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Two more pay day loans paid off.


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Well done :)

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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thank you to everyone on CAG for all their advise and support when dealing with PDL companies and bailiffs. your advise has been fantastic and to date i now only have four pdl comapany loans left at the start i had around 11!!.

For all new users please take heart the advise on here really does make the difference between rollovering a pay day loan or taking control.

There is light at the end of the tunnel.....

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  • 4 weeks later...

Remember to get full confirmation of repayment in writing from them.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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You need specific wording. Make sure they state that the loan is now FULLY REPAID, and the account is CLOSED. If there is any remainder, meanign if you reached a settlement with them, you need to make sure that they will not sell it on to a third party and will not chase any remainder.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Reference 365234

 

Dear xxxxxx

 

Thank you for your standing order payment of £66.97. I confirm your debt with Access Fast Money is now repaid.

 

 

 

Regards

Access Fast Money

This was the email response i got from AFM....no more payday loan with them..happy days..

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Well done, and keep that email safe. It's not unknown for some random DCA to come out of the woodwork months down the line trying to grab some cash.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks but your email got me thinking do I have confirmation from other repaid pay day loan companies CFO money box peachy money shop! I shall be emailing them over the weekend for confirmation.

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Thanks but your email got me thinking do I have confirmation from other repaid pay day loan companies CFO money box peachy money shop! I shall be emailing them over the weekend for confirmation.

 

:thumb:

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Well after posting on this sub forum outstanding bakance emailed safe loans money shop peachy CFO, 24 moneybox.Have had replies from safe loans peachy money shop ( saying balance 0.00)and 24 money box nothing from CFO though!!

Crafty aren't they!

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Yup.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thxs silly girl I have 4 more left do by end of year or even beforehand (hoping too!) wonga wage day advance text loans and pounds till pay day have until nov to them off! X

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Congrats. It's a great feeling isnt it? :whoo:

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Thanks for keeping us updated with this. You must be feeling really proud :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Well done Daisy, it is such a great feeling. I am almost done aswel, and it's all down to the amazing people on this site. The thought of being rid of them out of your life forever is second to none. I do believe that mistakes are worth their weight in gold, and that I would NEVER put myself through that again, no matter how bad things get, it's just not worth it. After a year I can only just brings self to take my phone off permanent silent mode due to the hundreds of daily phone calls, and can listen to voicemails and open my emails without a heavy heart. I hope others take comfort I'm seeing this thread, and know that they are not alone. Well done again :-))

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