Jump to content


  • Tweets

  • Posts

    • OK thanks, I noted them down when I checked the report - 3 have already expired, although if I'm adding the 14 days on then it'll be another week or so for those. The others are; end of July (so into August is that right?), end of August (these two are the big ones) and a couple of grand on Shop Direct at the end of November but seeing as this furthest one is Lowell and they have already missed those first 3 then I feel pretty safe with that one. Are these DN dates on the credit report that dates I should be looking at +14 days when their anniversaries come up this year as the time when I can be sure the debts are SB?  I won't be rushing to send the SB letters anyway until the final one has passed and I can just do them in one fell swoop.
    • pdf's merged and properly named. thread title updated. word fine replaced by charge in post one....they are not fines mere speculative invoices. just type no need to keep hitting quote.   dx  
    • Nice work dx, much what I thought and glad to have it confirmed by the expert. Radio silence remains my game plan, I have been resident in Scotland since birth and although I had moved a couple of years prior to defaulting, all addresses were updated and I am confident all begging letters are coming to my current home address. I appreciate the info that they probably wouldn't get a claim in by Aug anyway - I think I'll hunt out my big box of badness in the next few days just to see if I can find any default notice letters so I can pin down some dates to satisfy my semi-OCD. Much obliged, and unlike some others i will look to update in the future as I certainly intend to send them the SB letter as I like to pull the chains of these types of cretins! Of course i'll be back to confirm the correct procedure if I get any "proper" legal letters other than the usual Overdales toilet paper type of scare tactic.  
    • statute barring in Scotland is 5yrs from last payment/use date or date of default Notice + 14 days, whichever is the later. dont confuse that with the 6yrs debts show on credit files (DN's 6th bday regardless to payment or not). they'd never get a claim raised by august in 99% of cases . as long all these debts were taken out whilst resident in scotland and you have not moved since taking them out but failed to inform the original creditor before the debt sale....... then stay radio silent until sb date is reached. then if you wish send our scottish sb letter. just remember unlike E&W in scotland debts are extinguished, dead , gone , parrot. once SB'd dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

You Can't Complain If You Don't Vote


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5130 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 194
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

Now we get to see the effects of Brown's treachery over the EU Constitution and referendum that never was: Taxpayers face £13 billion bailout after Alistair Darling caves in - Telegraph

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

And this is the results that go with that

 

Votes.jpg

 

Notice lib dem lost seats, but got a higher percentage of votes!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

Link to post
Share on other sites

Which in some senses comes back to one of my initial hypotheses that a refusal to vote can often be as a direct result of rejecting the entire, and deeply flawed, electoral system, rather than a refusal to vote because you simply don't fancy any of the applicants or are apathetic about the whole process.

 

As to change and the likelihood of anything close to a truly democratic solution being brought into UK politics, I'm not hopeful...

Link to post
Share on other sites

PR you can see why the T's don't want it!

 

True, but neither do Labour.

 

Both sides in our two-party system have a vested interest in pursuing and maintaining a one-party majority in government, and anything - such as Proportional Representation - that threatens to dilute that system is a direct threat to their executive power.

Link to post
Share on other sites

Well Mr C wanted change so now he may get it before his very eyes, as the people become more aware of PR they will make up their minds as to what is the best way forward. In some sort of extraordinary way the people have made a statement in this General Election unpresidented in it's message. As the young people are saying 'the old school' system needs an overhaul.

Link to post
Share on other sites

Labour, may go along with the Proportional Representation idea at this point in time but they will not carry it through!

I was thinking exactly the same about the tories :p

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

If you can't donate, please use the Internet Search boxes on the CAG pages - these will generate a small but regular income for the site

 

Please also consider using the

C.A.G. Toolbar

Link to post
Share on other sites

I was thinking exactly the same about the tories :p

 

The sensible way would be to have a referendum on PR!

 

I don't disagree that the system needs reforming.

However, this is something that the people need to decide themselves and not a corrupt government.

 

GB, promised the British people a referendum on the Lisbon Treaty!

But we were not asked?

Link to post
Share on other sites

As I suspected AC. Only someone with a vested interest would defend the incestuous Tories ;)

 

What!?

 

People like me are just sick of platitudes and promises.

Because we have seen and heard it all before.

 

Incidentally, the 'Grey Vote' consists of people over 55 years of age.

Link to post
Share on other sites

Well Mr C wanted change so now he may get it before his very eyes, as the people become more aware of PR they will make up their minds as to what is the best way forward. In some sort of extraordinary way the people have made a statement in this General Election unpresidented in it's message. As the young people are saying 'the old school' system needs an overhaul.

 

 

I wonder if the newspapers will be positive or negative on this! Unbiased and informative would be nice.

Link to post
Share on other sites

Conservative

Seats 306

Gain 100

Loss 3

 

Labour

Seats 258

Gain 3

Loss 94

 

Say's it all methinks!

Yep, it says clearly that you don't seem to understand how the election system works in the UK.

 

Tip: It doesn't work on the principle that the person with the most votes wins. :rolleyes:

Link to post
Share on other sites

Presumably, the Tories together with some others could block a referendum on PR and anything else a Lab/Lib Dem government tries to do. We're now going to get a taste of what PR will be like if we end up with it. It's chaos at the moment and the bloke who's lost the most seats and effectively been told by the electorate to pack his bags is still running the show.

 

We live in interesting times. Looks like I'll have to put the champers on hold for Brown's departure for a while, but at least he's going. Or is he?!!

 

Fred

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

Yep, it says clearly that you don't seem to understand how the election system works in the UK.

 

Tip: It doesn't work on the principle that the person with the most votes wins. :rolleyes:

 

That's true but it's also fair to say that Labour has lost an awful lot of support and doesn't deserve to be in office any longer. I know, I know, the Tories didn't win it either. What happens next and what's been happening since Friday is what will happen all of the time under PR, so we'd better get used to it. No more stable Government for the UK. Still, at least Brown's going so we should all be grateful for small mercies.

Before you criticise another man you should first walk a mile in his shoes. Then, when you criticise him, you'll be a mile away and he won't have any shoes on.

 

Don't get me confused with somebody knowledgeable by all those green blobs. I got most of them by making people laugh.

 

I am not European, I am English.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...