Jump to content


  • Tweets

  • Posts

    • Thank goodness it's not your roof and you get to foot the bill! How big are these bits of mortar? How often are they falling into your garden? Hourly, daily? Just go ahead with your plans, of course, they're not going to be worried by your time pressures and the urgency of the situation, so simply carry on as you would have done and I'm sure everything will go fine. Unless there is a danger to life and serious structural issues which mean you cannot venture into your garden, then IMHO there is little more you can do less for what you have done so already and made them aware of the issue.
    • Hi all!   Thank you in advance for any help you can give me!!    I parked up (at 18:08) in a rush, entered my Reg and paid for an hour of parking. At 18:20 I got a ticket for not paying for parking.    I've just looked at my receipt and noticed why ... I put "22" instead of "21"  when i put in my Reg. yes... what a stupid mistake.    I seem to remember there being a court case or a rule change about entering the wrong reg but the company wasn't at a loss because i had paid for the parking just technically for the wrong car. Am i making that up?    Any advice would be gratefully received, even some key points i have to hit when doing the appeal      
    • You haven't returned to the thread to give us your views, but a couple of other things strike me which you should consider: 1. You say that at no time was your father's licence revoked by the DVLA. It didn't have to be revoked. It expired in September and his "entitlement to drive" (of which the licence provides proof) expired along with it. He could only continue driving whilst his application was being processed by virtue of s88, and it seems clear to me (based on what you have said) that he was not able to take advantage of the benefits provided by that section. 2. The letter he received threatening to revoke his licence was probably a template letter sent when any medical issues are brought to the attention of the DVLA. But it is clear that beyond September until it was eventually renewed, your father had no valid licence to be revoked. I believe a "not guilty" plea in court will fail. The basic facts are that your father's licence expired in September, it was not renewed until February because the DVLA were looking into his medical declaration and he could not take advantage of s88. So in December he had no licence and no entitlement to drive under s88. The facts that he believed he was fit to drive and that his licence was eventually renewed may mitigate the offence but they do not provide a defence. I also asked whether he had received a summons (very unusual these days) or whether he had received a "Single Justice Procedure Notice". The way to proceed from here differs slightly depending on what he has received so if you let me know, I'll advise further.  
    • Well, what I've read from various sources suggest if a CCJ is 6 years old that if becomes pretty much ineffective for enforcement purposes in its original form.  And that if it's about to expire then the claimant needs to apply to the court to extend the original CCJ within the final year.  Even if they do apply for an extension within the 6 years they have to have a very strong argument for doing so such as the person being out of the country or could not be traced, basically show they were actively still perusing the debt I guess. Now if a claimant ever does apply within the 6 years to extend the CCJ, would the person named on if be notified by the court that such an application has been made?.  In my case I've heard nothing from the court so assume no such application has been made.  The original CCJ in my own case is now a year beyond the 6 years of issue so must now make things even less likely again. So whilst the CCJ exists that they have not enforced it in that time must surely make it unlikely they can now take it back to court because as said it would be very rare for a judge to agree to such action now. That said, I guess they now can't use the CCJ to continue with any action for an attachment order to our mortgage either?
    • Donald Trump now banned from countries including Canada and UK as convicted felon WWW.INDEPENDENT.CO.UK There are 37 countries that bar felons from entering, even to visit.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4391 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Reference: ************

Original Creditor: Quick Quid

Principal Sum: 1,374.00

 

FAILURE TO RESPOND - NOTICE

 

Dear ******

 

Despite previous correspondence you have failed to respond and the above debt remains outstanding.

 

We are not aware of any legitimate reason for non-payment of the account and although we would prefer a mutually acceptable settlement, we will not hesitate to take legal action to resolve this matter.

 

We trust that this will not be necessary and would request that you send your payment by the deadline below.

 

If you do not respond to this letter we will have no option than to arrange our doorstep collectors Meritforce to visit your address and review your ability to repay this debt.

 

To stop this action call:

01563 556 544 immediately to make payment or email us at [email protected].

 

Important: If you are not the named person above please contact us quoting M28128832 to stop any further communication.

 

Oliver Green

 

 

I Have just recieved this email from Mackenzie Hall and im pretty worried about what to do.

The property they may visit is my mothers house. However i do not have the funds to pay the sum in full.

What do i do.

