ocharged v halifax ***SETTLED IN FULL***

[ocharged]

Wish they would say that to me,I`m claiming 2`370.00 + 499.38 interest =2`869.38.

I dont know why Halifax puts themselfs through all the crap,if there going to pay up anuway.

[neilbass]

ocharged, for what its worth Royal Mail 'lost' my LBA as well (I sent it Recorded signed for and it never showed up as delivered).

 

After a couple of emails complaining (check the website for address) they apologised a lot, then sent me a book of 12 1st class stamps as a 'sorry!'.

 

Not a fortune I know, but better than nowt and it now means the rest of my letters to Halifax and Barlcaycard go 1st class free!!

 

Good luck with your claim

[julie1961]

Ocharged did you manage to sort out your spreadsheet & work out your interest?

I rang the court this morning & they said the papers have to be served to the bank by the 21st which is tomorrow so hopefully I will get a nice surprise next week.

[ocharged]

Yes managed to sort out spreadsheet,or should I say my husband did within about 3 minutes.Thanks will keep you all posted.

[ocharged]

Hi,right I`m nearly there I`ve got my perticulars of claim sorted,I`ve got my list of charges with 8% added,I`ve got my NI forms to fill in.

Do I need to add copies of the letters I have sent to the bank and there responses upto filing court claim or do I just list them with dates and stuff?

Thankyou.

[julie1961]

i didn't send anything else with mine when i handed mine in. i have kept them in a safe place incase it does go to court but at this stage i just sent the claim form in plus spread sheet. If you are taking them to your court office please make sure you hand in 2 copies of your claim form & spread sheet, one for them to send to the bank & one for the courts files. Good Luck

[ocharged]

That will save me a bit of work then.Sorry to be a pain but the particulars of claim N1 hard copy version in the templates library,is this the one I defo need to use,I`m just double checking.THANKS.

[aardvark the lecturer]

Hi Ocharged, been busy with work/life for a while. How's your N1 going?

[ocharged]

Hi Aardvark,I went to court yesterday just to get everthing checked and she said everything was fine and correct so I`m going back today to file my claim.I also asked her when my claim would be issued and she told me if I take it in at 10 o clock it would be served today,so thats great.I will keep you all posted.

[julie1961]

Good luck Ocharged, you are very lucky if your court can do it that quick, not like my court that don't seem to know what they are doing half the time. Keep us posted & I will let you know how my claim has gone.

I was watching about it this morning on GMTV, said highest pay out so far was £19,000 so far i think.

[ocharged]

Hi,just a quick note I recieved my court papers back this morning,Halifax have had their`s` served also.I will let you all know what happens next.

[julie1961]

Not long now Ocharged, the waiting is killing me as I haven't recieved anything. Rang the court & they said because I only took 2 copies in they don't send one to me but they say they were served Saturday so we will have to just sit back now & wait.

[ocharged]

Any idea how long we will have to wait?

[julie1961]

The bank have 14 days to respond, mine was served the 21st so they have till 4th November so yours will be around the 8th. I think though ready through other claims its about 5 days to a week after but I suppose it depends on how busy they are.

[ocharged]

What do I do if they defend?I read some other threads just now and people are getting letters saying they will defend but it costs to much so we will pay up,just wondering if thats the way it`s going?Hope so for our sake.I feel so close yet so far if you know what I mean.

[julie1961]

Its pretty standard that they say they will defend but then pay up. I feel the same way as you, I wish it was all over now.

[Angi]

I had letters saying they were going to defend!! still waiting for them to do that hahahaha, no, they paid up before the 28 days were up.

Dont worry about it to much, they are just playing for a few more days, they will pay up soon..

[ocharged]

I just want my money back.They ***** money from my unborn child,check aardvark`s straw poll for my sad story.

 

Word edit due to libelous nature.

[suzanne9993]

Hi, just been reading through your thread.

i'm at the same stage as you....very exciting but nerve racking! i have done my claim through MCOL and so it took a few days to get the claim served. Halifax have Acknowledged the claim. should hear somehting pretty soon i hope!!! keep us updated!! GOOD LUCK!!

[aardvark the lecturer]

Aaahhh,

 

the waiting game.

 

They

 

seem

 

to

 

be

 

so

 

slow

 

at

 

the

 

moment.......

 

Keep chins up, he/she who waits and all that!

[ocharged]

Hi everyone,just an update,I`ve heard nothing from Halifax yet.Court papers deemed served on the 26th October.Will let you know when I hear anything.

[julie1961]

I haven't heard a thing either, deemed served the 21st October. Really getting fed up now.

[ocharged]

Me to,everyone else is being paid out,even a letter to say they got it would be nice.I wonder if it`s differant if you file an N1 form,you know takes longer.

[Angi]

Just to let you know, there is no differance, Its a waiting game, & a well worth waiting game too

Just sit back, I know you will feel like its taking forever, but it will all be over in about 28 days, coz the bank could defend, which gives them a bit more time with your money. Then around 2 days before the 28 days are up, Check your bank account I think you will be sing...I won lol

Waits nearly over

[willmurr6]

Hi i am feeling the excact same way filed summery cause on 20th oct haven't heard a peep not even an acknowledgement from sheriff oh well another day of waiting for the post and checking bank account hope it happens soon for all of us.