Jump to content


  • Tweets

  • Posts

    • Hi T911 and welcome to CAG. As you say, an interesting screw up. So much for quality control! Anyway, our regular advice is to ignore all of their increasingly threatening missives... UNLESS you get a letter of claim, then come back here and we'll help you write a "snotty letter" to help them decide whether to take it any further with their stoopid pics. If you get mail you're unsure of, just upload it for the team to have a look.
    • Thanks @lolerzthat's an extremely helpful post. There is no mention of a permit scheme in the lease and likewise, no variation was made to bring this system in. I recall seeing something like a quiet enjoyment clause, but will need to re-read it and confirm. VERY interesting point on the 1987 Act. There hasn't been an AGM in years and I've tried to get one to start to no avail. However, I'll aim to find out more about how the PPC was brought in and revert. Can I test with you and others on the logic of not parking for a few months? I'm ready to fight OPS, so if they go nuclear on me then surely it doesn't matter? I assume that I will keep getting PCNs as long as I live here, so it doesn't make sense for me to change the way that I park?  Unless... You are suggesting that having 5 or so outstanding PCNs, will negatively affect any court case e.g. through bad optics? Or are we trying to force their hand to go to court with only 2 outstanding PCNs?
    • That is so very tempting.   They are doing my annual review as we speak and I'm waiting for their response once I have it I will consider my next steps.    The debt camel website mentioned above is amzing and helping to. Education me alot    
    • Sending you a big hug. I’m sorry your going through this. The letters they send sound aweful, and the waiting game for them to stop. But these guys seem so knowledgable and these letters should stop. Hang in there, and keep in touch. Don’t feel alone 
    • In my time I've never seen a payout/commission from a PPC to a landlord/MA. Normally the installation of all the cameras/payment of warden patrols etc is free but PPCs keep 100% of the ticket revenue. Not saying it doesn't happen mind. I've done some more digging on this: Remember, what your lease doesn't say is just as important as what it does say. If your lease doesn't mention a parking scheme/employment of a PPC/Paying PCNs etc you're under no legal obligation to play along to the PPC's or the MA's "Terms and conditions". I highly doubt your lease had a variation in place to bring in this permit system. Your lease will likely have a "quiet enjoyment" clause for your demised space and the common areas and having to fight a PPC/MA just to park would breach that. Your lease has supremacy of contract, but I do agree it's worth keeping cool and not parking there (and hence getting PCNs) for a couple months just so that the PPC doesn't get blinded by greed and go nuclear on you if you have 4 or 5 PCNs outstanding. At your next AGM, bring it up that the parking controls need to be removed and mention the legal reasons why. One reason is that under S37(5b) Landlord and Tenant Act 1987,  more than 75% of leaseholders and/or the landlord would have needed to agree, and less than 10% opposed, for the variation to take place. I highly doubt a ballot even happened before the PPC was bought in so OPS even being there is unlawful, breaching the terms of your lease. In this legal sense,  the communal vote of the "directors" of the freehold company would have counted for ONE vote of however many flats there are (leases/tenants) + 1 (landlord). It's going to be interesting to see where this goes.  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Successful Claims


blueskies
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6120 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Great to read posts from people who have managed to get money back from Nasty Vest.

 

I received a similar letter yesterday to that received by Gebedsman offering to repay me £4587 as a gesture of goodwill but they still stick to the 'we believe that our charges are fair and justified' story.

 

Just a point to Desparate Dan did you have to request the cheque?

 

I only ask as I would prefer to have the cash that way rather than it going direct into my account.

PPMAN159

 

If this comment has helped please click on the scales.

Link to post
Share on other sites

  • Replies 98
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

PPMan159 I was happily waiting for my court date when a letter and cheque from Corbetts turned up out of the blue, using the usual we are right, but as a commercial decision its better to settle the claim then take it to court line lol.

 

I hope this helps.

 

Dan

Link to post
Share on other sites

DD

 

Thanks for the reply

 

The offer I got yesterday was from Mr Higley at Nasty Vest Customer Services in Borehamwood and not from Cobbets, as I would have expected to be the case.

 

I have just posted a letter back to Nasty Vest basically requesting that they repay to me all charges,interest and courts fees totalling £5776.72 and that I will only accept the sum of £4587 previously offered as part settlement and on the clear understanding that I will pursue recovery of the balance.

 

Only once I have received full settlement will I be prepared to withdraw my claim which Cobbetts are now planning on defending.

 

I have also asked that they make an offer of compensation to me in order that I will agree to the confidentilallity clause that they wish to impose.

