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    • Hello dx100uk, After months of waiting for a response I finally got a reply and I must say it was the worst 4 months of my life the - fear of the unknown. So, they wrote back and said I was in the wrong BUT on this occasion they  would not take action but keep me on file for the next 12 months. It. was the biggest relief of my life a massive weight lifted -  I would like to thank you and the team for all your support
    • I have contacted the sofa shop who are sending someone out tomorrow to inspect the furniture. I suspect if anything a replacement will be offered although I would prefer a refund. Few photos of the wear in the material, this is how it was delivered.  
    • Yup, for goodness sake she needs to stop paying right now, DCA's are powerless, as .  Is it showing on their credit file? Best to use Check my file. All of the above advice is excellent, definitely SAR the loan company as soon as possible.
    • Hi all, I am wandering if this is appealable. It has already been through a challenge on the Islington website and the it was rejected. Basically there was a suspended bay sign on a post on Gee st which was obscured by a Pizza van. The suspension was for 3 bays outside 47 Gee st. I parked outside/between 47 & 55 Gee st. I paid via the phone system using a sign a few meters away from my car. When I got back to the car there was a PCN stuck to the windscreen which I had to dry out before I could read it due to rain getting into the plastic sticky holder.  I then appealed using the Islington website which was then rejected the next day. I have attached a pdf of images that I took and also which the parking officer took. There are two spaces in front of the van, one of which had a generator on it the other was a disabled space. I would count those as 3 bays? In the first image circled in red is the parking sign I read. In the 2nd image is the suspension notice obscured by the van. I would have had to stand in the middle of the road to read this, in fact that's where I was standing when I took the photo. I have pasted the appeal and rejection below. Many thanks for looking. ----------------------------------------------------------------------- This is my appeal statement: As you can see from the image attached (image 1) I actually paid £18.50 to park my car in Gee st. I parked the car at what I thought was outside 55 Gee st as seen in image 2 attached. When I read the PCN issued it stated there was a parking suspension. There was no suspension notice on the sign that I used to call the payment service outside number 55 Gee st. I looked for a suspension notice and eventually found one which was obscured by a large van and generator parked outside 47 Gee st. As seen in images 3 and 4 attached. I am guessing the parking suspension was to allow the Van to park and sell Pizza during the Clerkenwell design week. I was not obstructing the use or parking of the van, in fact the van was obstructing the suspension notice which meant I could not read or see it without prior knowledge it was there. I would have had to stand in the road to see it endangering myself as I had to to take images to illustrate the hidden notice. As there was no intention to avoid a parking charge and the fact the sign was not easily visible I would hope this challenge can be accepted. Many thanks.   This is the text from the rejection: Thank you for contacting us about the above Penalty Charge Notice (PCN). The PCN was issued because the vehicle was parked in a suspended bay or space. I note from your correspondence that there was no suspension notice on the sign that you used to call the payment serve outside number 55 Gee Street. I acknowledge your comments, however, your vehicle was parked in a bay which had been suspended. The regulations require the suspension warning to be clearly visible. It is a large bright yellow sign and is erected by the parking bay on the nearest parking plate to the area that is to be suspended. Parking is then not permitted in the bay for any reason or period of time, however brief. The signs relating to this suspension were sited in accordance with the regulations. Upon reviewing the Civil Enforcement Officer's (CEO's) images and notes, I am satisfied that sufficient signage was in place and that it meets statutory requirements. Whilst I note that the signage may have been obstructed by a large van and generator at the time, please note, it is the responsibility of the motorist to locate and check the time plate each time they park. This will ensure that any changes to the status of the bay are noted. I acknowledge that your vehicle possessed a RingGo session at the time, however, this does not authorize parking within a suspended bay. Suspension restrictions are established to facilitate specific activities like filming or construction, therefore, we anticipate the vehicle owner to relocate the vehicle from the suspended area until the specified date and time when the suspension concludes. Leaving a vehicle unattended for any period of time within a suspended bay, effectively renders the vehicle parked in contravention and a Civil Enforcement Officer (CEO) may issue a PCN. Finally, the vehicle was left parked approximately 5 metres away from the closest time plate notice. It is the responsibility of the driver to ensure they park in a suitable parking place and check all signs and road markings prior to leaving their vehicle parked in contravention. It remains the driver's responsibility to ensure that the vehicle is parked legally at all times. With that being said, I would have to inform you, your appeal has been rejected at this stage. Please see the below images as taken by the CEO whilst issuing the PCN: You should now choose one of the following options: Pay the penalty charge. We will accept the discounted amount of £65.00 in settlement of this matter, provided it is received by 10 June 2024. After that date, the full penalty charge of £130.00 will be payable. Or Wait for a Notice to Owner (NtO) to be issued to the registered keeper of the vehicle, who is legally responsible for paying the penalty charge. Any further correspondence received prior to the NtO being issued may not be responded to. The NtO gives the recipient the right to make formal representations against the penalty charge. If we reject those representations, there will be the right of appeal to the Environment and Traffic Adjudicator.   Gee st pdf.pdf
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Advent Computer Training (Barclays Partner Finance)Info and discussion thread


