Arrow/? claimform - M&S Chargecard changed to Credit card

[citizenB]

In which case, they are going to have a hard time collecting !

 

As for their comment "this account has now been escalated to Fenton Cooper for assessment and further recovery action." That is a stretch of the imagination.. how can you escalate something down the chain of command !!

[debbbbsy]

I would respond, I always have.Simply make them aware that this is a converted storecard and any court action will be defended and furthermore a counterclaim will be issued against them for costs.

 

Refer to the Mayhew case, and the fact that is has been determined in law that the Upgrade of a Storecard to a Credit Card was not a valid process.

 

Debs x

[maureen1]

thanks for all your reply's, im still having internet problems so have only just got back online again

 

I haven't been responding to anyone when the letters come through i just put them on here (i don't have money to waste on a stamp lol)

 

I have informed my aunt what has been wrote from you good helpful people and its put her mind at rest albeit for now !

 

thanks again you wonderful people Maureen X

[intend]

If don't want to spend on a stamp - put your response in the original envelope, reseal and write on return to sender. If relaay cheeky write on settlement enclosed - should get them excited or annoyed or both.

[maureen1]

Good morning all,having to use library to get online as it's still not sorted also been ill myself so hence why ive not been seen on here .

 

My aunt received a court claim form from northampton county court - now this is too deep for me to understand what she has to do now so i would appreciate help on the next step please,as you can imagine she's worrying alot now and i think i am a bit too any advice please

 

 

Thankyou Maureen

[Bazooka Boo]

She should acknowledge receipt of the claim form.

And tell them that she will be defending the spurious vexatious claim fully!!

 

Fools!

This will then be transferred to her nearest court, and then she can give them a bloody nose...I'll bow to others who are better experienced in legal cases to offer advice.

Is it a bona fide court claim form with the court stamp?

[dx100uk]

who has issued the claim please

 

and can you type up the exact details of the PoC

 

dx

[maureen1]

Hi back down library, yes it's a court letter i'll type this out now

 

 

In the Northampton (CCBC) County Court issue date 08 Dec 2013

 

 

Particulars of claim

 

1 The claimant's claim is for the sum of £11122.74 being monies due from the defendant to the claimant under a regulated agreement between the defendant and Marks and Spencer Financial Services PLC and assigned to the claiment on 20/2/13,notice of which has been provided to the defendant.

 

2 The defendant has failed to make payment in accordance with the terms of the agreement and a default notice has been served pursuant to the consumer credit act 1974.

 

3 The claimant claims the sum of £11122.74

 

4 C has complied,as far as is necessary,with the pre-action conduct practice direction.

 

Claimant Arrow Global Limited

20-22 bedford row

london

wc1r 4js

 

 

Any help please

 

Thank you Maureen

Edited December 12, 2013 by maureen1
added claimant's details

[dx100uk]

aha arrow global- so M&S sold the debt to them then.

 

get a CCA request off tomorrow 1st class recorded

 

dx

[maureen1]

Thank you for the repy i'll do that tomorrow in the mean time what do i do with this claim form im out of my depth with this court malarkey

 

 

aha arrow global- so M&S sold the debt to them then.

 

get a CCA request off tomorrow 1st class recorded

 

dx

[maureen1]

bump........... any help on claim form please

[maureen1]

Ok - im on typing a CCA request to send to arrow global ltd but as ive never had any correspondence from them before (just this claim form ) the claim form says for sending documents and payments send to SHOOSMITHS LLP THE LAKES NORTHAMPTON so who do i send the CCA request off to please

 

 

thank you Maureen

[Abby25]

Hi Maureen, I'm here .. you can acknowledge on line, there will be a claim number on the claim form, here's the website to register and then acknowledge and state you are defending - this is essential to stop a defaut judgement ... https://www.moneyclaim.gov.uk/web/mcol/welcome

[maureen1]

Thanks abby ive tried inboxing you but it wont let me saying you need to clear messages first as its full thanks

[Abby25]

try now

[maureen1]

Thank you ever so much Abby and everyone else's comments they have really helped this situation, now i guess it's just wait and see, i will keep everyone informed thank you again X

[Abby25]

Hi, yep as I've just said in PM - submit the AOS, you intend to defend the entire claim. You now NEED to submit a defence ... so thats the next stage and there's plenty of help here - but to acknowledge was urgently needed.

[maureen1]

Would really like some help now on a full defence please

 

Hi, yep as I've just said in PM - submit the AOS, you intend to defend the entire claim. You now NEED to submit a defence ... so thats the next stage and there's plenty of help here - but to acknowledge was urgently needed.

[maureen1]

Hi all my aunt has now received this letter from shoosmiths llp solicitors any help please

 

Dear madam,

 

We write to confirm that we have received notice of issue from county court bulk centre confirming that our client will be at liberty to request Judgment against you on 25th December 2013.

 

We would remind you that once this step is taken you will have a county court judgment registered against your name.This will have an adverse effect upon your credit rating.

 

As previously stated,our client will not refrain from entering Judgment on the basis of instalment payments and requires a lump sum payment in settlement of the debt.We would invite you to consider your financial circumstances and should you be in a position to offer such a lump sum to our client then please contact

 

If you contact us on the above number with confirmation that you will be in a position to make a lump sum payment to our client it may be that our client will be minded to give you a further short period prior to requesting judgment to make the payment.

 

We would remind you that it is strongly in your intrests to make payment as soon as possible to potentially obtain a discount on the figure outstanding and to avoid the further fixed costs which will be added to the debt.

 

Should you have any queries in relation to the contents of this letter then we would urge you to contact a local solicitor,citizens advice bureau or other advisory service.

 

 

 

**** To keep people updated i have sent a CCA request to Arrow global and also sent the same copy to shoosmiths on Saturday *****

 

 

 

thank you Maureen

[dx100uk]

are shoeys the solicitor mentioned on the claim form?

 

dx

[maureen1]

It just say's on the claim form any documents etc to be sent to shoeys

 

are shoeys the solicitor mentioned on the claim form?

 

dx

[Bazooka Boo]

That looks extremely suspicious to me!

 

They are claiming they will be able to obtain judgement on Christmas day? Er I don't think so!

 

Then they continue to blabber about making a payment/limp sum to avoid this alleged judgement being obtained when no court will be open?

Plus they are still referring to discounts and that even in this stage of the game they will stop any legal action?

 

They are either going to issue a summons or they're not!

[maureen1]

Ha,my aunt also said the same thing about xmas day ! it just doesn't make sense? but she has had the claim form sent ? any help please on what to do

 

That looks extremely suspicious to me!

 

They are claiming they will be able to obtain judgement on Christmas day? Er I don't think so!

 

Then they continue to blabber about making a payment/limp sum to avoid this alleged judgement being obtained when no court will be open?

Plus they are still referring to discounts and that even in this stage of the game they will stop any legal action?

 

They are either going to issue a summons or they're not!

[mjt2013]

The letter will almost certainly be a standard template so the date will be automatically inserted, it's a typo but not the end of the world.

[Bazooka Boo]

Acknowledge receipt of the erroneous claim and state you will be defending in full, with a counterclaim with costs going to the other side.