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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX 2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all.   Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
    • well post it here as a text in a the msg reply half of it is blanked out. dx  
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County Court Claim form received - Cabot ***WON***


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A *Stonking* good Order that one Bo :D give yourself a pat on the back :D

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Thanks guys, think you have the judge to thank for that one - obviously done his homework 8-)

 

Not counting chickens but may just put the Part 18 off for a while !!

 

Sorry I'm PMSL here and it's only just gone 6am - where on earth did you get that Avatar Car - love it :lol:

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Thanks guys, think you have the judge to thank for that one - obviously done his homework 8-)

 

Maybe he's a CAGger... :lol:

 

Sorry I'm PMSL here and it's only just gone 6am - where on earth did you get that Avatar Car - love it :lol:

 

I know, I almost pee'd myself when I saw it, and it sums up the Site Team's role very nicely, so I took it as my own.

 

This is what the Judge will be doing to Cabot in your claim! :violin:

 

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BO, this is excellent news, well done.

Just shows the DJ lottery up again though, we had similar POC, AQ etc etc, and I have a date for mine, hopefully sense will prevail in the end for both if us.

Well done again, this is a good move!

DC.

 

Received this from the court at the weekend ;-)

 

IT IS ORDERED THAT

 

1. Unless by XX Oct 2010 the Claimant files full particulars of claim including reference to the original

contract, and if a regulated agreement under the Consumer Credit Act

 

a) a copy of the agreement

b) a statement of account

c) the default notice

d) documentary evidence of the assignment

 

The claim will be struck out

 

2. On compliance by the Claimant with paragraph 1 hereof the Defendant shall send to the Court and to the Claimant

a fully pleaded defence.

 

3. This Order was issued without a hearing, if you object to this order you have 7 days from the date of service of this

order to apply to set aside, or revoke this order.

 

Dated XX September 2010

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We need to take one step at a time, here, though, as there's no guarantee that the Judge issuing that Order will be the Judge to hear the claim.

 

Sorry to p on your bonfire, but someone needed to say it before we all get a little too excited.

 

Now, if you do get that Judge, I'd like to be a fly on the wall, please...

 

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BO, this is excellent news, well done.

Just shows the DJ lottery up again though, we had similar POC, AQ etc etc, and I have a date for mine, hopefully sense will prevail in the end for both if us.

Well done again, this is a good move!

DC.

 

Thanks DC. I may have got lucky, you never know. I really need to read your thread. Hope that it works out for you though :-)

 

Hi

 

Glad you have won with the DJ lottery, l didn't win but l feel happy every time that someone else does,,

 

Cups

 

Not necessarily cups but hey, maybe I got lucky for once in my life. Sorry that you didn't win yours. I may have read your thread, can't remember now I've read so many. Will put it on my "to do" list which is never ending LOL

 

Please send your DJ to my court!!!!

 

Hey girl I know where he is and if I could send him I would. We need more DJs like him I think! Perhaps I am in the wrong job :!:

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We need to take one step at a time, here, though, as there's no guarantee that the Judge issuing that Order will be the Judge to hear the claim.

 

Sorry to p on your bonfire, but someone needed to say it before we all get a little too excited.

 

Now, if you do get that Judge, I'd like to be a fly on the wall, please...

 

Car you can pee on my parade love, the amount of personal crap I have going on at the moment, nothing would surprise me now. As I said, I don't count chickens.....

 

If I get that judge, you will be there never mind the fly. I'll get you a pint afterwards :lol:

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Hi All,

This has been a fascinating read over the past couple of days.

Well done BO and fingers crossed for you.

It is probably irrelevant in this case now, but Morgans statement at post 272 may be useful for others.

They state: '5.2 The Claimant was not required to send Notice of Assignment to the

Defendant by recorded of special delivery. The Notice of Assignment is

sufficiently served for the purposes of Section 196 (3) of the Law of

Property Act 1925, if it delivered to the last known place of abode when

delivered by ordinary post. The Claimant relies upon Kinch v. Bullard

[199e] 1 FLR 66."

My reading of that part of the Act specifically mentions registered post.Nowhere does it mention "ordinary post".

The caselaw they seem to be relying on does not back up what they are saying either.This also does not mention "ordinary post",although to be fair, it does not specifically mention registered post.

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Thanks Pabrmu

 

Lots to update Caggers on.

 

I've received my SAR back from Cabot on disc (just on the 40 days!). Not gone through it with a fine toothcomb yet but I notice on my account history, a request to Hitachi for the T&Cs. Will have a good read through it.

