Jump to content


  • Tweets

  • Posts

    • Hi Schipoo and thanks for the update. This is a brilliant result as rergards your fight with HMRC. If you can manage a Donation to the site, it would be greatly appreciated. Let us know how it goes as regards the fees being sought by Independant Tax.
    • A never ending torrent of **it Outrage as ‘tidal wave’ of sewage floods historic market town’s unique chalk river WWW.INDEPENDENT.CO.UK Exclusive: Water firm pumps sewage into river Misbourne, Amersham on 21 ‘dry days’ during nearly five month period  
    • Worth noting that all of these firms - either the alleged EIS investment, the rebate company themselves or the payee were all registered to the same address. Clavering House is 3 miles away from HMRC Benton Park view offices.   Wardrop - unfortunately unsuccessful due to late appeal - assessments opened by HMRC in March 2019. Scammed by Richard Hall (Capital allowances consultants ltd - Clavering House) investments into Cryoblast Limited 15/16 (Paul Huggins - Clavering House) and Eco Cooling solutions 16/17 (Anthony Fitches - Clavering House).    Mccuminsky - scammed by Capital Allowances after providing his details to Stefan Brown Alpha Tax Consultants (Clavering House) payment made to Eco Cooling Solutions.    Robson - scammed by Capital Allowances - 15/16 paid to Cryoblast 16/17 paid to Eco Cooling.    Myself - scammed by Allan Maxwell - MaxTax (other business Maxwell electronics) registered to Clavering House.   Cryoblast Solutions and Fast Tax - Alan O’Hara    Please note there are two Cryoblasts involved - Cryoblast limited (Paul Huggins and Clavering House) and Cryoblast Solutions Limited (Alan O’Hara also director of Fast Tax).    My return simply said “Cryoblast” another thing that should have been clarified as part of HMRC guidelines before paying out the claim.    Cryoblast limited was already suspected to be involved in fraudulent claims before my investment as Huntly had open assessments issued in November 2018.    Cryoblast Solutions, the same company director as Fast Tax where my money was sent was dissolved before my claims were submitted. 
    • On the d-day issue, * we know sunaks shameful self-interest preferring a hope at using lies for self-promotion over honoring our heroes, * we know Starmer demonstrated his statesmanship with other statesmen and women,  ** BUT where was Farage? Was he in a pub looking for self-promotion? .. Surely as a wannabe statesman - he should have spent a bit of his (someone elses?) cash attending the ceremonies? or wasn't he offered a seat near enough the front to interest him?   mind you .. "I said I wanted my county back. Well now I want my life back ... I am not a career politician... I won't be changing my mind again, I promise you" - Nigel Farage, stepping down from public life. 5 July 2016  
    • dont need them.   let the defendant play the terms game
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Welcome Finance - claim form received


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4043 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 236
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Please make sure you take the advice of never ever dealing with your local branch - they only exist to chase non payers - Welcome no longer do anything else and are unable to make loans.

 

Are you able to edit and scan the default notice they served on you?

Did you purchase the car from a dealer - and if so who arranged the finance for you?

 

Be interesting to see what comes back from the SAR

Link to post
Share on other sites

  • 4 months later...

I have posted about this a few times, and the upshot of it is that we owe Welcome finance £5500ish on a £13996 agreement.

The car has caused us no end of trouble and we have been arguing this for years with them.

 

they have harrased us by telephone, sent letters from god knows how many different managers.

Weve wrote back asking them to wipe charges and we could arrange to settle the debt they said they only charged us £300 in letters etc.

 

We have offered to pay them £2000 more after all the problems we have had with the car, but this they have refused.

 

they are ringing 20+ times a day and in the last phone call about half an hour ago in whi OH refused to confirm security

so the man from Welcome said he's coming to collect the car!

 

Can they do this?

I dont think they can without a court order.

 

what if they have a court order, would we know about it?

 

If they arrive with a court order do I have to give them the car?

 

we have paid nearly £8000 off it,

and I am willing to pay the rest minus all of their unfair interest charges etc

 

Can anyone help??

 

Im worried theyre about to turn up at the door

 

Gilly

Link to post
Share on other sites

Check the terms of the contract I think if you

have paid more than half they need a court order.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

Link to post
Share on other sites

Welscum at their usual best again I see!

 

As bbnb says they can't just turn up and take the car, that's called theft, and they won't have a court order to do so, if they do, that would be fraud (IMO)

 

Stay OFF the phone to them now, tell them that you will ONLY deal with their basic wage chimps by letter, also demand a copy of their complaints procedure, if you don't already have one, and exhaust it so you can escalate your complaint further.

 

Tip off BBC Watchdog, your local MP, and of course the OFT&TS.

 

And get reclaiming all of those fees and charges back, you'll probably find they owe you!

 

Head Office

 

Welcome Financial Services Ltd,

Ruddington Fields Business Park,

Mere Way,

Ruddington,

Nottingham,

NG11 6NZ

http://www.fscs.org.uk/news/2011/march/fscs-declares-welcome-financial-7pghpepm/

 

http://www.bbc.co.uk/watchdog/gotastory/

Edited by Bazooka Boo

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

three threads merged

 

please keep to ONE THREAD per debt issue

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

SAR welcome. Then reclaim all unlawful charges. no, they can't just turn up and repossess the car.

 

can no more highly advise you do this as a matter of urgency

 

you've been told several times over the course of the now merged threads to do this.

 

 

it'll end-up that they owe you i bet.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

and if they ARE phoning 20+ times a day

 

get the harressment letter off PDQ too.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

what are they sprouting off now to try and confuse the customer

 

silly beggers!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

  • 3 weeks later...

Hi yes it did say that. Now had a letter off em saying they want photocopies of drivin license or passport o

Confirm our identity! Said they can't from info give

E.g name address account number etc

Shall I send it to them, maybe they want to know what we look

Like

Link to post
Share on other sites

Hi yes it did say that. Now had a letter off em saying they want photocopies of drivin license or passport o

Confirm our identity! Said they can't from info give

E.g name address account number etc

Shall I send it to them, maybe they want to know what we look

Like

 

Give them my details, tell them to go forth, do not collect £200 do not pass go, but do drop off the edge of a cliff, landing on a electricity sub station, causing a blackout across half the country, so the other 50% of the country that doesn't know how puerile and irritating they are can all vent their spleen in their direction also.

So they have confirmed in writing, that they don't know who you are and have been breaching the DPA on numerous occasions and want you to forward a complaint to the ICO, nice!! Mugs.....

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...