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If anyone is actually going to proceed with the exams and want some testing software then have a look here. Advent screwed me over big time, I do blame advent not Barclays yet as tbh know one has had a proper factual answer or resolution to this problem. I've got my final comptia exam next week and no one to back me up so Ive had to go looking myself which i really didnt wanna do considering i just paid over £6K to advent. i was just at a loss so i tried everything!! given up really!

 

CompTIA, MCSE, CCNA study disks with Guide books, courses, video tutorial, 10000s of exam questions only £5.99 - £6.99

IT Brewery

IT Course DVDs

 

That looks like a pretty amazing deal as i'm sure the electronic manuals are the actual Microsoft ones that Scamvent supplied. I have been looking at Prep Logics site and the $99 30 days all access deal but it seems that there is a fair usage policy which only allows 2 or 3 downloads in the month and then its $180 dollers per month on DD!

 

IT Brewery it is!

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I don't think a bit of self help will come amiss to keep the momentum going on the studies. If it is essential to spend some money, keep receipts and forward a claim to BPF for any reasonable expenses incurred. They won't like it but why should you have to cough up because they are not providing?

 

David

 

Thats sounds like as good idea as I have just paid £88 to book my latest exam and dont think I should pay. They will be insured against this sort of thing (consequential loss).

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I wrote to BPF last Friday with all the legal stuff in and it was signed for on Monday. Got a call today (Tue) and they just said the usual re finding another supplier and it wont be too much longer...

 

I set my agreement up in dec 07 so hope that is reassuring for some with older archived agreements. Just make sure you call them to get your agreement out of archive!

 

Oh, I also wrote to Advent last Friday on advice from my trading standards officer, and guess what? Not been signed for! :eek:

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Like the idea of forwarding receipts to Barclays for additional study material we have to buy to maintain our studies somehow. Just ordered my disk from the itbrewery so i'll let ya know what it turns out like, I think my friend had some off them a few years ago and it was just rammed with info. Of course I'm thinking now that i really should have done my research before signing up to a TP. But I hope to learn from my possible big mistake!

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I dont think anyone could have foresaw this Benny-especially with Barclays being involved.Although if you look at the history with Advent-and do some backtracking into their associated affairs it can be seen that evidently there has been some trouble in the mill before.

Computer training does not appear to have been their only interests-searches have shown that there are connections with some very diverse business aside from this.

The administrators will be tasked with the job of not only salvaging what they can and sorting out creditors,but also looking as to how they got into this mess and if there was anything that could have been done to avoid it.

Its a little early to draw any conclusions,but already there are 2 things known.

Firstly that Barclays pulled out with financial support,and that Advent was unable to secure an alternative.

Both those scenarios beg questions.

Presumably Barclays were well aware of the implications so why was that decision taken ?

Was there a hidden agenda ?

I am waiting to see how things unfold,but would not trust Barclays as far as I could see them.

Advent have not shown themselves to be whiter than white,but it looks like their demise was Barclays doing-or in this case not doing.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Hello Folks!

