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    • You will probably get a couple more reminders followed by further demands fro unregulated debt collectors with even increasing amounts to pay. They are all designed to scare you into paying.  Don't. It's a scam site and they do not know who was driving and they know the keeper is not liable to pay the PCN. Also the shop was closed so they have no legitimate interest in keeping the car park clear. So to charge £100 is a penalty as there is no legitimate interest which means that the case would be thrown out if it went to Court.  Keep your money in your wallet and be prepared to ignore all their letters and threats. Doubtful they would go to Court since a lot more people would not pay when they heard  MET lost in Court. However they may just send you a Letter of Claim to test your resolve.  If yoy get one of those, come back to us and we will advise a snotty letter to send them.  You probably already have, but take a look through some of our past Met PCNs to see how they are doing.
    • Hello, been a while since I posted on here, really hoping for the same support an advice I received last time :-) Long, long story for us, but basically through bad choices, bad luck and bad advice ended up in an IVA in 2016. The accounts involved all defaulted, to be expected. In 2018, I got contacted by an 'independent advisor' advising me that I shouldn't be in an IVA, that it wasn't the solution for our circumstances and that they would guide us through the process of leaving the IVA and finding a better solution. I feel very stupid for taking this persons advice, and feel they prey on vulnerable people for their own financial gain (it ended with us paying our IVA monthly contribution to them)-long and short of it our IVA failed in 2018. At the same time the IVA failed we also had our shared ownership property voluntarily repossessed (to say this was an incredibly stressful time would be an understatement!) When we moved to our new (rented) property in August 2018, I was aware that creditors would start contacting us from the IVA failure. I got advice from another help website and started sending off SARs and CCAs request letters. I was advised not to bury my head and update our address etc and tackle each company as they came along. Initially there was quite a lot of correspondence, and I still get a daily missed call from PRA group (and the occasional letter from them), but not much else. However, yesterday i had a letter through from Lowell (and one from Capital One) advising that they had bought my debt and would like to speak with me regarding the account. There will be several.of these through our door i suspect, as we did have several accounts with Capital One. Capital One have written to us with regular statements over the last 5 years, and my last communication with them was to advise of of our new address (June 2019), I also note that all of these accounts received a small payment in Jan2019 (i'm assuming the funds from the failed IVA pot). Really sorry for the long long post, but just thought id give (some of) the background for context.... I guess my question at the moment is.....how do I respond to Lowell...do I wait for the inevitable other letters to arrive then deal with them all together or individually...? Do I send them a CCA?  Many thanks
    • hi all just got the reminder letter, I have attached it and also the 2nd side of the original 1st pcn (i just saw the edit above) Look forward to your advice Thanks   PCN final reminder.pdf pcn original side 2.pdf
    • The airline said it was offering to pay $10,000 to those who sustained minor injuries.View the full article
    • The Senate Finance Committee wants answers from BMW over its use of banned Chinese components by 21 June.View the full article
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Atos


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It was a petition on the number 10 website which resulted in an amendment to the law in regard to reciprocal childcare. That petition, along with the response to it can be viewed here

 

Each petition receives a response and it's much like that of paper petitions; some are successful in forcing change and some are not.

My advice is based on my opinion, my experience and my education. I do not profess to be an expert in any given field. If requested, I will provide a link where possible to relevant legislation or guidance, so that advice provided can be confirmed and I do encourage others to follow those links for their own peace of mind. Sometimes my advice is not what people necesserily want to hear, but I will advise on facts as I know them - although it may not be what a person wants to hear it helps to know where you stand. Advice on the internet should never be a substitute for advice from your own legal professional with full knowledge of your individual case.

 

 

Please do not seek, offer or produce advice on a consumer issue via private message; it is against

forum rules to advise via private message, therefore pm's requesting private advice will not receive a response.

(exceptions for prior authorisation)

 

 

 

 

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It was a petition on the number 10 website which resulted in an amendment to the law in regard to reciprocal childcare. That petition, along with the response to it can be viewed here

 

Each petition receives a response and it's much like that of paper petitions; some are successful in forcing change and some are not.

Lip service.

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Might be worth emailing MPs directly. Here's a 2006 list of every serving MP at the time (it's the most complete list I could find), but I would imagine that most of these are OK to use.

 

Lobby - MPs Email Addresses

 

In relation to the Atos issue, I've just emailed all of them about that. That includes Margaret Moran, whom I'm sure will be due her own Atos assessment any day now.

 

Due to how ineffectual the bulk of them are, I daresay after election time, this list will be markedly different - here's hoping.

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Why would you suggest I do that? If you have something to petition about then go ahead and fund it yourself or waste your time on number10.org.:)

Commiekips I think you are really rude and sarcastic. People on here are in need of help and support for this barbaric system that penalizes genuine ill people and certainly don;t need to hear your sarcastic comments. I hope that someday you won;t need that same support and advise and have to suffer ignorant sracastic comments such as yours.

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Commiekips I think you are really rude and sarcastic. People on here are in need of help and support for this barbaric system that penalizes genuine ill people and certainly don;t need to hear your sarcastic comments. I hope that someday you won;t need that same support and advise and have to suffer ignorant sracastic comments such as yours.

There are many forms of sarcasm; some forms are quite subtle. I was replying to kelcou's charming replies with like replies. You know nothing about what I have been through; you're just surmising because it probably suits your agenda. As for genuine people here; well, let's be realistic eh?

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I hope you don't mind me asking then, commiekips. I've been wondering what experience you have of the system? Was it horrendous like many of us?

 

HB

Yes, and still is. "Many of us" Is that a fact that you know or are you just imagining it?

