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    • I see that at the start of your thread you said they hadn't sent a Letter of Claim.  And in fact in all the uploaded material there is no LoC.  This is great news.  Even were you to lose - you won't - the judge would chop off a chunk of the money for their non-respect of PAPLOC. However, I'm a bit confused as you've named the file name as a SAR.  Are you sure about this?  Did you send any other letters apart from the one dx advised which was a CPR request (not a SAR) to DCBL (not Group Nexus).  I'm not being pernickety, this will be important for your Witness Statement further down the line.
    • I didn’t say it wouldn’t. That is not the issue here. To continue driving after the licence has expired (under s88), the driver must have submitted a “qualifying application”.  An application disclosing a relevant medical condition (of which sleep apnoea is one) is not a “qualifying application”, This means the driver cannot take advantage of s88 and must wait for the DVLA to make its decision before resuming driving.   The driver’s belief is irrelevant. The fact that a licence was eventually granted may mitigate the offence, but does it does not provide a defence.   But this driver didn’t meet the conditions. I explained why in my earlier post. He only meets the conditions if his application does not declare a relevant medical condition. His did.   As I explained, after his birthday he did not hold a licence that could be revoked.   In my view it doesn’t matter what it says. The offence is committed because his application declared a medical condition. Meanwhile his licence expired and s88 is not available to him. The GP letter would form part of the material the DVLA would use to complete their investigations. But until those enquiries are completed he could not drive.   The offence does not carry points or a disqualification (because a licence could have been held by your father). It only carries a fine and the guideline is half a week’s net income. If he pleads guilty that fine will be reduced by a third. He will also pay a surcharge of 40% of that fine. But the big difference is prosecution costs: a guilty plea will see costs of about £90 ordered whilst being convicted following a trial will see costs in the region of £600.
    • I'd recommend getting a new thread started about this. Let us help!
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Telephone call


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I'd like to share a telephone call I have just endured on behalf of a friend of mine, with a DCA

 

After we'd gone through the usual BS

The threat monkey began:

 

 

  • TM " I need Mr X to pay.
  • ME " He'll pay £10 Per month. That's what the others are being paid."
  • TM "I can't accept that. I can't accept a repayment arrangement in instalments. i need payment in full
  • ME "Why are you ringing then. Why not go for a CCJ.?
  • TM " I need Mr X to pay."
  • ME " He'll pay £10 Per month. That's what the others are being paid."
  • TM "I can't accept that. I can't accept a repayment arrangement in instalments. i need payment in full
  • ME "Why are you ringing then. Why not go for a CCJ.?"
  • TM " I need Mr X to pay.".......................................

Can you see who was reading from the script?

Can you see where the conversation was going? For nearly 5 minutes. Made me laugh anyway

Hope this threat monkey reads this site and sees how stupid he is

I am a lawyer, but I am an academic lawyer. I do not practice as a barrister or solicitor. You should consult a practising Solicitor BEFORE taking any Court or other action

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Nice one. If it had been me, I'd have really started to take the p*ss though.

 

"What colour are your underpants?" "Do you have many friends? Would you like one?" etc.

 

There are some very easy ways to get people to put the phone down ;O)

 

 

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You should have dropped the offer by £1 every time he repeated himself.... he would have ended up having to pay you. :lol:

 

You've just rumbled my secret negotiating tactic with my Daughter over pocket money a few years ago: "Daddy can I have 50p pocket money please?" - "20p! what do you want 10p for?"

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

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LOL god i like that.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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You've just rumbled my secret negotiating tactic with my Daughter over pocket money a few years ago: "Daddy can I have 50p pocket money please?" - "20p! what do you want 10p for?"

 

I'm going to have to remember that Fred. Unfortunately, with kids nowadays, negotiations tend to start at "Dad, could I have £10 please...?"

 

 

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I'm going to have to remember that Fred. Unfortunately, with kids nowadays, negotiations tend to start at "Dad, could I have £10 please...?"

 

"Daddy can I have £10 pocket money please?" - "£5! what do you want a £1 for?" ;)

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I'm going to have to remember that Fred. Unfortunately, with kids nowadays, negotiations tend to start at "Dad, could I have £10 please...?"

 

£10 my inlaws give there kids £15 a week into there bank accounts. they range from a few months to 5 years.

OFT debt collection guidance

 

Please remember the only stupid question is the one you dont ask so dont worry about asking the stupid questions.

 

Essex girl in pc world looking 4 curtains 4 her pc,the assistant says u dont need curtains 4 a computer!!Essex girl says,''HELLOOO!! i,ve got WINDOWS!!'.

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I suspect that the phone monkey was employing, possibly unwittingly, the Broken Record technique. Rameses deployed the correct response, which is to repeat the same denial or refusal to accede to the demands.

 

Another way to handle this is to question every aspect of it, showing the monkey up as an arse, and then closing him off at the end.

 

TM: "I can't accept that"

R: "You cant accept that . Why?"

 

Carry on like this for a while, questioning every point, until the monkey asks for a payment; then say no and start all over again.

 

Bear in mind that most phone monkeys are under time pressure - they have a 'wrap time' by which they're supposed to be able to end the call - so keeping them on the line as long as possible is useful.

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