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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Mickgibbons1
      Shock !!EVRI has lost my parcel PS5 - court claim issued***Settled***

      By Mickgibbons1 · Posted

      Thank you to you all, you guys are amazing!! Yes of course i will be making a donation, i am very grateful to you all. Keep up the good work
    • JustAnOldGal
      Studio returns problems.

      By JustAnOldGal · Posted

      I'm not quite out of the woods yet. The email they sent me also said that I have £290 of arrears and it has been passed onto their collections department. If anything my account should be £10 in credit.  They haven't taken into account the trainers that were returned back in October. The other items have been credited to my account so it looks like I've still got work to do.  They are not very quick to reply to emails, although I've only sent one trying to find more information, and I have no idea what happens next. Half of me want's to get it sorted properly the other half just wants it over with, if that means a default then so be it. 
    • HP Mum
      Private Land parking issue

      By HP Mum · Posted

      No. It's a public (council maintained) road with some houses in it.   Some other houses back onto it too and those owners have right of way down the road to access the back of their properties.  Theres a few garages with private osp - so one drives out the garage, over the osp, and onto the public side road and then out on to the public main road.  Irrespective of whether the garages are used - the local businesses parking their cars on the private osp are ostensibly preventing cars from accessing the public roads.
    • dx100uk
      Private Land parking issue

      By dx100uk · Posted

      is the side street solely for access to your garages? who owns the land and thus the road? dx  
    • HP Mum
      Private Land parking issue

      By HP Mum · Posted

      A local business has been parking on an off-street parking space in front of my garages (in a side street).  I wasn't using them for a while so didnt bother to do anything.  But now a second local business is also using the osp - taking it in turns with the 1st biz.  This has started to nark me.    The employees choose to drive to work.  There is no private parking in their business's street.  But there are some underground secure garages in their street - which cost apx £2.4k/y to rent - which works out apx £6.60/d. (I believe one of the biz owners already rent one for storage purposes).  If the employee had to park on a meter it would cost them £6.60/h - £66 for 10h and have to move every 4h.  They just don't want to pay for parking. I haven't confronted either of them.  Instead I just put 2 clear "no parking" signs in front of the garages. And a note on one of the cars specifically saying that as they don't live or rent in the street and it's private land could they stop parking.   They ignored that.  And just put notes on their dash with a # to call if one needs the car moved.  There is a sign and they've been told in writing to stop parking. And they are just ignoring it.    I don't what a confrontation.    I don't want to go to the expense of bollards (other than maybe traffic plastic ones - but they'll probs just move them).  Council won't do zilch cos it's private land. And police won't get involved - unless I clamp/ tow the cars and then they'd be after me, not the drivers!    What's the best thing to do?

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

      BankFodder posted a post in a topic,

      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Hafilax 1/HBOS CC - no cca but we have an agreement and will produce evidence in court!

Rocky Roadster
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Rocky Roadster

Rocky Roadster

Posted
  • Author
Posted

Thanks to everyone for the advice. I have a better understanding of the situation now. I have a lot of loans that have been "stopped" by my dispute letters because the agreements are illegible, do not exist or do not comply, and I was worried about a flurry of claims with amazingly reconstituted agreements. I now know that is not the case.

 

With your help, battling on,

 

Many thanks,

Rocky

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Happyhippy1959

Happyhippy1959

Posted
Posted

Keep us updated Rocky,, I await my first CCA request...well two actually, one from CABOT for a 1993 YB Visa card. Only did that as they were adding 12% interest how they expect me to ever pay it off when its only beeing paid by token payments at the moment beggars belief. All my other creditors stopped interest years ago...

[sIGPIC][/sIGPIC]Happyhippy1959

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Happyhippy1959

Happyhippy1959

Posted
Posted

Thanks broke,,, silly me,,,, have been ill this weekend still a bit under the weather and doped up..( legal prescription guys and galls) So what does that mean. I agreed due to my circumstances to pay YB £1.00 a month and without fail I did. They sell to CABOT who have agreed to £1.00 a month but are going to add 12% interest. I have written a letter with the CCA request asking them not too but want to see the Terms and conditions of the original CCA...

[sIGPIC][/sIGPIC]Happyhippy1959

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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted

If they buy the debt with all the rights

and obligations of the original agreement

then they inherit the variations and the arrangement.

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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count orlok

count orlok

Posted
Posted

I argued this point with cabot untill i was blue in the face, but they would not capitulate, insisting they had the right to charge interest. In the end we agreed to differ, I'll give them their one piece of silver each month so long as they do not add the interest, and they'll retain the right to add it if I stop paying them.

 

If I don't get anything to replace my IB this is one debt that is going to baloon, but hey, this stone ain't bleedin'

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BRIGADIER2JCS

BRIGADIER2JCS

Posted
Posted

The problem is with Cabot is there intellect

is severely weak to say the least their ''script''

has to be spouted whatever the situation:madgrin:

Any Letters I Draft are N0T approved by CAG and no personal liability is accepted.

Please Consider making a donation to keep this site running!

Nemo Mortalium Omnibus Horis Sapit: Animo et Fide:

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PriorityOne

PriorityOne

Posted
Posted
I argued this point with cabot untill i was blue in the face, but they would not capitulate, insisting they had the right to charge interest. In the end we agreed to differ, I'll give them their one piece of silver each month so long as they do not add the interest, and they'll retain the right to add it if I stop paying them.

 

If I don't get anything to replace my IB this is one debt that is going to baloon, but hey, this stone ain't bleedin'

 

Was this argument in writing...... because Cabot never even tried to add interest to one of my bought accounts..... although no CCA meant they got nothing anyway; phantom interest or otherwise.

 

:-)

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count orlok

count orlok

Posted
Posted

They didn't other than implying they where above the law and could do what they wanted. They claimed that as interest was allowed under the agreement with Egg, and it was variable they could charge what they liked. The agreement with Egg that was cancelled by Egg before the defaulted balance was written off against tax and sold on.

 

Not too bothered, they can claim what they like, interest or no interest it'll never be paid off in my lifetime. Depending on what happens with my ESA claim it's possible they'll get no more anyway. As I said somewhere else "this stone ain't bleenin'".

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Happyhippy1959

Happyhippy1959

Posted
Posted

OOOPS, Hippy has opened a can of slime worms here. Count is right, so is BB's mantra, they are only getting what I can afford. they now have the request for my original CCA and lets go from there. NO CCA, NO pay,,,, there shear greed will be there downfall on that if that is the case..... Knowing my luck up will come the original pristine and new out of YB's vaults even from 1991...

 

As the count says, they won't get it in my life time.... 52 already, job on a knife edge,,,, who cares... me BR money is safe and if job goes, House goes, and hippy goes down to court... ( I think I get a bit back if I have ended up on benefits is that right??? ) not the whole £750

[sIGPIC][/sIGPIC]Happyhippy1959

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