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    • Hi, we are looking to get some opinions on weather or not to bother fighting this PCN. This comes from a very big retail park parking where there are restaurants, hotel, amongst other businesses. The parking is free but I suppose there must be a time limit on it that I am not aware of. We were in the area for around 4 hours. Makes us wonder how they deal with people staying in the hotel as the ANPR is on what appears to be a publicly maintained street (where london buses run) which leads to the different parking areas including the hotel.  1 Date of the infringement 26/05/2024 2 Date on the NTK  31/05/2024 3 Date received 07/06/2024 4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]  YES 5 Is there any photographic evidence of the event? Entry and exit photos however, based on the photographs we are almost sure the photos are taken on public street. This is the location I believe photos are taken from.  https://maps.app.goo.gl/eii8zSmFFhVZDRpbA 6 Have you appealed? [Y/N?] post up your appeal] No Have you had a response? [Y/N?] post it up N/A 7 Who is the parking company? UKPA. UK Parking Administration LTD 8. Where exactly [carpark name and town] The Colonnades, Croydon, CR0 4RQ For either option, does it say which appeals body they operate under. British Parking Association (BPA) Thanks in advance for any assistance.  UKPA PCN The Collonades-redacted.pdf
    • Thank you for posting their WS. If we start with the actual WS made by the director one would have doubts that they had even read PoFA let alone understood it. Point 10  we only have the word of the director that the contract has been extended. I should have had the corroboration of the Client. Point 12 The Judge HHJ Simkiss was not the usual Judge on motoring cases and his decisions on the necessity of contracts did not align with PoFA. In Schedule 4 [1[ it is quite clearly spelt out- “relevant contract” means a contract (including a contract arising only when the vehicle was parked on the relevant land) between the driver and a person who is—(a)the owner or occupier of the land; or (b authorised, under or  by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land; And the laughable piece of paper from the land owners cannot be described as a contract. I respectfully ask that the case be dismissed as there is no contract. WE do not even know what the parking regulations are which is really basic. It is respectfully asked that without a valid contract the case cannot continue. One would imagine that were there a valid contract it would have been produced.  So the contract that Bank has with the motorist must come from the landowner. Bank on their own cannot impose their own contract. How could a director of a parking company sign a Statement of Truth which included Point 11. Point 14. There is no offer of a contract at the entrance to the car park. Doubtful if it is even an offer to treat. The entrance sign sign does not comply with the IPC Code of Conduct nor is there any indication that ANPR cameras are in force. A major fault and breach of GDPR. Despite the lack of being offered a contract at the entrance [and how anyone could see what was offered by way of a contract in the car park is impossible owing to none of the signs in the WS being at all legible] payment was made for the car to park. A young person in the car made the payment. But before they did that, they helped an elderly lady to make her payment as she was having difficulty. After arranging payment for the lady the young lad made his payment right behind. Unfortunately he entered the old lady's number again rather than paying .for the car he was in. This can be confirmed by looking at the Allow List print out on page 25. The defendant's car arrived at 12.49 and at 12.51 and 12.52  there are two payments for the same vrm. This was also remarked on by the IPC adjudicator when the PCN was appealed.  So it is quite disgraceful that Bank have continued to pursue the Defendant knowing that it was a question of  entering the wrong vrm.  Point 21 The Defendant is not obliged to name the driver, they are only invited to do so under S9[2][e]. Also it is unreasonable to assume that the keeper is the driver. The Courts do not do that for good reason. The keeper in this case does not have a driving licence. Point 22. The Defendant DID make a further appeal which though it was also turned down their reply was very telling and should have led to the charge being dropped were the company not greedy and willing to pursue the Defendant regardless of the evidence they had in their own hands. Point 23 [111] it's a bit rich asking the Defendant to act justly and at proportionate cost while acting completely unjustly themselves and then adding an unlawful 70% on to the invoice. This  is despite PoFA S4[5] (5)The maximum sum which may be recovered from the keeper by virtue of the right conferred by this paragraph is the amount specified in the notice to keeper under paragraph 9[2][d].  Point 23 [1v] the Director can deny all he wants but the PCN does not comply with PoFA. S9 [2][a] states  (2)The notice must— (a)specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates; The PCN only quotes the ANPR arrival and departure times which obviously includes a fair amount of driving between the two cameras. Plus the driver and passengers are a mixture of disabled and aged persons who require more time than just a young fit single driver to exit the car and later re enter. So the ANPR times cannot be the same as the required parking period as stipulated in the ACT. Moreover in S9[2][f]  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; You will note that in the PCN the words in parentheses are not included but at the start of Section 9 the word "must" is included. As there are two faults in the PCN it follows that Bank cannot pursue the keeper . And as the driver does not have a driving licence their case must fail on that alone. And that is not even taking into consideration that the payment was made. Point 23 [v] your company is wrong a payment was made. very difficult to prove a cash payment two weeks later when the PCN arrives. However the evidence was in your print out for anyone to see had they actually done due diligence prior to writing to the DVLA. Indeed as the Defendant had paid there was no reasonable cause to have applied for the keeper details. Point 24 the Defendant did not breach the contract. The PCN claimed the Defendant failed to make a payment when they had made a payment.   I haven't finished yet but that is something to start with
    • You don't appeal to anyone. You haven't' received a demand from a statutory body like the council, the police or the courts. It's just a dodgy cowboy company trying it on. You simply don't pay.  In the vast majority of these cases the company deforest the Amazon with threats about how they are going to divert a drone from Ukraine and make it land on your home - but in the end they do nothing.
    • honestly you sound like you work the claimant yes affixed dont appeal to anyone no cant be “argued either way”  
    • Because of the tsunami of cases we are having for this scam site, over the weekend I had a look at MET cases we have here stretching back to June 2014.  Yes, ten years. MET have not once had the guts to put a case in front of a judge. In about 5% of cases they have issued court papers in the hope that the motorist will be terrified of going to court and will give in.  However, when the motorist defended, it was MET who bottled it.  Every time.
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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ocharged v halifax ***SETTLED IN FULL***


ocharged
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Hi,everyone I`m calm today,still nothing their 7 days is up today I`m not going to contact them just wait,if still nothing by monday I will give them a calm stress free call.Thanks for all advice will let you know.

