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    • The "grief tech" firms helping users create talking avatars of their dead relatives.View the full article
    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
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    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
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Newlyn PLC bailiff visit re:CTAX and my dog


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If the bailiff does not get a levy, and you don't let him in to seize and list goods, then no matter how many times he calls he can only have a total of £42.50 for a first and second visit fee no matter how many times he calls, or what he attempts to charge.

 

If you let him in and he levies and you default a whole world of new fees for the bailiff gets charged to your account.

 

Don't let him in or deal with him,

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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dont put signs up

 

its admitting liability if someone gets hurt.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I have to agree with Jenni G, dx.

 

If you have dogs in your home that are, how shall we say, boisterous, putting up signs saying "Beware of the Dog", you are giving visitors fair warning.

 

If they then decide to ignore the sign and proceed and, as a result, the dog takes a chunk out of their backside, they are deemed to have accepted the risk under civil law.

 

No, putting up a "Beware of the Dog" sign is a sensible move.

If a bailiff ignores the sign and gets bitten, that is the bailiff's own fault and they have little, if any, recourse against the dog's owner.

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'beware of the dog' has been the subject of many a court case and often said to be giving notice to the dog is adjudged by its owner as 'dangerous' and then you get the charge of keeping a dangerous dog,

I know of several cases where this was argued,

 

 

however the sign 'I/we live here' depicts one or more friendly little faces and is always seen to be 'information' as opposed to a warning and there lies the difference?

 

WD

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Yes the picture sign is better that a Beware Of the Dog,

I need a Beware of the Cat sign

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Find a picture or draw a particularly ugly woman on a piece of A4, print Beware of the Wife in bold caps 70 point Arial, laminate it and stick it in the porch window:lol:

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Does anyone know where I can get a "Beware the Wife" sign :lol:

 

i've got one ...really

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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As I have said in my earlier reply, if the bailiff visits you home, he can levy upon your car. A levy fee would then be incurred.

 

If the bailiff is unable to levy upon a car or gain entry into your home, the fees that he can charge are CAPPED at £42.50. It is most important that payment is made for bailiff fees.

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it is truly ridiculous that a person cannot put a sign on their door to warn about a dog, if they themselves can be prosecuted if the dog then attacks an uninvited visitor! I am looking for an "I live here" sign, I have found a good one, that says "I can reach the door in 5 seconds, can you?" I have seen a few on ebay for both cats and wives ;)

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sorry dont want to side track the 'real' issue here, but' i live here', is all you need.

 

as post 34.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Does anyone know where I can get a "Beware the Wife" sign :lol:

 

Yes. A company called Laughter Revolution makes such a sign, along with signs like "Rough Collie Lives Here". I have a sign on my living-room wall that reads thus -

 

Lord, grant me the serenity to accept the things I cannot change,

Courage to change those things I can and the Wisdom to hide the bodies of

the people I may have to kill because they **** me off!"

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it is truly ridiculous that a person cannot put a sign on their door to warn about a dog, if they themselves can be prosecuted if the dog then attacks an uninvited visitor! I am looking for an "I live here" sign, I have found a good one, that says "I can reach the door in 5 seconds, can you?" I have seen a few on ebay for both cats and wives ;)

Difference with the cat is that if the cat or cats attacked the bailiff, even with a sign up, they could do diddly squat about it in law, you cannot be held responsible for the actions of a cat, nor can you get a ticket off a CEO if your cat poops in front of them on the pavement. I have come across some vicious cats on house calls which will attack people they don't like the look of.:lol:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

Have we helped you ...?         Please Donate button to the Consumer Action Group

If you want advice on your thread please PM me a link to your thread

The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I am aware of that Jenni G. According to OFT it has lapsed. Why this is so, I do not know. Not holding a valid OFT Licence means that Newlyn's ability to collect certain types of debt is severely restricted, especially if it requires an OFT Licence. Some public debt contracts require an OFT Licence as a condition of contract/tender. It is open to you to make a complaint to the MoJ via [email protected] and insert the words BAILIFF COMPANY COMPLAINT in the subject box.

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Hi Old Bill, Would it be worth my while? I have no complaints myself, they have not tried to charge me unfairly, or acted in any way improperly. I just wondered if this meant they were technically not allowed to operate? I am happy to inform anyone of the "powers that be" of this lapse of certification :)

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OFT are already aware of Newlyn's licence having lapsed. It simply means that if Newlyn attempt to enforce any debt for which they are required to hold a valid OFT Licence, they would be acting illegally if they did, whilst unlicensed.

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Ok guys, Update time. I

 

originally received a hand delivered letter from Newlyn Plc dated 14.9.12 stating the following:

 

"take formal notice magistrates liability order dated 14.8.12 due to council total outstanding £694.50.

 

Since this was delivered I have made 3 payments.

The first was to the bailiff for £34.50 (before I received the advice on here) on 21.9.12

and then I have paid £70.00 to the council 23.9.12,

and another £100 to the council 25.9.12.

 

Today I received another hand delivered letter stating the exact same details as the other one,

but the outstanding is now £719.00.

 

i have only this current years council tax to pay.

 

What do I do now?

 

I have been at home when these notices have been delivered, and there was no knock at my door.

 

Do I contact the bailiff, or the council?

 

These letters do not detail any costs, just an outstanding balance.

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