Jump to content


Oc,dca...dca...dca...dca! !


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4605 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

as always

the library green tab top left

 

but you cant reclaim bank charges....

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

no went out the window with the court case last year

 

poss under hardship claim only

 

do some reading

 

everything else bar bank a/c charges are fair game though!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

...

Edited by Sidewinder
Crossed post

Any advice given is done so on the assumption that recipients will also take professional advice where appropriate.

 

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

DONATE HERE

 

If I have been helpful in any way - please feel free to click on the STAR to the left!

 

Link to post
Share on other sites

  • 4 months later...

Hi Caggers,

This a new thread for an old one i have at present but need to be as discreet as possible as they (OC) have advised me not to take any advise from this forum...

.don't now what they are on about.!

 

I have recieved the latest letter from MH in a long line of DCA's chasing a disputed debt which is subject to a possible court action by me

should the OC not cough up the refund for unfair charges etc.

 

In between the pass on to different DCA's i have never had any notification from the OC and this has now been passed on 4 times.

 

The OC has had 4 letters from me now the latest sent today (LBA) as they have totally ignored my previous request's for a refund.

 

I would like to send these muppets a letter as strong as possible...any suggestions on what i should be sending...

Link to post
Share on other sites

and why do you think they are aware or more correctly frightened of your use of CAG

 

because they will lose hands down.........

 

its all very well splitting a thread

 

but it helps no-one reading the forum for help

in what to do if THEY get in the same situation

 

you came to cag for help on lots of issues..........

 

if we allowed this to happen.there would be no threads to read when things like this happen.

 

multiple threads should not be created for the same debt...helps no-one.

 

as for your issue, i'd totally ignore them

and get on with concentrating on nailing the refund

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Stomski, if you read the letter, you will see who the DCA is :lol:

 

twoman, in what form did their instruction not to use this forum/CAG take.. did they actually put that in a letter ? If so, can we please have a copy.

 

I like the final sentence on the bottom of their letter... "If you are not the person we are seeking.. then phone and confirm by way of ID, that you are someone else. " !!!

 

Sheesh.. I thought they had taken their OFT censure seriously.. I would copy that letter to the OFT.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites

That immature letter warrants no response, since when has any one in the UK referred to lunchtime as"noon?", this isn't the U.S.!

 

The Kilmarnock cowboys are up there with Moorcr@p and their "Valid even if not read by you" statements.....jeez, and they wonder why no-one takes them seriously?

Forward a copy of that pathetic letter to the OFT and ignore them.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...