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Fluffystuff's OH v HFC


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Hi supa, no costs.

 

He did ask if we'd like to discuss them, I ,with a big grin and puppydog eyes said something along the lines of - well..... if you're asking..............., he replied - go on, get outta here!!

 

Small price to pay I think in the circumstances but when HFC discontine .....that's another story!! :p

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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Ok guys, I'm about to delete my little bedtime story, let me know if you're in the middle of reading.

Happy to mail it to anyone able to provide proof of identity. :p

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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Received Restons bill for costs this morning, absolutely outrageous - what a shame poor old HFC have to pay them!! :p

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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Very clever, they have sent you this straight away to scare you.

 

You could always write to them and say you have sent me the bill for costs in error when in fact it will be me who will be sending you a bill for costs eventually.:)

 

Pedross

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They were not awarded costs yesterday - this bill was posted on Monday!!! :lol:

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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Nah - show me a Cagger who's afraid of Restons et al and I'll show you a reconstituted Cagger !!! ;)

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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They were not awarded costs yesterday - this bill was posted on Monday!!! :lol:

 

 

Just a thought, could keep this envelope as evidence. Has a little crown insignia - assume denotes Royal Mail - and takes three days to deliver !!!

There's even a stamp from our local P/O dated yesterday though not quite sure why it went through there.

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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1700 squid no doubt?

 

You're not too far off DD!

 

Surely they don't use template costs orders do they!!!:rolleyes:

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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Received Restons bill for costs this morning, absolutely outrageous - what a shame poor old HFC have to pay them!! :p

 

:D

 

They were not awarded costs yesterday - this bill was posted on Monday!!! :lol:

 

Designed to scare the pants off you when it dropped on the doormat the day of hearing.. !! Except as usual, they used the wrong service.

 

Just a thought, could keep this envelope as evidence. Has a little crown insignia - assume denotes Royal Mail - and takes three days to deliver !!!

 

There's even a stamp from our local P/O dated yesterday though not quite sure why it went through there.

 

 

I think that may be because if they have used a non RM carrier then it will still need to be given to RM for actual delivery. It could be that RM are going to stamp the date they actually receive the letters from the external carriers so RM dont get the blame for all the delays in receipt.. I think Dotty might know the answer for sure.

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They were not awarded costs yesterday - this bill was posted on Monday!!! :lol:

 

I'd certainly be keen to inform the court subtly at some point in the future that they were so arrogant they billed you before they'd even been to court...and then got rinsed.

 

Another example of their attitude that needs to change I think.

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Actually, I think they are supposed to tell you before what their ESTIMATED costs will be before the hearing.

 

Certainly when I was in court the first time and had a case dismissed, I was asked if I had notified the claimant's of the amount of my costs. Since I hadn't even thought about costs, all the DJ would only allow me was my court fee of £75.

 

The second time I won (against the same DCA) when I asked the DJ for costs, I was allowed the full amount of over £500 because I had drawn up an estimated bill of costs and sent it to the claimant's solicitors.

 

Moral of the story is that if you are confident of winning your case (and why shouldn't you be?) then advise the other side of what it will cost them WHEN they loose. Call it reverse psychology if you like.

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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Yes, I understood you had to notify costs before the hearing. I put mine in 24 hours before the hearing as advised, but have heard some people told 3 days.

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5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Calling my troops to gather again please! :)

 

Have now received NOA to Fast Track, details thus:

 

The judge orders that you and the other parties prepare for trial as follows -

 

No disclosure of documents is required. **

 

The claimant must pay a fee of £xx. In addition a hearing fee of £xxx must be paid by the claimant.

 

If the court is notified in writing that the hearing is no longer needed the hearing fee will be refunded in full or in part in certain circumstances, please refer to the leaflets explaining...............

 

Each party shall give all parties standard disclosure of documents by servng copies together with a disclosure statement by xx Aug 2010.**

 

Each party give standard disclosure to every other party by list.**

 

The latest date for service of any request to inspect or for a copy to be made by xx Aug 2010.

 

There shall be simultaneous exchange of such statements by xx Oct 2010.

 

No expert evidence being necessary, no party has permission to call or rely on expert evidence.

 

Requests for clarification or further information based on a document disclosed or a statement served must be served within 21 days after disclosure or service.

 

Any such requests shall be dealt with within 21 days of service.

 

Thereafter stayed generally pending the judgement handed down in Amex v ...............

 

And window for trial will then be given with time estimate 1 day

 

Costs in claim.

 

 

Firstly, I'm a lttle confused as the directions marked **, appear to contradict themselves, don't they?? :confused:

Edited by Fluffystuff
Typo.

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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They do rather, not sure I can offer any reason though. Perhaps have a word with the court to find out exactly what they require by way of disclosure or not as the case may be.

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Have seen similar where things appear to contradict.

 

Just go with it and follw the disclosure bits below, clearly each side will need to rely on documentation for this particular case. Perhaps the judge got a bit confused...a call to court will verify what they actually want I'm sure ;)

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They do rather, not sure I can offer any reason though. Perhaps have a word with the court to find out exactly what they require by way of disclosure or not as the case may be.

 

Hi CB,

Planning to phone court in morning unless answer appears here first. ;)

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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Perhaps the judge got a bit confused... ;)

 

 

Think I've already proven that Cole!! :p

Notwithstanding the fact that I sometimes ramble and I'm such a worrier, all postings are made with the best intent and entirely without prejudice.

You are welcome to use any information you may find here entirely at your own risk. Please do not hold it against me! :p

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The case is currently subject to an application to the court of Appeal and as such you should ask the court for the hearing to be adjourned pending the decision of the court of Appeal.

 

Are there any links regarding this case ( Amex v Brandon ) being subject to an application to the Court of Appeal? Thanks

My Posts exist exclusively to assist me in preparing litigation against another party.

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Communication between a solicitor, or the client, or a third party will be protected by litigation privilege where the communications are for the dominent purpose of obtaining legal advice in connection with, or conducting litigation in prospect: Re: "Highgate Traders Limited (1984)"BCLC 151.

 

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