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lloyds & Reconstituted copy of OH's Credit Card CCA


roaringgirl
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which they can.

 

i would not be going down the route of un-en

you've been paying through a recognised DMP.

since 2004

 

you wont have a leg to stand on.

 

have you ALL the statements for the CC going back to 2004

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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have you all the statements?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

No PPI ,,,,, no Penalty Charges?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi,

 

no PPI and no charges. I have written to SCM explaining that we were waiting on a SAR and have just written to Lloyds who have written back to me ( letters crossed) saying they have transferred the matter to Moorcroft.

 

Now, the debt IS enforceable. I have tried to negotiate a F&F to no avail - what do I do next?

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scan up the letter of post 27 please

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

in post 27 you mention a a discount

 

so that was verbal?

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Ok- now got a letter from Moorcroft demanding payment in 7 days or they are taking my husband to court. They have ignored ALL requests for a F&F. Do I pay?

 

Is this a first letter from Moorcroft? If this is bein passed around then something is wrong.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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NO!!

 

please dont fall their if, might may threats!!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

IF IF IF

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

and you've been paying the debt since 2004 without questioning its legality

 

there is obv something wrong else they would not

farming it out.

 

i cant for one minute believe there are no Over or Late fees from 2004

 

right through to 2012 bar £50.

 

forget morecrap

only the OWNER of a debt can take him to court

moorcrap do NOT own the debt

 

on your CRA file the debt is shown as Lloyds being the owner

 

don't panic Mr mannering.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Oh... Lloyds have produced a signed copy of the agreement - if they instruct Moorcroft to take us to court can Moorcroft do that? If they have bought the debt, surely they become the owners of the debt - and what if I do a cca on Moorcroft???!

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why moorcrap don't do court

 

they are a DCA NOT a fake/tame solicitor.

 

neither do they ownthe debt....

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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