 

Sorry to hear about this but, in view of the fact that Barclays are heavily involved, it is vital that everyone should tackle this in CAG text book fashion...

 

...and that means keep it all in writing!

 

It's tempting to pick up the telephone but, try to avoid that temptation if at all possible.

 

There are some good letters appearing here already. So, my advice is to draft very similar ones, and send them off via Recorded Delivery or, preferably, via Special Delivery. The latter has better tracking and is more reliable.

 

Many of you will be making s75 Claims against Barclays (The Consumer Credit Act 1974). It is therefore vital to start that ball rolling in the tried and tested CAG fashion, and that means keeping it all in black & white.

 

Clear out an A4 Folder, and start compiling the letters and evidence that you will need. If complaints end up with FOS, then everything will go more smoothly if you have, by then, a solid and convincing audit trail of correspondence. Likewise, should you need to embark upon Court action, then having your paperwork in order will make that task all the easier.

 

Another good tip is to save all Envelopes in which any replies are received. Get into the habit of doing this because, one day, a dated Envelope may help to prove when a particular letter was sent to you. Dirty little banking tricks can be nailed by keeping a tight handle on the correspondence, both inbound and outbound.

 

The last thing Barclays will want is a solid barrage of well crafted written complaints. So, give them exactly what they don't want.

 

I suspect Barclays have not thought this one through. Had they only looked down, they would have realised they too were also standing on the same rug as the one they were busy pulling from under Advent.

 

Indeed, if sufficient numbers of you launch rock solid claims and complaints aimed directly at Barclays, then you may find they might even elect to back pedal, and turn the financial taps back on for Advent.

 

I hope this helps.

 

Cheers,

BRW

Edited by banker_rhymes_with
CCA URL added
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Great bit of guidance BRW.

Yes it is a mystery that Barclays must have known in advance that withdrawing their financial support for Advent would have created some problems for them,all the more reason to suspect an exit strategy for which Barclays notepads famously detail (although these are never privvy to customers eyes )

Lets not forget they have to appease their Middle East shareholders here.

Shame on you Barclays you have shown nothing but contempt for those who are the most vulnerable and have invested to make Britain great.

We know where your loyalties lie-its certainly not for students.

Give these people their money back-you can earn it by taking your excessive charges from businesses as you have done for years.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Yesterday, I called Barclay career development but they refused to help, they said, I got loan for career development and I requested to pay to advent, so they dont have any concern with this matter. Atually I already paid off all my loan and I took another loan from Barclay to paid off to avoid interest. Is any one have the same situation or can guide me what can I do?

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just for note. those who have had/asked for their accounts to be frozen should be getting it in writing anyway. any changes to your DD has to be confirmed in writing as per the DD agreement. still its best to ring up and request it.

 

as per me earlier post a couple of pages back. i never said i believed them. I'm gonna see if they have frozen my account as i'm gonna call them again today just to clarify something with them and then ask for it to be sent out via post.

 

oh and BPF isn't actually Barclays, they just get 3rd parties to sell the loans. mines with clydesdale financial services, i know some of you are with other companies they are under the thumb of the Barclays.

 

as i've worked in insuarance for a bit i know some of the things they have to go through that is set out by the FSA. it is quite simple that if you have a gripe about any financial body. Be it banks, insurance companies, credit cards etc then you can take it to the FSA.

 

should what said financial body be doing is against the rules set out then they will get heavily fined and be forced into rectifying it pronto.

 

all we can do is keep at them for some solution to be agreed on. as BRW said... get everything in writing. ask for transcripts of important calls as its your legal rights (costs £10)

 

i'll give them till the end of the month and if nothing heard then i'll take it to the FSA and see what they say (they ain't much better tbh but anything is worth a try)

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oh and BPF isn't actually Barclays, they just get 3rd parties to sell the loans. mines with clydesdale financial services, i know some of you are with other companies they are under the thumb of the Barclays.

 

 

Clydsdale Financial Services Ltd T/A Barclays Partner Finance is a wholly owned subsiduary of Barclys Bank.

 

They are currently being intergrated into the mainstream structure - which means bye bye for the people in Glasgow.

