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Had the blue court forms yes but never eally got time to fill them in and se back before this came and no havn't move house

Theres a number on the form which i assume is the case number

Should also point out that its for someone who uses this address for his base because he works away from home so not really any of his stuff in the house

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Are you saying the letter is for someone else who lives at your address?

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Have you actually had the order from the court yet? if the claim wasn't defended (i.e. the claim forms weren't answered), then Carter will have got his favourite - judgement by default. The court should then send the official court order advising that CCJ has been granted and how and when to pay.

 

Did this letter from Carter enclose a payment card for installments or is he asking for the whole sum. Also, is the amound Carter is asking for less than the original loan amount?

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Have you actually had the order from the court yet? if the claim wasn't defended (i.e. the claim forms weren't answered), then Carter will have got his favourite - judgement by default. The court should then send the official court order advising that CCJ has been granted and how and when to pay.

 

Did this letter from Carter enclose a payment card for installments or is he asking for the whole sum. Also, is the amound Carter is asking for less than the original loan amount?

 

I dont know what hes had but i do know its more than the original debt was,around 100 quid more.Im just worried cos its my address with non of his stuff in,hes not even on electoral register as being here

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In that case, send the letter back to BC stating he doesn't live there. lf letter from the court comes stating bailiff is due to call, contact the court with proof that the property is yours. It might bea good idea to complete a statutory declaration which is a legal document confirming that the property and all contents within in it belong to you and no-one else. I can let you have a draft SD if necessary.

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In that case, send the letter back to BC stating he doesn't live there. lf letter from the court comes stating bailiff is due to call, contact the court with proof that the property is yours. It might bea good idea to complete a statutory declaration which is a legal document confirming that the property and all contents within in it belong to you and no-one else. I can let you have a draft SD if necessary.

 

 

Thanks that would be a great help :D

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Affixed is the Statutory Declaration. Are you able to edit it in Word? you need to delete where it says MR MRS etc and enter address etc.

 

You will need to have it witnessed by a Solicitor (Notary), a local firm will be able to do it - they used to charge £5.00 but I think it will have gone up.

 

I'd get it done as soon as possible and keep it safe - make a couple of photocopies. If a bailiff does turn up at your house DO NOT let him in. You can speak to him through a window (but keep hold of the handle) and give him a photocopy of the SD.

 

Having said all that, county court bailiffs are usually OK, they're employed by the court so they don't have to get a result to get paid (or a large fee), if you're polite to them they will more than likely be OK with you. They might call at an ungodly time of the morning though - an annoying little oik who operates out of our local court likes to hammer on doors at 6 am in the morning - thinks it's funny! so be on your guard.

 

Ell

Statutory Declaration.doc

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I know ive posted about this before but just re read the letter and it goes like this

Account num-

Claim num-

Judgement Balance Outstanding

 

 

We refer to our previous letter and your unpaid judgment debt.

YOUR ACCOUNT HAS NOW BEEN REFERRED FOR ISSE OF A WARRANT OF EXECUTION UNDER WARRANT NUMBER *******

 

THE BAILIFF WILL NOW ATTEND AT YOUR PROPERTY WHICH MAY RESULT IN THE SEIZURE OF YOUR POSSESSIONS.

 

Then the letter switches to how to pay etc and a web address fredpay.com.

 

Now the letter is in a persons name who only stays weekends as he works 300 miles away and stays in b and b's.

I know the bailiffs will probably show and im not going to let them in but the guy whos debt it is owns sod all in the house.Somebody advised me to go see a solicitor but I wouldn't know the sort to go see.

 

How can i find out if this is a valid warrent number,should I just write to them and say the guy isn't here and does not own anything in the property?

 

Getting stressed and extremely worried :evil::evil:

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Hi -will move your thread into Bailiff forums,

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Have merged 3 threads too-which give background to these issues

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Gawd ...right the first time I wrote about these fools was for my debt thats all gone as they had no proof of the debt. :pThis new one is for moneyshop which is owed by a guy who uses the home as a bass.Im repeating myself I know but I just want to be correct in what i can do.

He owns nothing in the house just uses it as an address for his post,hes not on the electoral role nothing.

I believe he was sent a blue form which i am assuming he never filled out and now a ccj has been issued against him?This has now resulted in a warrant.

So I should ring Northampton County Court and see if the warrant is valid?? How will I know,its getting all confusing and very worrying.Im ok with CCA requesting but this is getting stressful :-?:-?

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Dont worry someone will be here to answer you soon.

So these letters are addressed to him ?

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

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I've seen these letters from Carter before and he WILL have a warrant of execution! You need to get the statutory declaration done asap. When you get communication from your local court that a bailiff is due to call, take the SD to the court and show them, also take proof of your owning the property. Tell them the guy doesn't live there. The bailiff should then return the warrant to Carter and it's up to him how he collects the money after that.

 

You can also send Carter a letter and a copy of the SD, but send it by recorded delivery or they'll simply say they didn't get it.

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I know ive posted about this before but just re read the letter and it goes like this

Account num-

Claim num-

Judgement Balance Outstanding

 

 

We refer to our previous letter and your unpaid judgment debt.