:p
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Hi,just an update,I called the court this morning to find out if they had heard anything from Halifax as in a letter I recieved they said they had sent Acknowledgment of service back to court intending to defend,to my suprise the court have heard nothing from them and told me their time was up yesterday,so my husband called Halifax as told todo so by the court to ask when funds would be available in our account,he was placed on hold for 1 hour and 10 mins,so he hung up and called back to be told he would not be placed on hold again she would go and get a manager,only for her to put the phone down on him,he then had a fag chilled out a bit and called again only to be told that a manager would call him back before 1 oclock today to resolve this matter.

:p
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Watching the clock for you with fingers crossed. If they don't respond, that means you can apply to the courts for judgement. Don't tell halifax you're doing that as they can still send a late defense in and extend the case.

 

Imagine the pleasure in sending a bailif around to your halifax branch. You wouldn't be the first!

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Halifax just called back,and said they have 30 days to put in a defence not 14 days,they dispute my acknowledgment of their letter by phone and email,but have agreed and apolagised about delay to put the cash into our account within next 2 hours.

So all new claimers be aware of the mind games that Halifax are now playing they have up`d their game plan.Will let you know.

:p
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CONGRATULATIONS OCHARGED

Have been following your thread as we were both on the same time scale filed at court and deemed served on same dates,only down side i haven't heard a thing,so my wait continues nervously.So go and enjoy spending your well deserved money.

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  • 2 months later...

Congratulations!!!

 

I am now waiting for my court date - so it mean that I will have my money back soon too, doesn't it? ;-)

If I helped you click on my scales (on the bottom on right hand site). Thanks

 

July 2006 - DPA sent - never got reply

September 2006 - First letter sent, got offer for half of charges, Thanks but no thanks reply with LBA sent in October 2006

January 2007 - filed Small Claim on-line

after some mix-ups on 14 February 2007 Small Claim pack served to Halifax

they have 6 weeks (Claim from NI take longer) until 28 March 2007 to respond

 

See my thread:

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/71700-kecimot-against-halifax-learn.html

 

Direct contact for Halifax

 

Matthew Ingham

Team Leader - Regulated Sales

Customer Relations - Halifax

HBOS Plc

CB/2/CR/26527

Direct Dial: 01422 326 527

[email protected]

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  • 2 weeks later...
Hi,money recieved in bank.Thankyou to everyone who has helped and given advice along the way,bless you all.I`m off todo the survey and give a donation.

 

Can someone please move my tread Thanks.

 

Told ya - well done you!!!!!!!!!!:D

 

Boo x

;) Boobaby

Please hit the scales if you think I've helped!

Please note that advice given is purely my opinion and should be treated as such.

FAQ’s

http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/

HSBC Claim - August 2006 £2,700 paid November 2006

Halifax Claim - August 2006 £4,100 paid December 2006

GE Capital - August 2006 - settled

Log Book Loans - August 2007 - sorted

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Blimey!! ive just spent 30 mins reading all of "ocharged" s threads and im emotionally worn out!!! Good ending tho! Please reassure me that in 2 days (when my 14 days r up from my 1st letter of claim) that u'll all b there 4 me 2 cos i cant do it without u, honestly! This is scaring the wits outta me! ps.... im claiming £1700.00 w/out interest and that spreadsheet jargon has totally done my head in! :(

Thanking u all in advance and hoping u can all help me thru this!!

Loadsa luv

Traci

pps... i hope im on the right thread??? if not pls redirect me!! lol

Halifax... claimed £1629 feb 2007.

Abbey..... started claim feb 2007.

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  • 2 weeks later...

I am trying to claim back a mere £70 and have had to take the Halifax to court. The court didnt any acknowledgement from the Halifax so requested a judgement on line - I recieved confirmation from the court that a judgement was entered against the Defendent on 21 February. Just wondering what happens next - anyone know ?

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  • 3 weeks later...

Hey people so can i get this clear? All i have to do is write a letter to my bank asking for a list of the charge's they have taken off me along with £10 is that all i have to do i know i have alot of charges that have been taken off me so it would be grate to get it all back and as im young and don't really know what to write in a letter so anybody that would be m willing to help please get back to me ASAP

 

 

Thank you :)

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Hi all,

 

I wonder if any one can help me a year ago I had an overdraft on my account for a £1000 which I hasten to say was mostly in bank charges. I have stopped using the bank account now and they have put another £1500 charges on the account. I have sent in the SAR letter paid the ten pounds and sent it via recorded delivery and have now been issued with a letter from the baliffs what should I do?

 

I sent it 10 days ago and it seems as if they have completely ignored the request and are going straight to legal action.

 

Any help on this would be most appreciated.

 

Cheers

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