 

It has taken since November last year to get to this point so another coupe of weeks will not make that much difference.

PPMAN159

 

If this comment has helped please click on the scales.

Link to post
Share on other sites

I managed to reclaim £958 from natwest thanks to you guys

 

thank you!

 

however they have now terminated my overdraft and continued to charge me currently to the sum of £78.64.

 

Not sure what to do about that but thank you!

Link to post
Share on other sites

i have just received a letter today from nat west offering me pretty much my full claim...how long does it roughly take from sending the letter back to receiving the money?

shall i keep the pressure on NatWest or am i likely to get a cheque in the post within the next few days?

 

many thanks!

 

BW

Link to post
Share on other sites

THANKS TO THIS SUPERB WEB SITE, I'VE JUST HAD A CHEQUE FOR £3062!!:D If anyone is thinking of quitting the fight...DON'T!! If you need help, you'll find it on this site ~ & quickly, too!! Originally requested statements from bank end of November, sent first refund request to bank in early January, sent '14 day deadline to court action' letter in mid-February, started court action on 8th March, they acknowledged & filed defence on the 28th day :( !! I received their request for further info via the local court, which put me on the verge of giving it all up :confused: until I followed the advice on this site & sent the 'Claimants Response' letter. Was really suprised to have a hearing date through for just a fortnight later!! Should have been going to hearing this coming Wednesday but received a cheque on Saturday which was just £28 short of my total claim for charges, interest & court fees . I'm not going to argue about that!! They really dragged it all out to the bitter end, only responding to everything at the last possible moment! & leaving me very little time to notify the court with the weekend & bank holiday:mad:!! Anyway, it was all worth it in the end!! I really couldn't have done it without your site & will be giving a donation to say thank you as soon as the cheque is in my account!! Keep up your good work!! I'm sure there are plenty of others like me out there who need all the help they can get!! Thanks again. :D xxx

(I'm sorry, I can't even find my thread to ask for it to be moved!! Please could someone do the honours for me, if poss!! :o )

Link to post
Share on other sites

  • 2 weeks later...

Darclain

 

Start all over again I certainly am going to

 

It is your money re-claim it

 

StevePM

StevePM

 

If you find this useful please tip my scales

 

First win £5k+ another five on the go all with NatWest

Link to post
Share on other sites

Hi Guys, couple of questions I'd like to ask cos I've now had enough of Natwest. Since 1st May I've had £380 charges applied to my account. That is insane! I'd like to know; where do I send the letter for requesting my last 6 years of data, do I enclose £10 cash or £10 cheque and if a cheque, who is it payable to? And then, finally, who do I send the letters saying I want to reclaim my charges too?

 

Thanks folks, I'm really encouraged by some of the success stories here.

Carl.

Link to post
Share on other sites

Weymouth

 

Welcome to CAG.

 

To begin with open your own thread in the Nat West section under Weymouth v Nat West.

 

That way it will be easier to follow as all of your posts will be in your own section and will not get confused with others.

 

The SAR should be sent to the following address:-

 

National Westminster Bank Plc

Customer Relations

Ground Floor

National Westminster House

225 Shenley Road

Borehamwood

WD6 1TE

 

Enclose a cheque for £10 payable to Nat West and then wait 40 days.

 

Hope this helps.

PPMAN159

 

If this comment has helped please click on the scales.

Link to post
Share on other sites

Claimed back £320 from Natwest bank, please change thread 'Natwest Bank Claim' and also won £226 from Natwest Credit Cards. Could you also change the thread name from 'Natwest Credit Cards Claim!' to WON please!!

 

Thanks for all the help and guidance received from this website!! Cheers ABA

Link to post
Share on other sites

  • 4 weeks later...
Hi

Just to let all those who are currently reclaiming their unfair bank charges from NatWest. STICK WITH IT - I have just received a cheque yesterday for £3956.00.:)

 

Definitely well worth the fight!!!!

 

 

hi, how far in the process of reclaiming did you go before they paid up?

Link to post
Share on other sites

  • 2 weeks later...

Hi, just wanted to let everyone know that NatWest paid back my charges. I sent my 2nd letter with the calculation of costs spreadsheet and also my bank statements (hadnt sent them first time round and got a letter back to say I had to send them). Sent the letter on the Tuesday 17th July and got a reply on Saturday 21st July saying that they didnt agree with that they had done anything wrong but would agree to pay back £4,024 which is exactly the amount I asked for! The money was put into my account on Wednesday 25th July.

Thanks to CAG for all your help. I cant believe that they paid up without a fight - fantastic!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...