YOUR ACCOUNT HAS NOW BEEN REFERRED FOR ISSE OF A WARRANT OF EXECUTION UNDER WARRANT NUMBER *******

 

THE BAILIFF WILL NOW ATTEND AT YOUR PROPERTY WHICH MAY RESULT IN THE SEIZURE OF YOUR POSSESSIONS.

 

Then the letter switches to how to pay etc and a web address fredpay.com.

 

Now the letter is in a persons name who only stays weekends as he works 300 miles away and stays in b and b's.

I know the bailiffs will probably show and im not going to let them in but the guy whos debt it is owns sod all in the house.Somebody advised me to go see a solicitor but I wouldn't know the sort to go see.

 

How can i find out if this is a valid warrent number,should I just write to them and say the guy isn't here and does not own anything in the property?

 

Getting stressed and extremely worried :evil::evil:

 

I assume that this is the letter from your favourite Solicitor friend, apart from issuing threats there is not a lot he can do.

 

Have you or your friend received the actual CCJ from the Court? You say in a previous post you did nothing with the forms when they arrived - was that you or your friend?

 

Please listen carefully and think very hard before you reply to this one. If you inadvertently opened the Court papers and forgot to give them or draw them to your friends attention then he could rightfully claim he never received them and could claim Set Aside. If he then has no knowledge of any CCJ then he should check his credit file ASAP with one of the CRA's, if it has not received by him he needs to check where it was sent - I believe your Solicitor friend has a history of using wrong addresses.

 

Ell-enn is spot on about the Statutory Declaration get it filled in - if you are close to your local County Court you can have it witnessed there for free.

 

In the meantime make sure you keep all doors & windows locked and if your friend has a car make sure it is parked weel away from the door. Plenty of help available here if needed, just ask.

 

PT

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I assume that this is the letter from your favourite Solicitor friend, apart from issuing threats there is not a lot he can do.

 

Have you or your friend received the actual CCJ from the Court? You say in a previous post you did nothing with the forms when they arrived - was that you or your friend?

 

Please listen carefully and think very hard before you reply to this one. If you inadvertently opened the Court papers and forgot to give them or draw them to your friends attention then he could rightfully claim he never received them and could claim Set Aside. If he then has no knowledge of any CCJ then he should check his credit file ASAP with one of the CRA's, if it has not received by him he needs to check where it was sent - I believe your Solicitor friend has a history of using wrong addresses.

 

Ell-enn is spot on about the Statutory Declaration get it filled in - if you are close to your local County Court you can have it witnessed there for free.

 

In the meantime make sure you keep all doors & windows locked and if your friend has a car make sure it is parked weel away from the door. Plenty of help available here if needed, just ask.

 

PT

 

 

I believe my friend never did anything,kinda brushed them under the carpet and assumed they would go away :( he hasn't filled anything out.He has a car but its through a loan with Black Horse,he keeps upto date with them so they cant take that cos he doesn't own it right? So you suggest he looks on a cra (but they are not free are they).We have a magistrates court here so would i just go along and get the form signed there? sooo complicated :(:(

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Id also take the letter to your local Trading Standards and explain the situation, I understand there may be a referral out on Carters... he's been pestering poor people for a few years now and needs to be stopped. Unfortunately he has friends in high places who hide him under their gowns.... isn't it him who boasted about being Northampton Bulk Courts biggest client?

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Dont worry someone will be here to answer you soon.

So these letters are addressed to him ?

 

Yes he opens them when he comes by from time to time,I live in he works away in Bristol

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I believe my friend never did anything,kinda brushed them under the carpet and assumed they would go away :( he hasn't filled anything out.He has a car but its through a loan with Black Horse,he keeps upto date with them so they cant take that cos he doesn't own it right? So you suggest he looks on a cra (but they are not free are they).

 

They are if you cancel within the 1 month

 

We have a magistrates court here so would i just go along and get the form signed there?

 

County Court

 

sooo complicated :(:(

 

PT

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If you send your request by post it costs £2.

If you sign up on the website then you sign up for 12 months for a large fee. You get a reduced/summarised report immediately, although this is usually of little value.

As mentioned above you can cancel within one month and not be charged anything. However, although I have no proof, I believe that such applications are saved and then sold on for junk mail purposes.

 

Either way of course you are confirming your address and possibly other details.

I really do appreciate all those 'thank you' emails - I'm glad I've been able to help. Apologies if I haven't acknowledged all of them.

You can also ding my gong if you prefer. :)

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He has a car but its through a loan with Black Horse,he keeps upto date with them so they cant take that cos he doesn't own it right?

 

Apols, discod, as I haven't read your thread through from the start. Basing my comment on the above qoute I wouldn't be so sure.

 

Here is a qoute pilfered from another thread :

 

Depends on the type of finance.

 

HP - car belongs to Finance co until last payment is made

Lease - Car always belongs to dealer

Motability - Car always belongs to mobility franchise

Passport - Car always belongs to the dealer and returned after a fixed term.

Bank Loan - Car belongs to debtor, can be levied and debtor still has to repay the loan.

 

In short, if the car is the security for the loan then it cannot be levied .

 

 

As it's just a Black Horse loan [Lloyds Bank] you may need to check and see if the car is security...

 

 

Best wishes

Rae.

Edited by RaeUK
tie poo
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