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    • next time dont upload 19 single page pdfs use the sites listed on upload to merge them into one multipage pdf.. we aint got all day to download load single page files 2024-01-15 DBCLegal SAR.pdf
    • If you have not kept the original PCN you can always send an SAR to Excel and they have to send you all the info they have on you within a month. failure to do so can lead to you being able to sue them for their failure.......................................nice irony.
    • Thank you and well done  for posting up all those notices it must have have taken you ages.. The entrance sign is very helpful since the headline states                    FREE PARKING FOR CUSTOMERS ONLY in capitals with not time limit mentioned. Underneath and not in capitals they then give the actual times of parking which would not be possible to read when driving into the car park unless you actually stopped and read them. Very unlikely especially arriving at 5.30 pm with possibly other cars behind. On top of that the Notice goes on to say that the terms and conditions are inside the car park so the entrance sign cannot offer a contract it is merely an offer to treat. Inside the car park the signs are mostly too high up and the font size too small to be able to read much of their signs. DCBL have not shown a single sign that can be read on their SAR. Although as they show photographs which were taken the year after your alleged breach we do not know what the signs were when you were there. For instance the new signs showed the charge was then £100 whereas your PCN was for £85. Who knows, when you were there perhaps the time was for 3 hours. They were asked to produce  planning permission which would have been necessary for the ANPR cameras alone and didn't do so. Nor did they provide a copy of the contract-DCBL  "deeming them disproportionate or not relevant to the substantive issues in the dispute" How arrogant and untruthful is that? The contract and planning permission could be vital to having the claim thrown out. I can find no trace of planning permission for the signs nor the cameras on Tonbridge Council planning portal. and the contract of course is highly relevant since some contracts advise the parking rouges that they cannot take motorists to Court. I understand that Europarks are now running that car park which means that nexus didn't  last long before being thrown out.....................................
    • Hi,   I am not sure if I posted this already here but I don't think I did. I attach a judgement that raises very interesting points IMO. Essentially EVRi did their usual non attendance that we normally see, however the judge (for the first time I've seen in these threads) dismissed the notice and awarded me judgement by default because their notice misses the "confirmation of compliance" paragraph. in and out in 3 minutes (aside from the chat at the end with the judge about his problems with evri) Redacted - evri CPR loss.pdf
    • Just to update this. I did apply to strikeout and they did not attend the hearing. I won by defualt and the hearing lasted 5 minutes (court only allocated 15). The judge simply explained that the only matter he was really considering is if the Defendant could have any oral evidence to defend the claim. However he said he had decided that based on their defence, and their misunderstanding of law, and their non attendence he did not think they had any reasonsable chance so he awarded me SJ + Costs on the claim form + the strikeout fee. Luckily when I sent the defendant the order I woke up the next day to a wire trasnfer for the full sum of the judgement
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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I asked Natwest to write off my debt of £2500 as there is no way on this earth we can pay it. Even on a payment plan with Triton Credit Services at a fiver a month it will take me over 40 years to pay off...

 

So they gave up contacting me...

 

So I now get a letter from Newman DCA, whom I'm about to start the whole process with again lol.

 

Round and round and round we go...

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The old theory on debts not being ''sold or assigned'' whilst

in dispute seems have lapsed it is happening on a regular

basis and the fact has been tested in court and there has

been no favourable results in my experience.

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Debt sold in massive portfolio, usually all on disc with minimal

detail, the purchaser attempts collection if they fail on to another

sale, again with little detail and so it goes on,

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So I now get a letter from Newman DCA, whom I'm about to start the whole process with again lol.

Round and round and round we go...

 

NW won't write off debt, what they will have done is to sell it in a portfolio of other 'defunct debts' that they are unable to collect, get a few pence in the pound for them and claim the rest of their insurance to recoup their supposed losses.

 

The 'new' owner will then claim you owe the full balance and they can offer you a discount if you pay X amount in full or monthly, this is because they have not paid for the full amount they claim you owe or that they have nothing in the way of enforceable paperwork and very little history of the debt.

 

Continuing the game of letter tennis will only prolong the cost of postage and stationary to you, as I doubt you send these letters by 2nd class post? IMO continuing this game of letter ping pong is pointless, someone somewhere needs to take the bull by the horns.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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they are entitled to ask for more money on a regular basis because peoples circumstances do change - obviously your individual circumstances may or may not change

 

it is poor form to get another DCA involved if you are already in a payment plan with one DCA and it is accepted you cannot pay any more - woudl check the debt collection guidance to see if there is anything in there about that.

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Again JB, they will not write off debt, that is a misnomer.

 

All you can do is to stick to the payment you arranged, and pay that amount, if it has been passed on to another DCA that you have no knowledge of or have not been informed of, then stop payments until the OC informs you IN WRITING, that they have farmed this out to a third party, and who it is, what you need then is another letter from said third party informing you that they have been instructed to chase the lemon.

 

STAY OFF THE PHONE.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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I asked Natwest to write off my debt of £2500 as there is no way on this earth we can pay it. Even on a payment plan with Triton Credit Services at a fiver a month it will take me over 40 years to pay off...

 

So they gave up contacting me...

 

So I now get a letter from Newman DCA, whom I'm about to start the whole process with again lol.

 

Round and round and round we go...

 

Have you made a CCA request?

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they are entitled to ask for more money on a regular basis because peoples circumstances do change - obviously your individual circumstances may or may not change

 

it is poor form to get another DCA involved if you are already in a payment plan with one DCA and it is accepted you cannot pay any more - woudl check the debt collection guidance to see if there is anything in there about that.

 

I think using many DCAs is probably against the OFT guidelines. If JB is unable to pay one DCA any more, then he is unlikely to be able to pay more to new one. IMHO that has to be harassment.

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Only harassment if the same DCA keeps chasing

but as they pass the parcel in the hope that a debtor

will finally get so teed off with it that they pay up:madgrin:

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They can keep passing it about. The more they pass it about, the less chances of me actually paying up.

 

That's being very naive.... sorry. You may end up with a very tenacious lot on your case at some point and subsequent court papers because they see you as an easy CCJ (County Court Judgement). What kind of debt is this and have you made a CCA request?

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There is absolutely no reason

for them to write this off as said

they are more likely to raise a claim

for it and take £1 a month forever

and you end up with a CCJ.

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Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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Its fora credit card. And no I haven't sent the ma CCA request yet. I've sent them letter "K" from the library asking for it to be written off first.

 

They won't write it off; that particular template is a waste of time. Without a CCA request being made, you are simply leaving yourself wide open to having court papers issued at some point. If you've made the decision not to pay, then at least go down the proper channels and protect yourself because the "ner-ner-nee-ner-ner" attitiude has no place in this industry; not the way you're doing it anyway.

 

:-)

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