 

Also received SAR back from Hitachi - very thin on the paperwork. Something else to go through.

 

But the biggie is that Morgans/Cabot have now submitted full POCs to the court within the time allowed. They state on their covering letter that there was no legal requirement to serve a Default Notice.

 

Where to go from here?

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But the DJ has requested the DN in his/her Order

 

Hadituptohere

I'm far from an expert, but learning all the time!!!!!

 

If i've been at all helpful please click my star.

 

Hadituptohere OH V Capital One, **WON**

Hadituptohere V Cabot, (providian/Monument/Barclaycard cc) - ** claim struck out ** due to non complaince of CPR, Wasted Costs applied for, Default Cost Certificate issued by Court, Warrant of excecution and CC Baliffs instructed...lol 😎

Hadituptohere V Cabot, (morgan stanley dean witter/barclays cc) - account in dispute, LBA sent to barclays, awaiting responce, no responce.

Hadituptohere V RBS, default removal x 2, case dismissed, judge used Balance of Probabilities against hard Evidence.

Hadituptohere OH v Santander, Santander issue claim in court, settled out of court via Tomlin, less solicitors fees and interest.

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But the biggie is that Morgans/Cabot have now submitted full POCs to the court within the time allowed. They state on their covering letter that there was no legal requirement to serve a Default Notice.

 

Where to go from here?

 

I take it this was for a loan then? I assume that they are claiming no default notice is needed if the loan agreement has come to an end and they are asking for the whole amount which is now classed as arrears... it shouldnt be allowable tho if this was a rolling credit agreement such as a credit card/store card.

 

S.

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But the DJ has requested the DN in his/her Order

 

Hadituptohere

 

He did! But they've sent everything they've got to the court including amended POCs. Still no T&Cs though. It will depend on what he thinks of their reply I suppose. They haven't complied with the order though...

 

I take it this was for a loan then? I assume that they are claiming no default notice is needed if the loan agreement has come to an end and they are asking for the whole amount which is now classed as arrears... it shouldnt be allowable tho if this was a rolling credit agreement such as a credit card/store card.

 

S.

 

Yes it was a credit/finance agreement. They make no mention of the DN in the POCs though, they just state that it was not a legal requirement to provide a DN on their covering letter.

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Interesting they only quote costs of £1k :lol: IMHO they are trying to cap YOUR costs to 2/3 of theirs when they lose

The 'normal' costs to this point would be over £3k with £3k the quote for going to the hearing

 

@BO I would seriously consider a Part18 request to clarify the current status of the account.

If it is terminated then when and by whom was it terminated

and if it has not been terminated then who is the current creditor as you wish to see a copy of the current agreement together with all T&Cs.

 

My thoughts still stand re a Part18 request ....

 

The account is either

still live - in which case who is the creditor

terminated - in which case when & by whom & where is the DN.

 

If they reply saying it has 'ended', then there are no arrears, as arrears by their definition are only on an active account .... (you can have 'arrears at termination' but not arrears on a terminated account)

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Yes it was a credit/finance agreement. They make no mention of the DN in the POCs though, they just state that it was not a legal requirement to provide a DN on their covering letter.

 

How exactly did they put that? was it that there was no reliance on s87 and therefore no need to file a default to the defendant?

 

S.

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Bo can you post up the POC for us all to see? Gh is right another Part 18 is called for. The Judge did specifically ask to see the DN as (I believe from memory) he confirmed if it was a CC regulated agreement.

 

I'll let Bo post it up but I don't think s87 is even mentioned I think they are using breach of contract.

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I'm interested in this, I think they have done the same to me, just compiling a WS now, so want to get all relevant info in.

 

I have a letter from Morgans saying the DN is not required. Will have to dig out the POC again.

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Originally Posted by gh2008

Interesting they only quote costs of £1k IMHO they are trying to cap YOUR costs to 2/3 of theirs when they lose

The 'normal' costs to this point would be over £3k with £3k the quote for going to the hearing

 

@BO I would seriously consider a Part18 request to clarify the current status of the account.

If it is terminated then when and by whom was it terminated

and if it has not been terminated then who is the current creditor as you wish to see a copy of the current agreement together with all T&Cs.

My thoughts still stand re a Part18 request ....

 

The account is either

still live - in which case who is the creditor

terminated - in which case when & by whom & where is the DN.

 

If they reply saying it has 'ended', then there are no arrears, as arrears by their definition are only on an active account .... (you can have 'arrears at termination' but not arrears on a terminated account)

 

Yes, totally agree gh, Part 18 request in the pipeline ;-)

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