Hfo services/capital

[bilbry]

many thanks, if there is anything else i can tell you please let me know

[dadofholly]

CD - maybe the BC issues should be brought to the attention of the new BC rep on here.

 

Have the site team checked his credentials do you know?

[dadofholly]

bilbry

 

Not sure if you have been given this link. It's for telephone harrasment.

 

You can amend it for your own needs and send it to HFO by recorded delivery, if you are still getting calls.

 

http://www.consumeractiongroup.co.uk/forum/content.php?493-Harassment-by-telephone-response-letter

[coledog]

I thought that the BC rep had been contacted - whoever he is

 

The Directors Office is

 

MATTHEW THOMPSON or Paul Hart

SENIOR CUSTOMER RELATIONSHIP MANAGER

DIRECTORS OFFICE TEL: 0844 0903111

Keep the pressure on them

[coledog]

OFT complaints are essential here - about BC withholding info and HFO

 

You can also complain to Trading Standards via Consumer Direct and the police

 

Trading Standards via http://www.consumerdirect.gov.uk/contact

[broken arrow]

OFT complaints are essential here - about BC withholding info and HFO

 

You can also complain to Trading Standards via Consumer Direct and the police

 

Trading Standards via http://www.consumerdirect.gov.uk/contact

 

I have sent two emails to the Barclaycard rep, I think bil should contact Wimbledon police over the threats, IMO this is very serious.

They have previous over stuff like this...........

[coledog]

Yes - the phone evidence is vital!

[Guest Barclaycard]

We’re sorry to see that you are unhappy with the services from HFO Services. HFO are not part of Barclaycard and if they have made contact with you then they will now be the legal owners of your account. With this in mind, we would strongly recommend that you contact HFO directly.

Their details are:

Roxburghe(UK) Ltd or HFO

Roxburghe House

Lavender Park Road

West Byfleet

Surrey

KT14 6LD

Tel Number ; 0870 744 6250

Thanks

[rebel11]

Hi bil

 

Have you ever received a letter of assignment from Barclaycard?

[vjohn82]

We’re sorry to see that you are unhappy with the services from HFO Services. HFO are not part of Barclaycard and if they have made contact with you then they will now be the legal owners of your account. With this in mind, we would strongly recommend that you contact HFO directly.

Their details are:

Roxburghe(UK) Ltd or HFO

Roxburghe House

Lavender Park Road

West Byfleet

Surrey

KT14 6LD

Tel Number ; 0870 744 6250

Thanks

 

That's just the problem though Barclaycard Rep. The Head of the Debt Sale Team, Ken Apter, failed to ensure that all of the sale agreements were signed off properly. Any account held by HFO Capital/HFO Services or Roxburghe are not valid under English Law.

 

There have been no legal assignments. Oooopsss... better get the cheque book out ;-)

[DonkeyB]

We’re sorry to see that you are unhappy with the services from HFO Services. HFO are not part of Barclaycard and if they have made contact with you then they will now be the legal owners of your account. With this in mind, we would strongly recommend that you contact HFO directly.

Their details are:

Roxburghe(UK) Ltd or HFO

Roxburghe House

Lavender Park Road

West Byfleet

Surrey

KT14 6LD

Tel Number ; 0870 744 6250

Thanks

 

Roxburghe or HFO? So who did Barclaycard sell this to?

 

The OP said in his first post that Barclaycard would not give him any information –*that is a problem for Barclaycard, not HFO. Barclaycard should still hold information on the account. I agree that the OP can issue an SAR, but a simple phone call can help move things along quickly and I see no reason why Barclaycard cannot be helpful.

[247orbital]

I've recently sent an SAR to Barclaycard an even though I have received some information in two postings from them, to date I have had no CCA (original or reconstituted) and no NOA.

 

Clocks still ticking though until April 1

[coledog]

Hi BC Rep

 

We’re sorry to see that you are unhappy with the services from HFO Services. HFO are not part of Barclaycard and if they have made contact with you then they will now be the legal owners of your account. With this in mind, we would strongly recommend that you contact HFO directly.

 

Their details are:

 

Roxburghe(UK) Ltd or HFO

Roxburghe House

Lavender Park Road

West Byfleet

Surrey

KT14 6LD

 

Tel Number ; 0870 744 6250

 

Thanks

 

You are completely missing the issues here. The information about these accounts that the people having problems require is NOT available from HFO, HFO are spinning them a line and being economic with the truth.

 

Barclaycard are obliged to give their ex-customers information on who has bought their account and when, also information such as when BC last received a payment. This should be available under the DPA and freely if BC are an ethical company. When these debts were sold, your customers were not properly informed about this in many cases and left to the mercy of these companies.

 

People are being told by BC recoveries to 'contact HFO' and this is not acceptable when the data is available via BC ssytems.

 

BC are utimately responsible for selling debts on to companies such as HFO who then subject people to harassment and abuse. Harrison V Link highlighted the responsibiliy of an original creditor for the behaviour of their agent, possibly future court action will test the responsibilities of debt sellers. Hopefully the authorities will look it the whole area of debt selling.

