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Boobaby

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Boobaby last won the day on November 5 2006

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  1. As far as I am aware they will only put an S (settled) on your credit file. This record will then remain on your file for six years from the date of default. So although it is showing as settled the record is there for all to see that you have defaulted. Boo
  2. What fantastic sites! I have just printed off a couple of the notices from the last site. I live in a quiet road with parking for about 23/24 cars. There are 19 houses with one of the houses having been made into two flats. The upstairs occupant of one of them has four cars, seems if one goes wrong rather than get it fixed who goes out and buys another. They are all of course big cars - two estates and two large BMW's. He insisted on parking all of the cars in the limited spaces in our road which is partially residents parking. A number of us asked him to move his vehicles which eventually he did - well one of them anyway! Until that is one of the others broke down, which was then towed back into the street and the moved vehicle was repaired and that is also now being parked back in the street along with two others which aren't road worthy but have tax plus of course the only one he drives!! I personally have given up on him, but its' so annoying because I can never park anywhere near my house. I only have a little car, but when it's full of shopping I could personally punch his lights out, so will try the tickets and see if that works. Don't know if that's the way to go with that neighbour of yours though, strikes me he could be the kind of guy that could potentially carry out a revenge strike and also park all four of his vehicles in your spaces! Sorry
  3. Hi everyone Does anyone know where we are with regard to the 'STAYS'? Seems a really long time since Claim papers were submitted by myself and many of my friends and the OFT case, yet I have seen no update as to where we currently stand regarding a decision. Thanks
  4. Hi I am not quite sure who deals with the funding of placements in England but here in Wales Local Government Social Services Departments have that responsibility. If I were you I would contact your Local Health Board and or Local Authority and find out who deals with the funding of care home placements and ask for a copy of their funding criteria. Explain that son in law would like to purchase property to release his in laws of the financial burden/worry a Mortgage has placed on them and what would be the penalties, if any, of him doing this should one or both need placements in the future? I dealt with funding placements in a previous job with Social Services but that was some fifteen years ago and I know that criterias have changed quite significantly in Wales. Good luck Boo
  5. Not sure if people are aware but eBay changed it's Feedback Policy in May of this year. What it means is that if you are a BUYER - everything is still hunky dorey and you can leave - Positive, Neutral and Negative la, la, la, la, la all alright with the world, so as it was before:D If you are a SELLER beware - everything is not as it was before and you can only leave Positive:eek:. So if your buyer bounces a cheque or doesn't pay - POSITIVE! If your buyer doesn't like the item and demands a refund and threatens you with a Negative Feedback - POSITIVE! If your buyer is the most obnoxious creature and leaves you a negative for whatever reason - POSITIVE! We are seeing a picture here now? When you ask eBay to remove the feedback - this is the response you get: eBay cannot get involved in feedback disputes or else feedback would become eBay's opinion rather than members' opinions and we cannot be seen to be taking sides. eBay will only remove Feedback ratings and comments in very limited circumstances. These are listed in our Feedback Abuse and Removal policy. Even if you believe that you didn't deserve negative Feedback from your buyer, it's unlikely we'll remove it. Then directly after that (same policy) it reads: Why don't we take sides on Feedback? But they do and it's always in favour of the Buyer. This is what happened to me: I HAVE EMAILED EBAY AT LEAST THIRTY TIMES IN THE LAST THREE WEEKS DUE TO INAPPROPRIATE NEGATIVE FEEDBACK AND I GET THE USUAL "WE CANNOT GET INVOLVED" INVOLVED ENOUGH TO SUSPEND MY ACCOUNT THOUGH!! FIRST NEGATIVE FEEDBACK WAS AN EBAYER WHO REGISTERED WITH A POSTCODE AS AN ADDRESS AND SOMEBODY ELSES PHONE NUMBER FOUND THIS OUT WHEN I PHONED, WHO THEN PROCEEDED TO PURCHASE AN ITEM WITH A FRAUDULENT