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    • The coronavirus pandemic has thrown many countries into recession - but what exactly is it and how could it affect you? View the full article
    • Oh and before bed   Officially leaked statements about a PHE report claiming that a UK study will say there is little evidence of children transmitting Covid.   Leakers stats look impressive until you realise he's on Johnson's SAGE so makes you think - huh - hows that then when all the science I've seen says different, and there are a number of reports of spreads in schools across the world from schools that had opened.   Then, little as the information 'leaked' is, you see   "largest studies in the world on coronavirus in schools" and then "The study was carried out in 100 institutions in the UK and is expected to be published later this year. About 20,000 pupils and teachers in 100 schools across England were tested to monitor the spread of the disease up to the end of the summer term – which runs from April-July in Britain."   Then you click. That averages 200 pupils and staff per 'institution' checked We dont know what these institutions are, but I think over 200 is the average for infants schools. Other schools tend to be FAR larger. Did they test everyone at each institution, or just some ??? we don't know yet - they are choosing not to leak that - Wonder why?   We currently understand that younger children (pre teenage) seem to present few/less symptoms  (statistically) but large increases in teenager covid has been reported as lockdowns ease and they start to meet more.   I know my OH's grandson (mother a nurse) has remained at school in classes one third or less that normal, with the majority of kids having front line worker parents - so well aware of the discipline and hygiene necessary. We know the schools maintain distancing, monitoring and maintenance which would be IMPOSSIBLE in normal class sizes.   So in a lock down situation, with class sizes significantly lower than normal (highly aware front-line workers kids mainly), increased distancing and cleaning made possible by SIGNIFICANTLY smaller class sizes - Has maybe resulted in no great evidence of covid spread perhaps?   Well Whoopy do. Lets ramp the class sizes back up to 30+ and see what happens ..     Lets let the mail lead the way Coronavirus infection rates are rising in ALL age groups under 65, Public Health England data shows with biggest surge in under-fives which 'should be watched very carefully' https://www.dailymail.co.uk/news/article-8615423/Coronavirus-infection-rates-rising-age-groups-65-Public-Health-England-data-shows.html     and the ONS stats showing how similar the stats are (a statistically significant  difference can be very little actual difference)   https://www.ons.gov.uk/peoplepopulationandcommunity/healthandsocialcare/conditionsanddiseases/articles/coronaviruscovid19infectionsinthecommunityinengland/july2020     Notes: These statistics refer to infections reported in the community, by which we mean private households. These figures exclude infections reported in hospitals, care homes or other institutional settings.  
    • i understand and agree you should write a formal letter of complaint about the email by royal mail.   i also think you should totally dispute the arrears balance, esp as it goes back so long   send them an sar and add to the text in it that you want statements/bills dating back to the gb energy a/c.
    • When you see the reports coming out that serco was involved from the earliest stages apparently to give expertise   and that resulted in 18 million plus people coming back into the UK untested from hotspots .. and then even the general advice to self isolate after they had travelled across the UK home being withdrawn in the run-up to the lock down   That went well says cummings      
    • and when you think there have been around 3,000 confirmed new covid cases in the last 3 days ...   The only golf club shaped recovery is going to be by the coronavirus
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    • Curry’s cancelled my order but took the money anyway. Read more at https://www.consumeractiongroup.co.uk/topic/423055-curry%E2%80%99s-cancelled-my-order-but-took-the-money-anyway/
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    • Hi,  
      I was in Sainsbury’s today and did scan and shop.
      I arrived in after a busy day at work and immediately got distracted by the clothes.
       
      I put a few things in my trolley and then did a shop.
      I paid and was about to get into my car when the security guard stopped me and asked me to come back in.
       
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      I was mortified and said I forgot to scan the clothes and a conditioner, 5 items.
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      He looked at the CCTV and because I didn’t try to scan the items he was phoning the police.
       
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      I feel terrible. I have to declare this to my employer and NMC.
       
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felixfly

DCA Checking Credit File

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Hi

 

I have an old Vodafone bill that I dispute and which will not go away. It has been passed from DCA to DCA over the years. I received a letter last week from some legal company which i think is part of RED collections. In this letter they said they are going to obtain a copy of my credit file and see how I could afford to repay the sum owed. i thought this was another bluff but today I received another letter saying they have my file now and are looking into ways in which I may be able to clear the balance.

 

What right do they have to do this? The bill is owed from a contract that was renewed over the phone so I will not have signed anything on renewal. I may have signed initially when I took out the first contract but definately not when I renewed. I dispute it as it was mis sold. Can an alleged debt be passed from DCA to DCA and still give them the power to get my credit file? What kind of proof would Experian etc. ask for from them before releasing it?

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They will be relying on any authorisation that you gave vodaphone.

 

I suspect that vodaphone will be relying on either the contract being renewed or a contract agreed to over the phone.

 

Experian will not have asked for any proof before they got the info - they probably have some kind of online access. They won't necessarily have looked at your credit file, they might just be bluffing - wait to see what they say next.

 

In any event, you say that the account is in dispute anyway, so vodaphone shouldn't have passed the account to a debt collector ...

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If you change the title to Vodaphone debt being passed around you will get help from the Vodaphone rep we have on this site, or search Lee Vodaphone Rep and you will find him. He is very good at getting issues resolved.

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I already have a thread running and Lee has has looked into this. He was very helpful and even said the price plan they sold me over the phone worked out that I would be paying more when they guy that rang me told me it would save me money. Vodafone however will not wipe off the balance owed and as it has already been sold to a DCA they said there was nothing they could do.

 

My issue here is about them accessing my file. Does the original agreement that would have been a years contract, allow them to still check my file when i renewed over the phone? I dont understand how some DCA can have an automatic link to the CRA's and just be able to view anybodys file without requesting it and sending proof of ownership. Surely this could be abused.

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Hi felixfly,

 

I do recall dealing with your case some time ago and speaking with you about it.

 

Generally speaking when dealing with a customer dispute whereby their charges are brought in question we would usually only offer to adjust the disputed proportion of the owed amount rather than the balance in it's entirety.

 

In regard to the DCA's access to your credit file I'll need to make some enquiries about this and come back to you once I have more information.

 

Kind regards,

 

Lee

 

Web Relations Team

 

Vodafone UK

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Please note that this advice is given informally, without liability and without prejudice. Seek the advice of an insured qualified professional if you have any doubts. All my knowledge has been gained here, for which I'm very grateful. I'm a Journalist, not a law professional.

 

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