 

Barclays Partner Finance (Relocation): 17 Dec 2009: Scottish Parliament debates (TheyWorkForYou.com)

 

David

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I'm not sure whether this has been covered in the thread (40 pages is alot to read)

 

I was thinking earlier about how barclays are trying to provide us with alternate training.

 

How would Barclays know what course each student is on?

 

I have looked over my paperwork for barclays and there is no disclosure information there telling me that they know about what I am doing with advent - surely if they have this information it is in breach of the data protection act?

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Hello Folks!

 

Sorry to hear about this but, in view of the fact that Barclays are heavily involved, it is vital that everyone should tackle this in CAG text book fashion...

 

...and that means keep it all in writing!

 

It's tempting to pick up the telephone but, try to avoid that temptation if at all possible.

 

There are some good letters appearing here already. So, my advice is to draft very similar ones, and send them off via Recorded Delivery or, preferably, via Special Delivery. The latter has better tracking and is more reliable.

 

Many of you will be making s75 Claims against Barclays (The Consumer Credit Act 1974). It is therefore vital to start that ball rolling in the tried and tested CAG fashion, and that means keeping it all in black & white.

 

Clear out an A4 Folder, and start compiling the letters and evidence that you will need. If complaints end up with FOS, then everything will go more smoothly if you have, by then, a solid and convincing audit trail of correspondence. Likewise, should you need to embark upon Court action, then having your paperwork in order will make that task all the easier.

 

Another good tip is to save all Envelopes in which any replies are received. Get into the habit of doing this because, one day, a dated Envelope may help to prove when a particular letter was sent to you. Dirty little banking tricks can be nailed by keeping a tight handle on the correspondence, both inbound and outbound.

 

The last thing Barclays will want is a solid barrage of well crafted written complaints. So, give them exactly what they don't want.

 

I suspect Barclays have not thought this one through. Had they only looked down, they would have realised they too were also standing on the same rug as the one they were busy pulling from under Advent.

 

Indeed, if sufficient numbers of you launch rock solid claims and complaints aimed directly at Barclays, then you may find they might even elect to back pedal, and turn the financial taps back on for Advent.

 

I hope this helps.

 

Cheers,

BRW

 

Nice one BRW

 

David

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I was thinking earlier about how barclays are trying to provide us with alternate training.

 

How would Barclays know what course each student is on?

 

I have looked over my paperwork for barclays and there is no disclosure information there telling me that they know about what I am doing with advent - surely if they have this information it is in breach of the data protection act?

 

Very good point

 

If they do know they shouldn't.

 

If they don't know - (which I strongly suspect) - how on earth do they know what course providers/courses they say they are organising?

 

It rather gives a lie to the bullsh*t letters they've been sending out.

 

David

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Hi all,

I went to CAB today to find out about freezing my BPF account, and got told to get in touch with cosumer direct which i did.

I was advised not to freeze my account just yet, but write a letter of complaint stating that i want a firm offer of a training provider in writing in the next 14 days, or ill be looking for cancellation of the contract. Which im going to try.

Also got told whatever exspenises i incur in the mean time can be claimed back a later date too

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Hi all,

 

It looks like a whole [problem]. I think people in Barclays Finance Partner must have known well in advance this was going to happen but they kept making agreement with new students. For instance, me/myself. I signed agreement with Barclays in end of Oct 09 but literally after 3 months I am with these crap money suckers. IT IS A FIXED [problem].

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Anyone know when the insolvency practitioner will be appointed? It's been 2 weeks now and still no news, especially for those who paid up front using their own cash.

 

Thanks to the 40+ of you who has taken part in the survey I am running (QuestionPro Survey - QuestionPro : Company Satisfaction). Results will be posted soon.

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Anyone know when the insolvency practitioner will be appointed? It's been 2 weeks now and still no news, especially for those who paid up front using their own cash.

 

Thanks to the 40+ of you who has taken part in the survey I am running (QuestionPro Survey - QuestionPro : Company Satisfaction). Results will be posted soon.

