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    • Now that is an interesting article which adds afew perspective that I hadn't thought significant - but on reflection of the perspectives offered ... Now Starmer is no Blair, however 'blairite he may be perceived, but the Tories aren't tories and aren't even remotely liberal   The fast 'unannounced and unexpected election call from sunack may well be explained by the opinion linked that he hoped reform would be unprepared and effectively call a chunk of Farages largely empty bluster - making him look even more of a prat, leave scope for attacks on shabby reform candidates and mimimise core vote losses to reform - while throwing the 'middle ground' (relative) tories TO THE DOGS - and with the added bonus of likely pacifying his missu' desire to jogg off to sunny cal tout suite somewhat   thumb in the air - I expect about 140ish tory seats, but can hope for under a hundred Reform - got to admit the outside possibility of 1, maybe 2 seats with about 8% of the vote - but unlikely. I think projections of over 10% of the vote for reform is nudged and paid for speculation - but possible with the expected massive drives from Russian, Chinese and far right social media bot and troll prods targeting the gullible.
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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
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andrew hart/hartinvestments/paydayoverdraft.com/Wage Payments and Payday Loans Ltd - claimform - PDL i know nothing about - scam? **Claim Discontinued**


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Actually out atm so will do this when I get back home, I managed to log in (does help to clear cookies)

Thank you very much.

As for CRP request that was sent off yet to have a reply.. OR even the hard copies of the Agreement do you think I should also email it, with a note on the bottom stating all communication in writing?

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Don't worry about chasing the CPR requests or failure to supply the documents, that is his problem not yours. Get the defence in and leave him alone as the case is in the court system. The court will send the defence to him and he has 28 days to respond to the court. you may get a letter from the court to say that the claimant may wish to contact you regarding mediation. This is standard so ignore, there is nothing really to mediate.

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And once you have entered a defence, he is liable for your costs if he discontinues.

 

If it gets to AQ stage it may be allocated a track, but in any AQ you would request some pretty stern directions which would mean a court order for him to produce proof.

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Well, you can use a personal account for business, nothing to stop you, but it just gets messy!

 

If Mr Harts trading as a Limited Company (Hart Investments Ltd) then using a personal bank is a big no no.

Have £20k+ in debt, seriously want to be debt free, currently in temporary accomodation and having business problems.

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Ok managed to get online! :)

 

I persume I just copy word for word (and putting my deatils in) then pasting into the Defence - Defence Particulars section?

Is it a waste of time with the countercalim, as I just want this done and sorted, I clicked yes and it asks for particulars. Do I have any rights to claim etc?

 

I also noticed someone else had a tough time with Mr Hart(less) http://www.consumeractiongroup.co.uk/forum/showthread.php?300378-Payday-Overdraft-(wage-payment-and-payday-loans-ltd)

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I am aware of numerous small businesses using personal accounts and I think as long as you can account for the income for tax and NI

purposes there should be no problems.

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You just have to wait and see what the response is I'm afraid.

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Wait.

 

Once the court sends him a copy of your defence, he has 28 days to decide whether or not to take it further. Which will cost him more.

 

If it gets to AQ stage, you can look at asking the court for directions (ie. forcing him to prove his documentation on pain of strike out), or apply for a strike out. But that’s way down the line.

 

You can relax for a while, but if he is foolish enough to contact you in the meantime, other than to provide documents relating to the case, let us know.

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No don't go with Counter claim, you will have to submit a separate form and pay a fee. Just submit the defence for now. Type it out and paste in

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That'd presuming a bit too much DB sense?

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he's probably sat there thinking .."oh what do I do now? no ones ever taken it this far with me before..!" Relax and chill ads_uk..you have nothing to worry about.;)

ʎɐqǝ uo pɹɐoqʎǝʞ ɐ ʎnq ı ǝɯıʇ ʇsɐן ǝɥʇ sı sıɥʇ

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spoke to soon:

Good morning,

 

I understand these are hard times for the country.

 

 

I at Paydayoverdraft would like to extend a hand of assistance and ask you if there is anything i can do to help you with your loan here at Paydayoverdraft.

 

 

I am offering this as I want to be as helpful as I can to assist you in a ptential deal to get you paid back.

 

 

My number is 0208-815-1196

07710-111108

 

 

[email protected]

 

 

 

Andrew Hart

Account Manager

 

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The scary thing being individuals like this are allowed out on our streets unsupervised

 

And given credit licences

If you find my post helpful please click on the scales at the top. Thank you

FAQ SECTION HERE

 

Halifax Bank Claim filed and settled

Halifax Credit Card settled

Argos Store Card settled

 

CCA requests sent to

Halifax Credit Card

LLoyds TSB Credit Card

Capital One

Moorcroft (Argos)

NDR

18/06/09

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That means he has responded and decided to take the claim forward. Is Walsall your local court? It should be.

 

We’ll use the N149 to demand directions from the court, ie. make him produce the evidence you demanded via CPR, or ask for a strike out.

 

What a plonker.

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THe man is a cretin(I use the term MAN very loosely):madgrin:

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It seems to me that this guy is suffering from N.B.P.E..(Not Being Punched Enough.!) or too much as the case may be.. I would seriously be considering calling the Police with regards to my safety if this guy had my home address, there is clearly something not quite right with his thought processes, as someone hasn't quite packed his picnic to capacity.!

ʎɐqǝ uo pɹɐoqʎǝʞ ɐ ʎnq ı ǝɯıʇ ʇsɐן ǝɥʇ sı sıɥʇ

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