Jump to content


  • Tweets

  • Posts

    • Primary and secondary teachers are supporting pupils with their own money, buying food and warm clothing. Eight in 10 primary teachers in England spending own money to help pupils | Education | The Guardian WWW.THEGUARDIAN.COM Increasing numbers of children hungry and lack adequate clothing, with two-thirds of secondary teachers also supporting pupils  
    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
        • Like
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
        • Like
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Lewis turned up at my door, how do I proceed


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 5143 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi All

 

Ive posted here a couple of times re this debt however now things have taken a nasty turn...

 

The debt concerned is for about £600, I'm not 100% sure but I think it's well over six years since any contact with either the debt co or the CC company in this case RBS Visa.

 

Just popped out to the shops and while I was away an agent claiming to be be from the Lewis Group has given the missus a grubby little envelope with a card advising me to contact their agent urgently etc etc.

 

Luckily I was out as I've got a bit of a short temper with these sort of scumbags, I'm also not easily intimdated as the last one that came to my door found out...

 

Just what is the best course of action in this case, do I give him a call and tell him not to come round again, is this technically trespassing?

Link to post
Share on other sites

I really would advise you to keep your temper in check as any physical confrontation with these plebs will certainly lead to you facing legal action.

Send SB letter if you are sure.

I have no legal training, any knowledge I have has come from this forum, and my own experiences. Always balance up any advice you get with your own common sense.

Link to post
Share on other sites

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Right.

 

The prove it letter and the doorstep letter have been written, just need to post off the former. Prob is I've two addreses for these lot, a red letter that is an address in Cleckheaton but the doorstep visitors card has a Belfast address, which one is correct? Both have the same ref.

 

BTW I cant find the letter but I'm sure they offered to let me pay this off for about £150 sometime last Xmas. I'll have to dig out the letter.

Link to post
Share on other sites

I have three addresses for them, the Cleckheaton one, the Head office in Glasgow, and their regional office in Belfast.

Contact Us

 

Head office would be my choice..

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

Link to post
Share on other sites

Also see Mack hall thread

Borrowed 8K unsecured circa 2005 from BH

Stopped paying July 2008

Tried and almost agreed with Black horse a way out

Asked for PPI details

Dead

Threats from Black Horse

Then Mack Hall Threats

Wrote letters Sept 2009 (as advised in MH thread)

Quiet

Lewis NOW sent 2 letters (where did they come from?) April 2010

Debt nearly 11k they say

Lewis offered settlement nearly 6k

Now Lewis debt recovery letter says they will be in my area to discuss "next week" dated 19th April.

I am lost in this maze - and worried

Please advise

Worried :-?

Link to post
Share on other sites

If one turns up, tell him to 'go away' in words of your choice but you MUST remain calm as you do so.

 

If he refuses to go away call the police.

 

Complain to TS & OFT via Consumer Direct.

 

Fully agree. I've printed off the "go away" template letter, this will be sitting ready by the front door ready to hand to the unwelcome caller.

 

As an aside v occasionally the garage door may be open, what if he trys to gain entrance that way, is that essentially trespass of a more serious nature?

Link to post
Share on other sites

This is a Debt Collecter we are talking about not a bailiff, a debt collecter has no rights to enter your property at all....unless you invite them in. If they go in you garage door, you call the police straight away, I do not advocate using violence but the law says you may use resonable force to protect yourself & your property as he would be breaking & entering (correct me if I'm wrong) and trespassing.

Link to post
Share on other sites

This is a Debt Collecter we are talking about not a bailiff, a debt collecter has no rights to enter your property at all....unless you invite them in. If they go in you garage door, you call the police straight away, I do not advocate using violence but the law says you may use resonable force to protect yourself & your property as he would be breaking & entering (correct me if I'm wrong) and trespassing.

 

Many thanks for that advice, I'm not expecting him to be stupid enough to try anything but you never know. I've no intention of doing anything other than telling him to go away and call the police.

 

I do get the impression that these chancers rely on intimidating people into thinking that they have more power than they actually have, quite disgusting I think.

 

Btw just about to send of the prove it letter, is it best to send this registered post?

Link to post
Share on other sites

Send recorded, keep a copy of the letter & proof of posting. Don't sign the letter either, just print your name.

 

DCAs sadly do rely on threats and intimidation. 18 months ago I was scared stiff of the post & any letters or phone calls I got from these so called companies. ANy letters I get now, just get treated with contempt, if one needs a reply to etc, I come here to get good advice.

 

If you have a camera on your mobile phone or any sort of camera & these cretins turn up, make sure you get pictures of them, then after you have told them to s** off, you complain to the OFT, TS, FoS....everyone.

 

Whatever you do, don't let these companies get you down, they're not worth it.

Link to post
Share on other sites

Have you sent all the letters as advised above.

 

Must have got a red pen for his birthday !

 

Went to send the prove it letter today but the PO was closed down:sad:

Will be sending tomorrow via registered post.

 

This is the letter body, does this look comprehensive enough?

 

My Address

Date

 

Ref

 

Dear Sir/Madam

I DO NOT ACKNOWLEDGE ANY DEBT TO YOUR COMPANY OR ANY COMPANY YOU MAY REPRESENT

You have contacted me regarding the account with the above reference number, which you claim is owed by myself.

I would point out that I have no knowledge of any such debt being owed in regard to this reference.

I am familiar with the CPUTR 2008 and the Office of Fair Trading's Guidance on debt collection, which states that it unfair to send demands for payment to an individual when it is uncertain that they are the debtor in question.

I would also point out that the OFT say under the Guidance that it is unfair to pursue third parties for payment when they are not liable. AND in not ceasing collection activity whilst investigating a reasonably queried or disputed debt you are using deceptive/and or unfair methods.

Furthermore ignoring and/or disregarding claims that debts have been settled or are disputed and continuing to make unjustified demands for payment amounts to physical/psychological harassment.

I would ask that no further contact be made concerning the above account unless you can provide evidence as to my liability for the debt in question.

I await your written confirmation that this matter is now closed. Otherwise I will have no option but to make a complaint to Trading Standards and also inform the Office Of Fair Trading of your actions.

I look forward to your reply.

Yours faithfully

 

My Printed Name

Edited by dogmonkey
font issue
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...