CHEQUE WHICH OF COURSE BOUNCED - THEN LEFT ME NEGATIVE FEEDBACK!! SECOND EBAYER - AN AMERICAN WHO LEFT NEGATIVE FEEDBACK FOR ME IN ERROR HE'D ACCUSED ME OF NOT SENDING HIS ITEM FOR TWO MONTHS! WHEN I CHALLENGED HIM AND PROVIDED EVIDENCE THAT IT WAS LESS THAN TWO WEEKS HE TRIED TO WITHDRAW THE FEEDBACK AND SAID THAT EBAY WOULDN'T LET HIM - WHICH IS TRUE!! IF THE FEEDBACK WAS JUSTIFIED I WOULD PUT MY HANDS UP AND SAY OKAY - "FAIR COP GOV" BUT IT'S NOT AND I CAN'T DO ANYTHING ABOUT IT. EBAY HAVE SUSPENDED MY ACCOUNT FOR 30 DAYS ON THE GROUNDS OF BUYER DISSATISFACTION. THEY HAVE WITHDRAWN 30 ITEMS I'D LISTED WITH SALES ON FIVE AND I AM UNABLE TO PAY FOR ITEMS I HAVE ORDERED OR ORDER ANYTHING ELSE. I HAVE BEEN REGISTERED ON EBAY FOR ALMOST 5 YEARS AND HAVE NEVER HAD SO MUCH AS A WARNING PREVIOUSLY, NOW THROUGH NO FAULT OF MINE I HAVE BEEN SUSPENDED! CAN ANYONE HELP? PLEASE Boo x
  6. Oh Boy - Impressive credentials!! I will see your credentials and raise you two degrees and numerous management qualifications! That my friend still does not give me the right to stand in judgement of others. I am and I make no excuses absolute crap with my own money. Thankfully I have managed to put my house in order with the help of people on this site who have been willing to give up their time and impart their knowledge allowing me to do that. They have not sat in their ivory towers judging users (including themselves) of this site who have incurred difficulties. I am glad that you appear to have no financial issues and are able to manage your affairs without resorting to using bullies, conmen and downright rip off merchants, so why then are you on here? Thank you all for your help advice and support you truly are amazing
  7. Hi Fleeced This was settled some time back and yes I got my costs. I was more than happy with the settlement. Boo x
  8. And damned if you don't We all learn the hard way - good advice castlebest.
  9. Don't know how they are dealing with their claims now - perhaps they went a little mad after they settled mine, as I understand lots of people are now using a firm of Solicitors. I did manage to do it on my own. I followed all of the procedures and DIDN'T GIVE UP! I kept on even though they tried to say it was all my fault and if i'd handled my account better etc etc - nothing to do with the way I handled my account they kick a dog when they're down so to speak! I missed one payment due to a life threatening hospital admission (month) and they wouldn't accept a debit/credit card or cheque payment just cash via a payment book. I couldn't get to the bank and tbh to ashamed to ask someone to pay it for me! Carried on paying after my discharge but that one missed payment snowballed. All I can say is thank God they never got their mitts on my car and that the loan was only for a £1000. I can't believe people still use these v******s (flying birds that usually hang around death!) but more than that I can't believe they are still trading. Absolutely astounded to see they have their own section on the site but also sad to see as this means people are still taking loans with them. Good luck to those of you taking them on ! Boo
  10. Not like you to not know what's going on - I thought i did a pretty good explanation of doing the right thing etc... Perhaps I should just have said NO and blamed you after all everyone else does perhaps "someone" ought to? Boo PS yourbank - i'm sure you did the right thing to be honest people sometimes don't want to hear a resolution just want someone to blame so take comfort in that you tried to help! :grin:
  11. I would just like to reiterate what Locutus said and wish you and your family all the very best. I'm so happy that Mrs P is home and that you're all there for each other. I'd come round and make the bed or look after littley or whatever to help, could even bring Mikey & Sulley but you live a little to far away for us to just pop round so we'll will send a big monster hug instead... Lots of love Boo x
  12. No actually cos once you involve another someone then the someone you were helping thinks that you have betrayed that someone with the someone you've asked to help and you are then unable to justify to that someone why you involved the other someone when someone supposedly told you in confidence (I think) !!! Best to let someone sort their own problem or tell them to speak to "someone" else! Hope this helps - but then you can always speak to "someone" who knows.
  13. Thanks honey, hope you're okay and no it wasn't recent - long story! Boo x
  14. Please let us know if/when this is shown on Watchdog. Thanks Boo
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