 

Not especially for people who paid up front, as we are all in the same boat, especially when i have to continue paying for something im not getting & dont want now this has happened & especially when im gonna be paying upto 10000, so they should hurry up & get involved for ALL of US, we r all equal in this situation wether u paid up front or are still paying

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Hi everybody Im in the same boat as all of you i have already paid £1,800 pound and not even done my first exam not even been officially notified about advent by them or bpf been in touch with bpf as soon as i heard the news frozen my account and spoke to consumer direct they said send a letter so i sent this.

 

Customer Relations Department

Barclays Partner Finance

PO Box 3979

Glasgow

Scotland

G51 1YL

 

 

Dear Customer Relations Department

Account No .................................

Consumer Credit Act 1974 (as amended)

 

I have been made aware that Advent Computer Training has gone into administration and am aware that you are currently trying to find another training provider for the students of Advent. I am also aware that I am not obliged to accept the offer of a new training provider and would like to make the decision of choosing my own provider. I would therefore like to cancel my contract for my MCSE which I purchased on........ at a cost of £....... plus £....... interest, under a regulated credit agreement and would like a refund for the amount I have already paid.

 

Under section 75 of the Consumer Credit Act 1974, I hold you jointly and severally liable for the breach of contract with Advent Computer Training and therefore would like you to resolve this matter within the next 14 days.

 

Yours faithfully

 

bpf then called me a couple of days latter with the same bull s..t saying they are not in breach of contract and are trying to find another training provider that is like or better than advent so i told them to send it me in writing got back in touch with consumer direct they said send another letter stating that unless they find a like for like training provider within 28 days then u will find them in breach of contract and take matters further. ie legal action hear is the letter im sending sorry this post is so long just wanted to get my story across thanks for reading hope this helps.

 

Customer Relations Department

Barclays Partner Finance

PO Box 3979

Glasgow

Scotland

G51 1YL

 

 

Dear Customer Relations Department

 

Account No .....................

Consumer Credit Act 1974 (as amended)

 

Further to our recent telephone conversation I understand that you won’t cancel my contract and will not be giving me a refund for the amount that I have already paid. I would therefore see it only reasonable that you find me another training provider that is like for like to advent computer training at no extra cost to myself within 28 days or I will find you in breach of contract and take this matter further. I look forward to hearing from you soon.

 

Under section 75 of the Consumer Credit Act 1974, I hold you jointly and severally liable for the breach of contract with Advent Computer Training and therefore would like you to resolve this matter within the next 28 days.

 

Yours faithfully

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hello everyone,just to add to all the posts ive read, i got the same email on the 27th jan. Ive been signed up on one of the courses with advent since august and got my £5500 through barclays. I believe it has all been a complete [problem] all along. It doesnt cost £5000 to get certificates and training u can do the same course at a local college for not even a fraction of the cost. I signed up with advent cause i wanted a career and the salesman who i saw was so good at selling the course i just said yes and later regreted it. I dont care if barclays say they are not involved they obviously are and ive closed my account down in order to make 100% sure they are not getting anymore money out of me. think that in this hard time britain is in it is very very heartless and cruel and totally stupid of this company and bank to rob innocent people of their only bit of money left. I hope there is a way to get our money back cause i certainly do not want to be offer another mickey mouse computer course.!!

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hi all, i received my letter 2day abt freeze on my account..guess what? that letter has my postal address and mentioned some other folks name in the letter..it show how much concern they show towards this problem.

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Hi,

 

I've was on the MCDBA course with Advent. Hardly started the course, hadn't taken an exam yet. In my last year of paying £4000. With the help of Advent in Milton Keynes I took out an interest free loan with Hitachi Finance.

 

No one has mentioned them in the forum from what I can see. I have submitted a Section 75 claim as previous people recommended.

 

Anyone else have a loan with them?

 

Cheers

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Hi and welcome

 

No one has mentioned them in the forum from what I can see. I have submitted a Section 75 claim as previous people recommended.

 

Look here:

 

http://www.consumeractiongroup.co.uk/forum/students/244742-advent-computer-training-hitachi.html

 

I would suggest you keep an on both forums as reactions from these comapanies may differ, but their liabilities remain the same so there is a fair ammount of crossover.

 

David

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