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    • Hi everyone, Thanks for the responses. Just a few follow up questions in light of what's been said:   If I dont appeal to PPM, who can I appeal to?   Why should the PCN been attached to the windscreen? Is this written in law?   I assumed the document I had received was the NTK, if this is not the case, what does a NTK look like?   Regarding the compliance with the Protection of Freedoms Act, could the "period" of parking not be argued either way? The legislation doesnt state it must have a start/end time of parking, which I assumed an ANPR camera would pick up if it had one. Is 4 minutes not technically enough to show the vehicle was parked?    Thanks !
    • I see jenrick has stuck his head up with them, and I'm sure this wont faze their nasty rhetoric one wit-less UK growth since 2010 has been lacklustre and largely driven by immigration, says report UK growth since 2010 has been lacklustre and largely driven by immigration, says report | Economic growth (GDP) | The Guardian WWW.THEGUARDIAN.COM Resolution Foundation report suggests parties are dodging the economic challenges facing the country   Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it Immigration: how 14 years of Tory rule have changed Britain – in charts | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Net migration is more than two and a half times the 2010 figure despite a string of Tory pledges to reduce it    
    • Will get them done asap My job changes week to week so at the time I didn’t know. 
    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
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Hello there people,

I'll try and explain my situation as clearly as poss...

 

Last year my daft husband (whilst driving my car) got caught driving a few metres in a bus lane.

A penalty notice arrived addressed to me and he filled in a slip on the bottom of a letter with his debit card details to pay the fine (around £60).

 

The council claimed they never received the letter and the fine was passed on to Equita.

 

My husband made a payment arrangement and made two staggered £51 payments over the phone.

 

He then thought the matter was dealt with and he'd learnt his lesson not to drive 2 metres of a 6 metre bus lane.

 

Yesterday, I came home from an MRI scan (I have a spine/muscular disability which has me in and out of hospital)

to find a scary looking letter from a bailiff wanting to execute a warrant from Northampton court to remove goods/vehicle etc.

 

Attached to the letter is a copy of said warrant which states the amount due (including court fee and adjudication costs) to be £97.00.

 

That amount has been crossed out in pen to be replaced by £292.84.

 

I contacted the council who issued the fine who couldn't help me and Equita have said they can't find a record of how/where the two £51 payments have been allocated/gone

and say that my husband mustn't have paid the full amount.

 

I rang the bailiff (in tears) and explained that we're absolutely skint

(on debt management plan with the CCCS, have four children, I've lost my job due to disability and would try and pay some of the money off when I could.

I then found an emergency credit card with £102 on.

He said he'd try for the whole amount but then rang back to tell me that only £102 has gone through.

 

The bailiff said he would 'call off his boys until Monday' and said I had until then to get the £190 outstanding together.

He wasn't interested in an offer of weekly payments.

 

On Equita's own website their bailiff charges should come to £39.20

(a letter and fee for amount under £100) so don't know where the £195.82 charge comes from

 

I've just done a search on the bailiff's name [edit] and he doesn't appear on the register of certificated bailiffs.

He signed the letter in his name with the title 'Head Bailiff'.

 

I really don't know what to do, we're completely skint and can't possible get the rest of the money together by Monday.

 

Thank you very much in advance!

Edited by seanamarts
removed name of bailiff
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Hi Welcome to CAG,

Can your husband check on statements when and who the 2x£51

were paid they should appear on debtit/card transactions.

I will alert the site team to see if we can get you more advice.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

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something smells here.

 

first off i'd get onto that credit cards numer and do a chargeback.

 

http://whatconsumer.co.uk/visa-debit-chargeback/

 

you paid under duress.

 

then get a looking at your bank statements [online possibly]

 

track down those two payments.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for the swift replies!:-)

My husband rang his bank yesterday and they confirmed the two payments of £51 were made last Nov and this Feb.

Equita seem to believe that any payment made was not the full amount therefore bailiff action (even though they couldn't tell me how/where they were allocated) and Bury Council say that they received some monies earlier this year but were quite vague about it.

Think I'll do the chargeback thing (after getting kids in bed).

 

Thanks again.

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Have any recollection or proof what the actual full amount was,

as DX said there is somthing very wrong here.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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not much to be done till monday now

 

i'd get in touch with the council

 

you need to pull the vunerable string here too

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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The bailiff involved in this incident has been involved in a number of incidents on both CAG and other sites. I am currently helping a poster on another site to deal with [edit]. I am also aware of similar incidents involving him on other internet forums. This incident didn't happen in the West Midlands area, by any chance?

Edited by seanamarts
edited inline with cag posting rules/ removed name of bailiff
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Hello, we're in Bolton and the trafic incident happened in Bury.

That's verrrryyyy interesting that this [EDIT] character is well known for his actions, is it common knowledge that he doesn't appear to be certificated?

Edited by seanamarts
REMOVED BAILIFF NAME
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Yes. [EDIT] certainly seems to get about. His name does not appear on the Certificated Bailiff Register maintained by the Ministry of Justice. Go to http://www.justice.gov.uk to view. A Directory of High Court Enforcement Officers (HCEOs) is attached to this post.He's not in there either. Naughty[EDIT]

enforcement-officers.pdf

Edited by seanamarts
REMOVED NAME OF BAILIFF
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I've just added some reputation for you lamma. The offence you've highlighted - Falsely Pretending to Act Under Authority of A Court - is an indictable offence which means either a police officer or a private individual can arrest/detain the ****** this thread refers to and it can also be used again another ****** on another thread. Thank you very much, lamma. You are a star!

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I'm not trying to defend anyone here, least of all a Bailiff, but the register is not 100% accurate. The MOJ should be contacted to see if indeed he is Certificated or not, also have Equita been contacted to see what Court they say he was approved at as that is where the enquiry should really go.

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I had a case like this some months back, PT, and when I spoke to the MoJ's Bailiff Department their response was that if someone's name was not on the Register, they weren't authorised to act as a bailiff. I'm currently dealing with a case on another site which is, probably, the same character as on this thread. He repeatedly refuses to give details and becomes abusive and aggressive when challenged. Unless he is prepared to be more co-operative or Equita are, then it has to be taken that he is not authorised to act as a bailiff, unless he or Equita can prove otherwise.

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