CABOT/Nolan SPC Claim Hamilton court - old Aqua Card Debt

[Cbel]

Hi there 

If anyone can help me I would greatly appreciate it 

I had an aqua credit card which had around 1500 on it 

I always paid then became unwell had a breakdown 

then marriage separation 

I did not Cabot letters coming in but didn’t do anything about it 

now Nolan’s have contacted me and I was in hospital for major 

surgery March and part of April I didn’t reply and now they have sent court papers for 1680 pounds I am not sure what to 

do ignore Nolan’s ? And answer court I do want to pay but will be small amounts 

thanks 

cbel

 

 

 

[dx100uk]

ah me old friend cabot/nolan.

 

please complete this:

 

 

 

one tip before you further do NOT ever ever contact either by phone/email/text or instigate any letter tennis with these two, they lie lie lie and lie again to make you wet yourself and agree a payment plan to avoid court. they mostly lose the card cases if you play the game properly and follow our guide and advice.

 

i think im 15-2 in wins here against them...easily defeated!!

 

get that Q&A done and we'll move you forward.

 

dx

 

[Cbel]

Thanks so so much for replying 

I cannot see the Q and A form to complete 

please can you attach and I will complete as I am

Very worried about this 

thanks again

cbel

[honeybee13]

Below 'Please complete this' in dx's post, there's a link to another thread that says 'You have received a Scottish court claim.

 

You need to read the posts on that thread, it isn't very long.

 

HB

[dx100uk]

stop getting worried, NOTHING CAN HAPPEN and your response date will be WEEKS away yet.

better to settle

read up 

and do it properly.

 

Q&A please!!

 

 

[Nicky Boy]

The op may be having the same problem as me viewing dx's links.

 

(See upload)

Screenshot.pdf

[dx100uk]

there is an issue with that thread from a few months ago. that added loads of duplicate posts to it that could not be deleted nor moved

ill work on it later but for now its working again

 

can you get the Q&A done and up here please @Cbel asap

 

 

[Cbel]

Hi there 

I don’t see where the Q and A is I have to fill in please can 

you help me ? 
thanks

clare 

[dx100uk]

urm link in post 2 here already click it...scroll down. read all the threads posts......

[Cbel]

Thanks will have a look nit very good with these things and adverts keep popping up need to disable those 

[dx100uk]

well install adblocker plus then.

 

dx

 

 

[Cbel]

Hi I did send Q and A replies yesterday but it hasn’t sent 

will send again soon today 

thanks

cx

[dx100uk]

send?

 

simple copy and paste to the same msg box you type in here...

[Cbel]

I don’t have a great phone and I followed instructions 

but can’t copy and paste 

I have put down answers to all questions I just had major op 

so not great still 

court : Hamilton Sherriff

claimant : Cabot 

represented by Nolan’s 

date of formal service 18th April 

last date for service 12th June 23

last date for response 3rd July 

received texts and letters from Cabot I ignored as 1618 pounds 

and couldn’t afford to pay 

then had 2 letters from Nolans ignored them too 

now on to court papers 

 

card applied for Aqua online and don’t have paperwork can

check emails and app

 

no change of address in 8 years 

for card after 2007 

I did get a default letter from aqua 

ceased payments due to marriage breakdown and mental health now had major surgery 

would like advice should I complete court letters ? 
my phone is old and won’t copy and paste etc sorry 

thanks

c x

 

 

 

 

 

 

 

[dx100uk]

need these answering please

V.Important!!

 

What is the claim for –

[type out ALL the text [minus pers details] [D1 BOX SPR FORM]

or if Oridinary Cause

look for the words which FOLLOWS [substantial connection with Scotland]

NOTE THE EXACT WORDING IS EXTREMELY IMPORTANT TO YOUR CASE SO GET IT RIGHT.

 

 

type out ALL the text [minus pers details] [D4 BOX SPR FORM] or [Condescendence from Writ]

NOTE THE EXACT WORDING IS EXTREMELY IMPORTANT TO YOUR CASE SO GET IT RIGHT.