Help would be much appreciated

Link to post
Share on other sites

Simply send them the letter from the library on this site telling them that they are not allowed to visit you in person at any time or at any place.

 

Also, write and tell them the amount that you can realistically afford taking into account other debts, rent etc and wont leave you with nothing. If they try and say no, that is their problem. If they tried to take you to court, theyd get much, MUCH less.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Thank you for your rapid response.

Ypour help is much appreciated. At the moment i'd not be able to afford much more than £50 a month as i am now umemployed.

Do you think this is something they will accept?

Link to post
Share on other sites

If you are unemployed the MOST you should pay towards this crazy figure is £1 a MONTH, do NOT offer one single penny more. A judge in a court of law may even suggest 50p and want a full breakdown of how QQ came to that figure.

 

How much did you orignally borrow?

Link to post
Share on other sites

The you owe round about £800, and not the amount they are claiming.

 

I think the next thing is complain about both QQ and Mackenzie Hall to the OFT and Trading Standards, East Ayrshire Trading Standards to be specifric, the OFT and TS are doing an in depth investigation into the murky market that is PDLs.

 

Mucky Hall really have hit the bottom now picking up debt already dropped by Fredricksons due to the amount of complaints and queries....

Link to post
Share on other sites

Hi Guys,

This is the response i recieved.

''Good afternoon ******

I do take on board what you say.

If you wish to communicate in writing then not a problem.

Can you confirm the following for data protection:

Address

Postcode

Date of Birth.

Regards

Mark

Mackenzie Hall.''

 

Any advice on how to respond to this as i do not have a clue what to do next!!

Link to post
Share on other sites

Report them to East Ayrshire Trading Standards, they have already contacted you 'in writing' a text is THAT!

 

You need to speak to Sam Gardiner or Alan Stewart at East Ayrshire TS as they are aware of Mucky Hall and their miserable tactics.

 

They are having a laugh.

Link to post
Share on other sites

Do NOT confirm any details. They already have them. And they want you to confirm it for Data Protection? :jaw:

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

  • 2 weeks later...

re the above ive been getting the same snail mail asking to confirm name and address etc,i just e-mail saying you wrote to me so you have them already,they e-mail back saying they need these details to confirm my id, just keep sending the same e-mail back,however they now have a vast collection of my local take aways menus,yeah i do stuff there prepaid envelopes with them,childish i know but it makes me feel good.

 

peace to you all

Link to post
Share on other sites

I do the same with another company who keep sending me letters to pay up. I can only afford one takeaway a month so most of the leaflets just sit in my kitchen next to the cookery books. I also make sure they are overstuffed....

 

QQ need to know they cannot override EU law and guidelines, they think they can because they are not based in the EU, which is their downfall as technically they cannot take you to court, they have to use a third party and have a very very good case. I have yet to see any Particulars of Claim from QQ.

  • Confused 1
Link to post
Share on other sites

  • 2 weeks later...

I have recieved another email from them, stating i pay the amount in full.

On wednesday 2nd May 2012 i requested they provide me with proof of the debt they purchased from quick quid abd recieved no response yet they are still asking me to pay up.

 

It almost seems as if they do not read the emails that they recive and spend the whole day bullying people into paying up

Link to post
Share on other sites

Here is the response i recieved ....

Hi XXXXXX

I appreciate what you are saying.

In order for us to even consider giving you a copy of the credit agreement.

Can you confirm data protection.

Address

Postcode

Date of Birth

Thanks

Mackenzie Hall

 

 

 

Shall i just ignore them?

would really appreciate your advice/ opinions

Thanks x

Link to post
Share on other sites

  • Confused 1

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

That doesnt sound right. Hopefully someone else can help out here as i havent seen anyone needing to confirm it, especially as you sent the letter, enclosed the fee, they have your address on file, and can send it there.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Maybe they do just want to confirm data protection details? They have those details anyway, so maybe just confirm them? At least then you'll know if they have the original CCA

It never rains but it pours...

Link to post
Share on other sites

True. But why the DOB. Never really hear of that from a PDL. And its rare to have a creditor asking for confirmation.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

Link to post
Share on other sites

Erm, they are happy to email and speak on the phone.. but if you want to communicate in writing.. as is your legal right.. they want your inside leg measurement !!

 

Rubbish.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...