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    • Please see my comments on your post in red
    • Thanks for your reply, I have another 3 weeks before the notice ends. I'm also concerned because the property has detoriated since I've been here due to mould, damp and rusting (which I've never seen in a property before) rusty hinges and other damage to the front door caused by damp and mould, I'm concerned they could try and charge me for damages? As long as you've documented and reported this previously you'll have a right to challenge any costs. There was no inventory when I moved in, I also didn't have to pay a deposit. Do an inventory when you move out as proof of the property's condition as you leave it. I've also been told that if I leave before a possession order is given I would be deemed intentionally homeless, is this true? If you leave, yes. However, Your local council has a legal obligation to ensure you won't be left homeless as soon as you get the notice. As stated before, you don't have to leave when the notice expires if you haven't got somewhere else to go. Just keep paying your rent as normal. Your tenancy doesn't legally end until a possession warrant is executed against you or you leave and hand the keys back. My daughter doesn't live with me, I'd likely have medical priority as I have health issues and I'm on pip etc. Contact the council and make them aware then.      
    • extension? you mean enforcement. after 6yrs its very rare for a judge to allow enforcement. it wont have been sold on, just passed around the various differing trading names the claimant uses.    
    • You believe you have cast iron evidence. However, all they’d have to do to oppose a request for summary judgment is to say “we will be putting forward our own evidence and the evidence from both parties needs to be heard and assessed by a judge” : the bar for summary judgment is set quite high! You believe they don't have evidence but that on its own doesn't mean they wouldn't try! so, its a high risk strategy that leaves you on the hook for their costs if it doesn't work. Let the usual process play out.
    • Ok, I don't necessarily want to re-open my old thread but I've seen a number of such threads with regards to CCJ's and want to ask a fairly general consensus on the subject. My original CCJ is 7 years old now and has had 2/3 owners for the debt over the years since with varying level of contact.  Up to last summer they had attempted a charging order on a shared mortgage I'm named on which I defended that action and tried to negotiate with them to the point they withdrew the charging order application pending negotiations which we never came to an agreement over.  However, after a number of communication I heard nothing back since last Autumn barring an annual generic statement early this year despite multiple messages to them since at the time.  at a loss as to why the sudden loss of response from them. Then something came through from this site at random yesterday whilst out that I can't find now with regards to CCJ's to read over again.  Now here is the thing, I get how CCJ's don't expire as such, but I've been reading through threads and Google since this morning and a little confused.  CCJ's don't expire but can be effectively statute barred after 6 years (when in my case was just before I last heard of the creditor) if they are neither enforced in that time or they apply to the court within the 6 years of issue to extend the CCJ and that after 6 years they can't really without great difficulty or explanation apply for a CCJ extension after of the original CCJ?.  Is this actually correct as I've read various sources on Google and threads that suggest there is something to this?.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Rolling Interest Added Onto Repayment Figure.


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Hiya,

 

Did some silly stuff again with PDL but have managed to agree the following:

 

* Wage Day Advance - Owe originally £388.50 and set up repayment plan for £388.50 over 6 months. Been very helpful.

 

*Monkey Dosh - Owe originally £312.48 but they want me to repay an extra £135.39 (1 extra month of interest and then 5% added onto the balance at the end of every month) This is going to take an extra 2 months to pay off than I offered them. They have been really helpful and I've had no calls but still they don't deserve extra money from me.

 

*1 Month Loan - Owe originally £357.50 and they've added an extra £165 to my repayment plan.

 

Just some advice guys, would you email back and state you aren't paying the extra fees or would you start the repayment plan but pay only original amount + 1 months interest and see if they quibble over the final amounts? What do you people think?

 

I have all their bank account details if anyone needs them.

 

Many thanks

 

NLS

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Monkey Dosh? That's all they are is a load of monkeys. I can only go by my own personal experience, but when I was slapped with a load of illegal charges, I told them on writing that I was fully aware of my rights and the charges are illegal and unenforceable. They are typical bullies, if u stand up for yourself it takes them by surprise and they dont like it, but will eventually back down

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Wonder why they dont list their business licence.

 

Licence Number:

0637731

Licence Status:

Current

Current Applicant / Licensee:

Business Name Company Registration Number

Monkey Dosh Ltd 7301026

Categories:

Consumer credit

Credit brokerage

Right To Canvass Off Trade Premises:

No

Trading Name(s) (Current):

monkeydosh.com

Personalcreditloan.com

slaterbrooks.co.uk

Issued Date:

22-Jul-2010

Date Maintenance Payment Due:

21-Jul-2015

Legal Formation:

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

Name Position

Ms Michelle Morrison

Historic Organisations that run the organisation:

Name Company Registration Number Position

Monkey Dosh Ltd 7301026

Nature of Business:

Cheque Cashing Services

Current Address(es):

Address Type Address

Correspondence Apartment 14, Ellesmere Lodge, 28, Ellesmere Road, Eccles, MANCHESTER, M30 9RT, United Kingdom

Principal Place Of Business The Tube Business Centre, 86 , North St, Manchester, M8 8RA

Registered Office Griffin Court, 201, Chapel Street, Salford, M3 5EQ, United Kingdom

Historic Address(es):

Address Type Address

Registered Office 14 Ellesmere Lodge, 28 , Ellesmere Road, Ellesmere Park, Eccles, Manchester, M30 9RT

 

They really need to get the correct type of business listed.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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  • 2 months later...

Sorry to jump onto your thread but I had this email just now.

Surely these people can't access my wages through my employer?

 

Dear X

 

Final Notice - Urgent action required!

 

We have sent you numerous correspondence over the past month asking you to contact us to discuss how we can help you to pay off your loan with us.

 

Unfortunately you have ignored all these requests and therefore we have no option but to apply to the courts for an attachment of earnings. This means that they will contact you employer and instruct them to pay us back from your salary. We may also pass on to a Debt Collection Agency.

 

Both these routes will incur additional charges that will be added to your debt. In an attempt to stop these proceedings you must call or email us now to discuss a solution.

 

 

Regards

 

 

Collections Team

Monkey Dosh Ltd T/A Monkey Dosh

The Tube Business Centre

86 North Street

Manchester

M8 8RA

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  • 5 weeks later...
Sorry to jump onto your thread but I had this email just now.

Surely these people can't access my wages through my employer?

 

Dear X

 

Final Notice - Urgent action required!

 

We have sent you numerous correspondence over the past month asking you to contact us to discuss how we can help you to pay off your loan with us.

 

Unfortunately you have ignored all these requests and therefore we have no option but to apply to the courts for an attachment of earnings. This means that they will contact you employer and instruct them to pay us back from your salary. We may also pass on to a Debt Collection Agency.

 

Both these routes will incur additional charges that will be added to your debt. In an attempt to stop these proceedings you must call or email us now to discuss a solution.

 

 

Regards

 

 

Collections Team

Monkey Dosh Ltd T/A Monkey Dosh

The Tube Business Centre

86 North Street

Manchester

M8 8RA

 

Hi,

 

I just wondered if anything became of this threat. I too have a PDL with MK Dosh and wondered how the work when they get nasty?

 

Thanks

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