[Cbel]

The claim is for 1618.21 pounds 

IT states the defender resides as stated and has for 3 months it states on or around 29th Feb 2016 the respondent entered

in the credit card agreement with New Day 

The agreement was regulated under the consumer credit act 1974 

the date of termination was 31st May 2022 The said supplier New day then assigned all rights of debt to Cabot Financial uk LTD on 13th June 2022 The last payment was made 14th Nov 2021 

[dx100uk]

sorry not being pedantic but with scottish claims the wording is very important.

 

simply type out all exactly as in D1 and D4 please... not your resume.

 

and how many digits does the agreement number they quote have please - should be 16.

[Cbel]

Ok thanks I am not sure what you mean 

I did type out the oranges oh what claim is for 

 

I also tried to photo graph the paragraph but would not let 

 

me upload 

 

I don’t know what you mean by D1 and D 4 ? 
thanks 

c x

[dx100uk]

you have a simple procedure claimform pack from hamilton court do you not?

 

read upload.....pdf's only here please 1 mass multipage pdf will do.

 

dx

 

[Cbel]

Yes I have a simple procedure form from Hamilton 

As you said it came in post and I don’t have electronic

copy , I can try and get a scanning app and upload 

as I don’t have it in PDF format and have no access to copier / scanner as off sick 

I believe I can log in to court info online i could try and safe it that way too 

thanks 

cx

[dx100uk]

please type out here the exact wording verbatim in section D1 and d4 to a msg box here (read my spc guide i posted earlier.)

not your resume of what it says...4th time of asking...VERY IMPORTANT!!

[Cbel]

I have asked what is D1 to D4 ?

I feel like I am really annoying you ? I am so sorry but as 

I said I don’t know what you mean ? 
I will try tomorrow as not very well this eve 

thanks 

c x

[dx100uk]

i have upload a previous members SPC claimform that they got to this post.

i have highlighted the sections that we need to see from the one you got.

 

LOOK AT SPC 3a form you got!!

 

in section D

look for D1

there is a box with text in it.

 

find the line that ends  .....substantial connection with Scotland.

 

type out in full exactly what is there till the end of the box.

 

do the same for any text in boxes D4, D5, D7, D8, E1, E2, E3

 

job done 

SPR claimform.pdf

[Cbel]

Thanks will do that now 

cheers for your help 

c x 

[Cbel]

D1 exact wording 

 

The defender resides as stated in the instance and has so resided 

for at least 3 months preceding the raising of this action .

Defender is domiciled as in the instance giving this court juristiction, in terms of statute. To the knowledge of the pursuer there are no other proceedings pending before any other court involving the present cause of action between the parties nor does any agreement exist between the parties prorogating jurisdiction over the subject matter of the present cause .

 

on or around 29th Feb 2016 the respondent entered a credit card 

agreement with new day LTD under which the respondent borrowed a sum of money repayable on demand . The said credit agreement was an agreement under the consumer credit act 1974 

 

the date of termination was 31st May 2022 .

 

The respondent failed to pay as agreed on demand and is in breach of contract with the said NEW Day LTD.

 

The said supplier assigned all rights in the Said debt to Cabot financial uk LTD on 13th June 2022 and the claimants have advised respondent of same .

 

The last payment was made to account on 14th NOV 2021. The said sun of 1618.21 is the sun sued for .

 

The claimants have made frequent requests to the respondent to make payment of the said sun but the respondent has refused or delayed to do so. 

 

D4  - date of agreement 29th Feb 2016 , ref number 000391500000922xxxx, unpaid balance 1618.21 , repayment on demand 

 

D5 The claimants requests that the court order the respondent to pay the sum £1618.21

 

D7  The respondent is in breach of contract in failing to make payment and is due and resting owing to the claimants for the sun sued for 

 

D8 The claimants have made repeated application to the respondent for payment but respondent refuses to make payment and this action is necessary 

 

this is all the exact texts in the D boxes the rest are blank 

TIA for your help 

c x