I received the following letter from county court. "It is ordered that 1) Proceedings adjourned generally with permission to restore 2) The claim shall stand struck out without further order UNLESS by 4pm on 1st December 2011 a written request to restore the claim and/or re-list the hearing is received in the court office" My understanding: Prior to the court hearing, the claimant and I had reached a repayment agreement where i pay a monthly amount and I agreed that they could put a voluntary charge on my property. Does that mean no action will be taken on the above assumption?

i didn't explain fully before but court action has already started against me, is it too late for them to accept a monthly amount from me? I have written to them but have not received a reply yet what will be the consequences of going to court?

ok from the cash advance perspective i can understand that it wouldn't fall into. i will write to them tomorrow in case anyone else has any other comments thanks scott

Hi all I wish to see if my spreadbetting account falls into the Consumer Credit Act legislation. I had a spreadbetting account which i applied for over the internet and after being credit checked was given a credit limit of 2000. This meant that i was able to trade without funds in my account. I did not sign anything and the terms and conditions were in a generic book printed by the spreadbetting company. I recently fell into financial difficulty and with the closing of several losing trading positions found that that my account from being 2k in the black was now using up my credit limit and I had no way of settling this. The company is threatening to take me to court, would the CCA apply to this? Any advise or help would be greatly appreciated. Thanks

the car passed it's mot in june, surely if they haven't supplied me with another emissions test and the exhaust or the cat bvisouly hadn't rusted and now we know that it hasn't fixed the shuddering or misfiring then it didn't need replacing? What would you suggest i do to confirm this?

before the head gasket failure, the car was extremely smooth. the fact that the shuddering is only when trying to maintain a constant speed as opposed to accelaration /decelaration, how can we determine the gearbox? also the shuddering was experienced even when left in park and i tried to maintain a constant rpm say 2000 with respect to the wiring, i'll have to take another look at the car which is still at the garage.

as for the smell. it was more like a bonfire smell, - burning smell. btw, when the car was lifted up and we were looking at the exhaust i'm sure the garage said that he would expect to see a heatshield protecting the exhaust from the under carriage and it looked as though a layer of the under carriage had burned away when compared to another part of the under carriage also, do you recommend any websites i can look up parts like viscous fan. i had a quick read of wiki but it was very brief

yes, why?

so basically the next problem that has been identified is the sensors and the fact that the sensor readings are wrong. In particular: I was told the following: ecm/icm further test needed 30 catalyst tem sensor wiring probably 34 engine coolant temperature sensor

with respect to the viscous fan. one the mechanics put his finger in the fan which stopped the blades from turning. The car engine was running so i guess that was around 1000rpm?? I was told that if the viscous fan was working properly you wouldn't be able to put your finger in and so therefore this weakness was causing the overheating. As for the smoke. The smoke from the backseat was so bad that i couldn't drive and had to be towed. When i pulled over, smoke was also coming from both sides of the of the car under the seat area The car was misfiring and shuddering when trying to maintain a constant speed. One thing, with the shuddering, when trying to demonstrate this to the garage i found that turning the engine off and on again, it took a bit of time to make it shudder - i don't think it needed cooling down but literally within a minute or two off and on i would have to wait for the misfire noise. When the shuddering noise was pointed out to the garage, the back seats were taken off and we found that black box with the leads had become too hot. the car was lifted up so we could walk underneath it, the garage said that the exhaust system was too hot, to the point that this could not be touched. In hindsight i'm not convinced that it needed changing but not sure where to go from here....

thanks for your reply. could you elaborate on: Viscous fans usually seize so overcool, so they were wrong there. Cat won't affect the running but the lambda sensor fitted near it will, so they were wrong there. smoke was really coming from under the car - i belive the exhuast system was burning through the car seat and burnt the wires? When showing me, the garage pulled up the back seat behind passenger and showed me a black box with a load of wires that the electrician changed which sorted out the dials on the front. do you think the exhaust system was changed and not really needed to be changed? how can I prove this?

This is a complicated one and i don't know who to turn to. I drive a low mileage (approx 50k) 1991 Mercedes 300 ce 24. Anyway, a few months ago the head gasket failed and i took it to a garage for repair. The car was repaired given the all clear and then a few days later it started overheating again, i took it back to the garage and they said it was normal for it to overheat (over 100c). I carried on driving and it went to 110C and i knew something was wrong so took it back and they told me that the viscous fan was too weak and i paid for a new one to be fitted. A few days later it started overheating again and so i tried burping the engine myself after reading something on google, still overheating i managed to keep it cool by blasting my fan heaters in the hope that this would keep me going until i got it back to the garage. A few days later, the car started to shudder as it hit around 60/70 with cylinder misfires and then soon after i realised that smoke was now coming from the back seats. The front controls soon went (rev counter, temp guage, oil guage etc). AA towed the car to the garage and after the garage looked at the car they said the electrical wiring needed changing which i got them to do and then they said i needed a new catalytic convertor which after they started work has ended up being the whole exhaust system. The car is still misfiring and shuddering. The garage then said that they they were gonna get the car tested and have come back to me saying that the ECU sensor readings are wrong and require further analysis. I'm at the end of my tether!! I drove this car for 18000miles without a single probem! The amount of money i've spent so far could have bought me another car. Was it the garages fault that the electrical wiring and exhaust system needed replacing? Would oveheating have caused this? Your independant advise would be appreciated... 1) Went in for a head gaskget 2) bought a viscous fan 3) electrical wiring had to replaced 4) catatylic convertor replaced 5) mid and rear box replaced (not told about this until they had changed the cat Your advice and comments would be appreciated. This has been ongoing since May!!