Emmtay V Colonial/Chatham/Paragon Finance please

[emmtay]

Yep, rang today, they emailed me the form, filled in and sent recorded this afternoon! Lets see what it brings...apart from the long wait of course!

Thanks for alll your help with everything DJ, will keep updating as and when I get any response

Cheers

Emmtay

[dj1971]

Look forward to hearing your next update Emm.

 

Good luck

 

DJ

[emmtay]

Hi , just updating this thread!

its been with FOS over 6 months now, and they are trying to find out who the insurers are.

Have been ring for over 2 weeks to try to get an update from FOS, but as yet they have not returned my call!

Anyone else trying to reclaim from chatham/colonial? Does anyone know who the underwriters were in 2000?

[emmtay]

Hi, just bumping this one up again! Anyone know who the underwriters were for colonial/chatham/paragon finance in 2000?!

Emmtay

[dx100uk]

if you paid paragon you claim back from paragon.

 

dx

[emmtay]

Thanks dx, but going back I paid colonial, which then became chatham, and is now paragon/chatham! Now its with FOS, and because its before their jurisdiction, I HAVE to find out the insurance underwriters for the FOS to take it further. ANYONE know who they are??

Emmtay

[dx100uk]

we have had this stance from the fos before and we regularly get it from GE money , welcome and others

i take it its them that are saying go get the underwriters?

 

dx

[emmtay]

Hi dx

yes, FOS have told me they can't look into it until i tell them the underwriters

Emmtay

[gregorious77]

Sounds like the FOS are pants!

[emmtay]

lol, thats the polite version!

[emmtay]

I'm STILL trying to find out who the underwriters were for these, anyone come up with a name yet?

[emmtay]

Could one of the site team pop by and rename this thread Emmtay v Colonial/Chatham Finance please?

[emmtay]

Actually, could that be Emmtay V Colonial/Chatham/Paragon Finance please?

[dx100uk]

done

 

now we've been quite vocal on sending CCA section 56 stuff to paragon recently

 

Consumer Credit Act Section 56. refers...

— (1) In this Act “antecedent negotiations ” means any negotiations with the debtor or hirer—

(a) conducted by the creditor or owner in relation to the making of any regulated agreement, or

(b) conducted by a credit-broker in relation to goods sold or proposed to be sold by the credit-broker to the creditor before forming the subject-matter of a debtor-creditor-supplier agreement within section 12(a), or

© conducted by the supplier in relation to a transaction financed or proposed to be financed by a debtor-creditor-supplier agreement and “negotiator ” means the person by whom negotiations are so conducted with the debtor or hirer.

 

 

write back and tell them they are responible refer to as above

 

dx

[emmtay]

Thanks dx!

 

dx, As its with the fos I don't think i can tell them to go after Chatham/Paragon can I?

Emmtay