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    • The unpaid bill is EXACTLY  £300?? Sounds a bit odd...
    • Nothing will happen in regard to this one shoplifting event, other than Sainsburys won't let you shop in this store again.   But, if you continued to shoplift, then the consequences are more serious. Local to me, there  is a town where about 13 people have been banned from shopping in many of the shops. They are subject to some form of order, where if they set foot in any of the stores, they will be subject to arrest by Police.  
    • Agree with DX, Sadly, from the pics, it looks like you're bang to rights😪 The rules are very explicit. Before entering the box, you must ensure that you are able to completely exit. It looks like the car in front may have moved a couple of feet and tempted you to set off, but when you did that, there still wasn't enough room to completely exit the box. By all means ask to see the video evidence, but saying you had to stop because the vehicle in front stopped, isn't a valid defence.
    • Hello, welcome to CAG. I imagine the letter that the security guards talked about will be a letter from a company or lawyers who specialise in trying to extract money from shoplifters. I think Sainsbury's use DWF solicitors, otherwise it could be a company like RLP. It won't be a 'fine', only the police can do that. Look at this as a parallel 'justice' system that doesn't involve the plice. If you read around the forum for other cases of shoplifting, you'll get the idea of how this all works. If you think your behaviour has become compulsive, we suggest having a chat with your GP who should get you help for this. Best, HB
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Is CCA relevant here?


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Hi all I wish to see if my spreadbetting account falls into the Consumer Credit Act legislation. I had a spreadbetting account which i applied for over the internet and after being credit checked was given a credit limit of 2000. This meant that i was able to trade without funds in my account. I did not sign anything and the terms and conditions were in a generic book printed by the spreadbetting company. I recently fell into financial difficulty and with the closing of several losing trading positions found that that my account from being 2k in the black was now using up my credit limit and I had no way of settling this. The company is threatening to take me to court, would the CCA apply to this? Any advise or help would be greatly appreciated. Thanks

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Hi,

 

Not something I know much about but found this ( your the Credit Allocation will not be regulated by the Consumer Credit Act and is a trading facility so therefore it is not available to be withdrawn as a cash advance )

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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Help keep it up and active, helping people like you.

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ok from the cash advance perspective i can understand that it wouldn't fall into. i will write to them tomorrow in case anyone else has any other comments thanks scott

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  • 2 weeks later...

i didn't explain fully before but court action has already started against me, is it too late for them to accept a monthly amount from me? I have written to them but have not received a reply yet

 

what will be the consequences of going to court?

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How far down the line are you with the threat of court action, what was the last correspondence you received.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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