 

I have been bullied and hounded by The DWP who, in my opinion, given the facts that exist in box folders full of evidence, are in need of help themselves.

 

Instead of allowing me to heal and recuperate properly, they've delayed my recovery with their tar everyone with the same brush techniques, which have only served to waste everyone's time and tax payers money with their bureaucracy.

 

They seem to think that I want to receive this benefit from a system that I've paid into for years instead of my normal 5 figure income and have made sure that I'm delayed in returning to it by causing me as much stress and aggravation as possible.

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commiekips - I can understand that you're cynical about No10 petitions, because I don't personally feel that No10 ever listens. However, it takes practically no time to sign up to one, and I suppose it's one of the few avenues that people have left to express their opinion at something.

 

However, you have said "As for genuine people here: well, let's be realistic, eh?" - I'm not quite sure exactly what it is you're getting at, so please can you clarify?

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Yes, and still is. "Many of us" Is that a fact that you know or are you just imagining it?

 

I have been bullied and hounded by The DWP who, in my opinion, given the facts that exist in box folders full of evidence, are in need of help themselves.

 

Instead of allowing me to heal and recuperate properly, they've delayed my recovery with their tar everyone with the same brush techniques, which have only served to waste everyone's time and tax payers money with their bureaucracy.

 

They seem to think that I want to receive this benefit from a system that I've paid into for years instead of my normal 5 figure income and have made sure that I'm delayed in returning to it by causing me as much stress and aggravation as possible.

 

 

Hello again commiekips. I based my comment on being a member of this forum since last November and reading the threads and posts on here, the BBC forum, recent reports including the one by the CAB, etc.

 

I had my own run-in with Atos and the DWP over my mental health; appeal, refusal to reinstate, then a tribunal many months later. Only after that did they pay what I was entitled to. And I know about the stress it puts on someone who already has stress and anxiety problems, having been there myself.

 

I can feel your anger in you posts and I'm very sorry you're going through this as well.

 

People on this forum are either in pretty desperate need of help or trying to help others by giving information or shariing knowledge they have gained through experience. Some of the people you're confronting have difficult lives themselves, I've learned, either by exchanging PMs or by the stories that come out over time. I hope we can get you through this too, if you want us to.

 

My best, HB.

Illegitimi non carborundum

 

 

 

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Thankyou commiekips, I always try to be charming :)

I'm sorry to hear about your problems, but not in the least bit surprised. The current system smells worse than a sewerage plant in summer...

Best wishes

Rae

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Hi am new to all this so bare with me i had my medical at ATOS all 26 mins

to be told i am fit (fit to drop )come to mind I am appealing this as was said before they say one thing and do another

Question for you all who does the marking is it doctor or ????

there is a site called dial where there is a break down of the point system on my myself i would be runing at 50 plus points

I got 6

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I.B. "health descriptors" and the points awarded for each, as used by the DWP for determining eligibility, you can look these up for free via this web page.

If it's ESA you may need to have a trawl, however someone else will come along soon to provide a link.

Best regards and good luck,

Paul.

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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Hi am new to all this so bare with me i had my medical at ATOS all 26 mins

to be told i am fit (fit to drop )come to mind I am appealing this as was said before they say one thing and do another

Question for you all who does the marking is it doctor or ????

there is a site called dial where there is a break down of the point system on my myself i would be runing at 50 plus points

I got 6

 

The "Dr" clicks away with software on-screen called LiMA and this software generates statements and points that will basically cure you of anything.

 

It's a miracle. :D

Benefits rules are complex, and although I do try to inform and support people, I may get it wrong because the rules apply to individual claimants and their particular circumstances.

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We had our son's appeal today, and the panel were fantastic. Even the Dr that sat on the panel said that the new system isnt working, and that too much time was being spent on PC programmes instead of actually examining the claimant to determine the extent of thier illness.

 

We won by the way :D if you hadnt read my other thread.

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@ ThePain,

This page contains a link near the bottom Download 'A guide to Employment And Support Allowance - the Work Capability Assessment' (PDF, 205K). This document lists the points awarded for the various assessment tests. These do change from time to time.

See also the WCA Review link (which was posted by Erika last week)

These documents require "acrobat reader" plugin installed on your computer, free download from here:

http://www.adobe.com/products/acrobat/readstep2.html

Edited by loan_ranger
added content

I'm not a qualified welfare rights adviser, but I'm planning on becoming one. I'm no substitute for more competent advice from trained CAB and welfare rights workers - [URL="http://www.consumeractiongroup.co.uk/forum/benefits-tax-credits-minimum/127741-benefits-advice.html"]see this post[/URL] by Joa, great advice and links! I've been running a Crisis Loan campaign and help since Jan 2007 . See my annotations c/o "theyworkforyou". I'm also currently interested by the recent DWP Medical Services reform and the effect this is having on valid claims, seriously - someone needs to be keeping a suicide count.

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LIMA is the electronic Lourdes - cures all ailments known to man. Cancer, leukaemia, mental illness, leprosy, scurvy - all eradicated by the touch of the miraculous LIMA!

 

The Moor Gold Holistic Herbal Tonic for the modern age. You can get up out of your wheelchair and never look back!

 

The only thing that hasn't been attributed to it yet is a total cure for sexual impotency, but I'm sure it's only a matter of time.

 

Oh, and drink or drug related problems.

 

But since people with them have almost zero chance of getting a job (even less so than anyone who's been long-term sick) and the government knowing that it can do nothing about that, LIMA and Atos don't really apply to them, even if the whole idea was originally heavily based around this problem.

 

A bit like raging bloodlust and going out to invade countries that had nothing to do with why you're invading them originally.

 

But, theory always sounds better than practice, doesn't it?

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