[42man]

You need to respond to the court stating that you will defend all.....PLEASE STICK TO THE TIMETABLES.... - here is the defence you should use - http://www.consumeractiongroup.co.uk/forum/showthread.php?162456-Help-with-statute-barred-debt-county-court-claim-form

[42man]

Here is a form of limitation defence to a claim based upon a simple contract. There may be other grounds of defence in this particular case, but this defence alone will serve to defeat the claim assuming the facts stated in it are true.

 

You are entitled to be cocksure.

 

1 The Claimant's claim was issued on (date).

 

2 The Claimant contends that the Claimant's claim so issued is a claim in contract and is statute barred pursuant to the provisions of section 5 of the Limitation Act 1980. If, which is denied, the claimant contends that the Defendant is in breach of the alleged contract, in excess of 6 years have elapsed since the date on which any cause of action for breach accrued for the benefit of the Claimant.

 

3 The Claimant's claim to be entitled to payment of £x or any other sum, or relief of any kind is denied.

 

I BELIEVE THAT THE CONTENTS OF THIS DEFENCE ARE TRUE.

 

Signed:

 

Dated:

[coledog]

Thanks 42man, the main issue here is to help Bilbry with the defence so sorry to go off topic

[42man]

And as has been said here you simply MUST report this nest of vipers to the Office Of Fair Trading....their behaviour is unacceptable and oppressive and is completely in breach of the OFT's guidelines on debt collection as well as a potential offence under the Consumer Protection From Unfair Trading Regulations 2008. I would also suggest you report this to your local MP too. HFO have been warned enough about their past behaviour... - have a read - http://www.dailymail.co.uk/money/article-1179871/TONY-HETHERINGTON-Hurl-brick-window-advises-solicitor.html

[dadofholly]

We’re sorry to see that you are unhappy with the services from HFO Services. HFO are not part of Barclaycard and if they have made contact with you then they will now be the legal owners of your account. With this in mind, we would strongly recommend that you contact HFO directly.

 

Their details are:

 

Roxburghe(UK) Ltd or HFO

Roxburghe House

Lavender Park Road

West Byfleet

Surrey

KT14 6LD

 

Tel Number ; 0870 744 6250

 

Thanks

 

This is a joke right?

 

Is it HFO or is it roxburghe - and if its HFO which one? Services, Cayman, Ireland.

 

The complaints are that Barclaycard are telling people who enquire, under the data protection act, for information that BC hold on them, to go to HFO for data, that is held by BC, on BC systems, under the data protection Act.

 

We just want BC to comply with UK law - and be honest in their replies - not hard is it?

 

On a scale of one to ten that "help" is in minus figures.

[coledog]

Agree DoH, the response of the BC rep here is very odd. When ex BC customers are defending court action after 6+ years of non activity on the account and they find that this has been 'sold' to another company without their knowledge they have a right to request all relevent information to use in their defence.. What exactly is the DPA for? I really hope that such sales will become a thing of the past and there will be some official investigation into this whole sorry mess

[Guest Barclaycard]

Hi everyone.

 

You are correct. You are still welcome to request all information that is held about you by Barclaycard under Section 7 of the Data Protection Act (1998 ).

 

With this in mind, if you wish to request this information, then you can send a written request to:

 

Data Protection Dep.

Barclaycard House

1234 Pavilion Drive

Northampton

NN4 7SG

 

You will also need to include a £10.00 cheque made payable to Barclaycard.

 

If you have any more specific queries or questions, you can forward them to us via email.

Thanks

[dadofholly]

Hi everyone.

 

You are correct. You are still welcome to request all information that is held about you by Barclaycard under Section 7 of the Data Protection Act (1998 ).

 

With this in mind, if you wish to request this information, then you can send a written request to:

 

Data Protection Dep.

Barclaycard House

1234 Pavilion Drive

Northampton

NN4 7SG

 

You will also need to include a £10.00 cheque made payable to Barclaycard.

 

If you have any more specific queries or questions, you can forward them to us via email.

Thanks

 

yes we know we are correct.

 

In which case why did you, and others in your company, keep advising people to contact HFO direct?

Edited March 15, 2011 by dadofholly

[coledog]

All very well, you are describing a SAR request which takes up to 40 days to fulfil. We advise all CAG members whose accounts have been sold to HFO to request this. However this is taking the 'hard line' IMO

 

We have CAG members who are faced with pending legal action and serious harassment from this company, HFO, often after many years of not hearing anything at all about this matter. In these cases a simple phone call to BC with confirmation in writing of a few basic facts will assist them greatly and save a lot of worry and distress. I would consider this to be part of the customer service offered by such a company as yourselves.

 

I trust that we CAG members can have a meaningful dialogue with yourselves and mean no offence by any of my comments. I am grateful that you have taken time to assist.

[DonkeyB]

Bilbry, any developments in this case?

[dadofholly]

Notice the Barclaycrd rep only ever made 4 posts and now seems to have disapeared?

 

Though does seem to have been trawling the forum between the last post and last activity.