Off,

 

As Default Notices are not routinely kept as hard copies a note is made on the debtors file stating that a DN was sent on a specific date, and that is all they would have to state if challenged, ''the record shows a DN was sent on xx xx xxxx''.

 

You would challenge the original creditor if anyone.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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A set aside is for court judgements, not defaults.

Barclays, but as said all the need to state that a DN

was issued.

Address letter to the Compliance Manager.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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  • 4 weeks later...

I wouldn't think so no. What does the DN say?

 

Failure to rectify this by dd/mm/yyyy will result in us informing credit ref agencies yadda yadda yadda?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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It doesn't give a specific date just " you must make the minimum payment by the date shown in your monthly statement" by this point I wasn't receiving monthly statements. This is also the first I've seen of this dn as it went to the wrong address.

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Then the DN is faulty and not worth the paper it's written on.

 

You would need to take it up with the CRA and advise them that you believe the default date is incorrect, they will then get onto lowlifes on your behalf and ask them.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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Mercers is Sharklaycard.

 

As for lowlifes :roll:

 

Was this default on their at a previous date?

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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