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    • going nowhere then. well if you've not been simply doing it to look the big cheese to your mates, you need to address why you are doing it. if its to impress your mates then simply stop being an idiot eh? , learn from it and go live your life . dx
    • Yes only with dwf. The first letter I received was explaining that I have not responded to the first letter they sent which I did not receive at all  then the second letter came, they said again saying we have not heard from you we are extending this another 14 days but at that point a couple of days before I called them on the phone saying I have received this and supposedly i owe money for stolen goods and that I need to see the breakdown which they then emailed to me dwf said this was what we were trying to send to you at first and I told them we have not received your first letter only one asking for demand of payment. On my second call to them I asked can you list the things that I have supposedly stole to which they replied “we normally have this on file but I can’t seem to find this on your file”   
    • oh well, at least your eign of terror is over now. so no contact directly since from/to sainsbury's. everything since has only been with DWF?
    • Replying to above  this was on the day that two store detectives approached me and my friend and took us into the back room and spoke to us when they explained they have been watching
    • as my learned friend above...and.. sadly because just like DCA's and initially yourself in this case, you believed they have some magical powers ...they DON'T. 85% of people blindly pay DCA's cause they know no better and think they are BAILIFFS. only the RETAILER can ever do court and none have done this on a silly member of joe public that did something stupid since the infamous 2012 Oxford case on retail loss. BAILIFFS can only ever be involved after you've been to court and lost a CCJ, fat chance re above... and anyway, no BAILIFF has any right of forced entry anyway on consumer debts even with a judgement so......... stop panicking and thinking everything that doesn't apply.. forget about them but p'haps a confidential GP visit might be a very good move... what slightly concerns me more here is:  who are 'them' that told you they'd reviewed a week of CCTV and come up with several shoplifting instances over that time amounting to the above? have you directly contacted or had contact from Sainsbury's? and know they HAVE done this? or is this DWF willy waving and they tricked you into  admitting several previous successful thefts... this is not the norm...  dx      
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HFO Services/Capital/Turnbull barclaycard debt


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Hi VJ

 

Normally I would have suggested that such a long witness statement would not be needed for a costs hearing. However as Mr T has started the ball rolling with his 'Epistle to the Court', you have had to respond. And I think your response is appropriate and well read. I am sure the judge will read it properly and also be well aware of the tactics of HFO in other cases.

 

That said, if I was the poor DJ looking for an easy costs hearing, I would be inclined to say to Mr T "you discontinued, you pay the defendant's costs of £713.28." And then turning to you, "VJ, you pay the Claimant's costs of £200 as ordered by the Court on [date]."

 

Personally, I would be tempted to pay the £200 into COURT before the hearing, so the judge can see you are not messing the court around. As to HFO, remember that HFO Services Ltd is the claimant and is an insolvent company. Mr T was the sole director until late last year and is still connected directly with the company. Further, his other copmany, Turnbull Rutherford Ltd, (of which he is also the sole director) is the company of his solicitor's practice and also the company secretary of HFO Services Ltd. He is or ought to be aware of the financial position of HFO Services Ltd. Since you are of course concerned that HFO Services Ltd as an insolvent copmany would be unable to pay any costs awarded by the Court, you could ask the court to order that Mr T, as the legal representative of the claimant, to pay the costs personally. See CPR 48.7. Or would that be too cheeky, Mr T?

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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no that is a good summary doc not to cheeky not cheeky enough have the book thrown at him for trying to HOODWINK THE JUDGES in itself a case that should be looked at in depth by the judge how many victims beforehand that have been ordered by the courts on this solicitors say-so ,i think that says enough he probably is thinking he can throw the spanner in the works by useing the fact that the company he represents is insolvent that would again show he has not learned his lesson...imo

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I did point out in my first WS the info about CPR 48.7 and legal rep liability for costs...

 

I would also point out that I do not know who to pay... the Claimant keeps changing their mind who is responsible for the costs.

 

Would you really advise paying the £200 to the court on the day?

 

Would it not be better to turn up on the day with £200 in hand to show the Judge you will be pay the costs if the order is upheld? I did technically appeal the costs but received nothing back from the court about it... I think they were reserving the issue until a hearing could take place.

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I shall write a letter to the court regarding costs methinks... I will simply request that both parties are to pay their costs directly into the court to save the issue being deliberated at another point in the future.

 

The only route available to them to enforce the costs order is to make an application to the court for it; I think settling the issue at this hearing would be wise.

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Cheers guys...

 

I don't really need luck with this. All I have ever needed was for TR to make a complete and utter mess of the assignment issue (or continue to keep making a mess of it).

 

This document that Alice has now disclosed... the one from "Barclaycard" - NOT REAL... sorry Alice.

 

I was keeping this one for the last moment just in case they decided to try and screw me over...

 

The Barclaycard letter was "from" Mrs M Cooke who just so happens to be the Head of Operations at the Barclaycard Debt Sale Team. Her own department have absolutely no idea where that letter has come from.

 

Attempting to get Barclaycard to resolve the assignment issue to HFO: £25

 

Fee for set aside of CCJ over the assignment issue: £75

 

Correspondence with HFO for 8 long months: £112

 

Their solicitor disclosing a document which proves you right all along: Priceless

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Wind it in a bit patrick... close to the end... don't want to spoil this.

 

The £112 correspondence is postage alone lol...

 

The costs I am going for today are £713.28.

 

They have until 12pm today to accept my offer to settle out of court; doubt they'll reply to it but you never know. I wonder if anyone will be turning up?

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Will be thinking of you today. :D Hurry back, please :lol:

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What time is hearing ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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It's at 2pm, Martin.

 

55 minutes till their time runs out... not even Taleb has looked in!

 

I'll be back at 3pm then :lol::lol:

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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