They have uploaded a final aqua credit card statement and emailed it to me and they have uploaded a letter which states Cabot are taking over the debt but no letters from Cabot or CCA with Aqua or Cabot it’s a video call again on Monday I have never met a solicitor as condescending as the last time I am presuming they think this paperwork is all they need to show I owe Cabot money I wasn’t even sure initially they the sherriff understood who Cabot were then I heard they have several cases per day for them so he must do Cabot or Nolan’s ever win ? And on what grounds I still searching for more cases I should have said the letter that states Cabot are taking over the debt is from Aqua not Cabot

Hi there I actually have no idea how they got my email , maybe from the court as was online video call last time they emailed to say documents had been uploaded for the case on Monday I haven’t replied and they sent copies of the documents a Bruce Clayson the last time he was behaving like he was very familiar with the sheriff I will write to them and say not to email they are trying to say that these documents prove I owe Cabot money I presume ? Whereas I don’t agree Not sure what else to say on Monday except stick to story that I don’t have a CCA with Cabot ? Anything else

Hi D I have received email from Nolan’s today with my last credit card bill from Aqua and a letter from Aqua stating that my debt is being sold to Cabot I can send info if you like i not sure what to do now hearing is 9th Oct there is still no signed CCA and no response from Cabot despite sending 3 letters should I do anything else ? To help my case ? thanks

Thanks I will say that as you know I don’t have a clue about legal issues he did tell me to speak to CAB I said I had I appreciate your support it was not as nerve wracking as I thought as was in video call also notice Cabot are increasing the debt on my credit file thanks will update on the 9th

Hi there I meant to update following the case review a few weeks ago I explained that I have had no response from Cabot requesting a CCA and have written twice and sent signed for delivery, he seemed very supportive of Nolan’s and said he was sure they would get a copy the Nolan’s solicitor said he would and the next hearing is the 9th Oct - I have still heard nothing wondering what will happen and if it will be same sheriff thanks c

That’s good that’s what I thought as long as I have proof for the court I requested it I presume that’s the main thing be in touch soon

Hi there I will send photo of D4 form in am I have not had a response from Cabot re CCA request So not sure how long to wait as hearing on 31st by video link presume I can’t email them to chase up thanks

Is that all I need to do is CCA ? To Cabot the hearing is by video link

Hi there D I have managed to get hearing changed to 31st of Aug as I will be away on the day of the 3rd Aug I need to send a CCA to Cabot but need to get this printed off , been in hospital again and still off work think I can print at the library been reading though other cases again and trying to get my head round this cheers

Hi there I did read up as much as I could find and could not see what others had put in their defence I did think you were helping and not put me down I have extremely difficult personal circumstances and it doesn’t cost anything to be kind I have told you what I put in 04a just that I had an aqua card and Cabot have bought the debt and I have asked for a CCA and no one has replied I will meet with them as they have requested thanks

Hi I thought I had to put it in on 12th June and they would reply by 3rd July , plus I going for more surgery tomorrow i put it in online which I did online and then received a message today to go on 3rd of August I said that I was unaware of why Cabot and plans were pushing me for this money I did previously have an aqua credit card and asked for CCA and received no response , i said very little as been having a terrible time and not keeping well do you think I messed this up? what would you expect outcome to be ? I am not disputing I owe Aqua money but they have sold it to Cabot and added on hundreds many thanks Clare Excuse the typos plans means Nolan’s

Hi there I put my response in to the simple procedure form and have been asked to go on 3rd August for a case discussion very worried also I meant to be away with work then any advice greatly appreciated thanks c

Yes have looked through all Cabot and Nolan claims in search and can’t find any which have wins or dismissed and for what reasons I don’t know why to put in my reponse I either say I owe the money or deny it and I had the debt with aqua and not cabot they simply bought the debt

I am following this for advice too Cabot and old Aqua Card Debt - will they go for a CCJ? - Newday - Consumer Action Group I have received court papers from Cabot’s solicitors for 1600 approx debt on an aqua card I am waiting to respond to small claims court bit unsure what to do yet still learning and reading up thanks c x

Thanks I will wait I have until 12th June to respond and will wait at the moment cheers c x