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    • Agreed, let them default. Keep everything in writing, if they ring to discuss the accounts over the phone, simply say 'everything in writing please', and hang up. They'll soon get the message. Get all of your paperwork in order too, if you haven't got any, or are missing relevant documents, then you can SAR the original creditor, which is free and they have 30 days to supply the info. Keep a diary of events too. sit back and relax, YOU'RE in control, not them.
    • thought you said you had an sjpn? dx  
    • dont go near them bunch of scammers! ive removed ref. dx  
    • I used to post regularly in order to provide factual information (rather than advice) but got fed up with banging my head against a brick wall in so many cases when posters insisted black was white and I was writing rubbish. I have never posted anything which was untrue or indeed biased in any way.  I have never given 'advice' but have sought to correct erroneous statements which were unhelpful. The only username I have ever used is blf1uk. I have never gone under any other username and have no connection to 'bailiff advice'.  I am not a High Court Enforcement Officer but obtained my first 'bailiff' certificate in 1982. I'm not sure what records you have accessed but I was certainly not born in 1977 - at that time I was serving in the Armed Forces in Hereford, Germany (4th Division HQ) and my wife gave birth to our eldest.   Going back to the original point, the fact is that employees of an Approved Enforcement Agency contracted by the Ministry of Justice can and do execute warrants of arrest (with and without bail), warrants of detention and warrants of commitment. In many cases, the employee is also an enforcement agent [but not acting as one]. Here is a fact.  I recently submitted an FOI request to HMCTS and they advised me (for example) that in 2022/23 Jacobs (the AEA for Wales) was issued with 4,750 financial arrest warrants (without bail) and 473 'breach' warrants.  A breach warrant is a community penalty breach warrant (CPBW) whereby the defendant has breached the terms of either their release from prison or the terms of an order [such as community service].  While the defendant may pay the sum [fine] due to avoid arrest on a financial arrest warrant, a breach warrant always results in their transportation to either a police station [for holding] or directly to the magistrates' court to go before the bench as is the case on financial arrest warrants without bail when they don't pay.  Wales has the lowest number of arrest warrants issued of the seven regions with South East exceeding 50,000.  Overall, the figure for arrest warrants issued to the three AEAs exceeds 200,000.  Many of these were previously dealt with directly by HMCTS using their employed Civilian Enforcement Officers but they were subject to TUPE in 2019 and either left the service or transferred to the three AEAs. In England, a local authority may take committal proceedings against an individual who has not paid their council tax and the court will issue a committal summons.  If the person does not attend the committal hearing, the court will issue a warrant of arrest usually with bail but occasionally without bail (certainly without bail if when bailed on their own recognizance the defendant still fails to appear).   A warrant of arrest to bring the debtor before the court is issued under regulation 48(5) of The Council Tax (Administration and Enforcement) Regulations 1992 and can be executed by "any person to whom it is directed or by any constable....." (Reg 48(6).  These, although much [much] lower in number compared to HMCTS, are also dealt with by the enforcement agencies contracted by the local authorities. Feel free to do your own research using FOI enquiries!  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I've done wrong


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It certainly wouldn't hurt to call them. Just explain that you sent them an email but have not yet had a response and you are growing more worried. Make sure to note the name of the person you speak to (and the time of the call), and explain that you have called previously to try and stop your claim.

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My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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Hi again.... and thank you for the PM.. :-)

 

To be honest, I don't think you've done anything wrong at all. There was no break in the period mentioned via PM and the person in question is still within the age range for you to continue claiming for him providing there's no change in his status. As there hasn't been any change in his status, I can't see there's a problem. It makes no odds whether it was his intention to continue or not; the fact is that he did continue and as such, the status of your claim remains the same.

 

My own daughter was in the system right up until she turned 20 with no problem at all.... :-)

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It certainly wouldn't hurt to call them. Just explain that you sent them an email but have not yet had a response and you are growing more worried. Make sure to note the name of the person you speak to (and the time of the call), and explain that you have called previously to try and stop your claim.

 

many thanks

Edited by worryingmore
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It certainly wouldn't hurt to call them. Just explain that you sent them an email but have not yet had a response and you are growing more worried. Make sure to note the name of the person you speak to (and the time of the call), and explain that you have called previously to try and stop your claim.

 

Erika, i have drafted a letter, can i pm it to you please.

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Erika

 

will you check over my letter please. I've tried to do as you suggested, but will you have a look at it for me before i send it

 

many thanks

 

Surely will - pm's are open.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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I've read your letter. From the information you have given in previous pm's to me, your letter is spot-on.

 

I'd strongly advise that if you can't get to a local HMRC office to get a signed for copy and receipt of your letter, that you send it by Royal Mail track and trace.

 

If you do send it via track and trace, the post office will give you a receipt. Keep hold of it and keep a copy of that letter. A few days after posting the letter, pop onto Royal Mail's website. Click on "personal customers", click on "Track an item" then enter the reference number on your receipt. The website will then show you from which office it was delivered and when. Print/save it. Then click no "view proof of delivery". This will bring up the signature and printed name of the person who signed for the item. Print/save that too. You can then show you sent them an item, they received it on X date and X person signed for it. You keep this until you receive a response from them at the very least, just in case there are any issues later on of non receipt.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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It's impossible to say. Some are audio recorded and some aren't. Some advisors make notes of the conversation, some don't (though they are all supposed to). The only one I know who audio records every single call is tax credits.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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I was very nervous, and managed to explain it all. The person that i spoke to was very nice- couldn't have wished for anyone better really.

 

Said that it is being put down in the best possible way for me, and that i was being honest with them. that someone would look at it and that they would let me know, also said that it could go either way, and that someone else would make the decision. (i think this means the decision as to whether i should get it)- well i hope that's what this means? said that they would investigate it- i hope this doesn't mean a naughty investigation?- this is worrying me a lot, and will do for goodness knows how long.

 

I hope that i've done the right thing. They could come down on me like a tonne of bricks, and all hell break loose; (mixing metaphors)!, despite how nice the person was today.

 

I know this is wishing my life away, but i wish it was this time next year and i felt settled and knew what had happened.

 

I don't feel any better having done it- i'm still off my head with worry. But this is the only way that I was going to bring an end to it all.

 

Erika and Priorityone, if/when you log on, can you post back to me please, i'm in need of a hug (& lots of diazepam)!

Edited by worryingmore
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Hello

 

I'm worried that they might take action against me, & i don't know if i've dropped myself in it more than necessary.

 

Do you think that they will take action against me for this? Thing is, i don't know when to expect to hear from them, it could take ages if they're investigating it, I hope this doesn't mean a naughty investigation? This is what's worrying me the most.

 

What do you think they'll do? I could be waiting for ages to hear anything, and the longer they take, the more worried i'll get because i'll be thinking that they're going through everything to make a case against me.

Edited by worryingmore
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Said that it is being put down in the best possible way for me, and that i was being honest with them. that someone would look at it and that they would let me know, also said that it could go either way, and that someone else would make the decision. (i think this means the decision as to whether i should get it)- well i hope that's what this means? said that they would investigate it- i hope this doesn't mean a naughty investigation?- this is worrying me a lot, and will do for goodness knows how long.

 

 

You've read far too much into this..... it means a decision as to whether you'll get the money or not; not a decision to put your head on a spike.... lol...

 

Please calm down.... there is nothing to worry about.

 

((((((((((((( BIG HUGS )))))))))))))

 

:-) :-) :-)

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