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About cups

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  1. Make sure you have made those payments. It is not beyond DCAs to show payment being made in order to instigate a claim even though it is SB. If you made payments via your bank then double check statements etc, it could be SB. Don’t take their word for it.
  2. Sense has prevailed after l complained and they are removing the restriction, thanks for the advice.
  3. Hi The BC account is shown as in the closed section of my CRA, it has been closed for over 6 years now and has a nil balance, can they update my file in these circumstances? Cups
  4. Hi I appreciate that, l do want to get rid of it though, shall l challenge them about the fact it is closed etc. Cups
  5. Hi Yes paid off in full, just don’t want to pay the £100 disbursement fee, Land Registry says it costs nothing to remove. Cups
  6. Hi At the time thought they would go for a sale, they were very threatening, all paid now but l just want rid of the restriction. And l don’t want to pay them another penny. This has nearly ruined my marriage and life, but paid off so want to move on. Cups
  7. Hi Been sorting out my debts for some years now. Been paying BC for years, claimed back PPI and got it still there and have now offered that and some other cash to Link as a full and final. Link state they will make a decision but once paid they will report on my credit file. The account is shown as closed, funnily enough the card /acc ref is wrong, but the date for opening is right. It is shown as closed and with a nil balance. The record was last updated on 16/10/2016: which is when Link took it over. I have carries from BC showing they closed the account on 04/04/20
  8. Hi I emailed Land Registry, it is a restriction. They state l can apply and it costs nothing, they write to the other side and if they do not respond then it gets removed. I would suggest they have no reason to deny that it is paid in full. They have already had almost 3 x more than the judgement debt, and they lied to get it. I had proof thats what they sent me , which they said was my agreement, was not in existence when it was sent by fax, l did not have an agreement on that day, the fax number was an old dialling code and the fax number was theirs on that day,
  9. Well Land Registry will remove it if l prove l have paid it, so no way am l paying them !
  10. Hi The company (TBI) want £100 to remove the restriction, that is their fee, if l don’t pay it then they won’t remove it. I am going to complain, they breached guidelines anyway as they never sent me yearly statements and charged PJI on the same account , l think this should be charged separate. I cannot believe that they think they can get away with this ? Cups
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