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    • @jk2054 - I haven't started a claim with OIC or MIB yet, due to being unable to obtain the name of the other driver.  @BankFodder cheers for that, I'll go back to them with this info & update on here when I've had a response.
    • Andy thanks for your reply. No i am now being evicted from the house i moved into after that previous post. The letting agent lied to me when they said the landlord would not be selling the house. SHe did not mention that the landlord tried to sell the house last year, i was not told this, 4 months into the tenancy i got the eviction notice. Its obvious they lied to me and used me to fill in the gap between their attempts to sell the house. I have filled in the defence form as it was easy to follow the old one from my previous post. I will post it later on in the hope someone can give it the once over. It has to be in by the end of this month may 31st.  
    • It's a GR Yaris - Finance is with Alphera, who are part of BMW I believe. I'm sure the unit is very expensive to repair, I have even told them I would be happy with a refurbished/reconditioned unit, in trying to be reasonable as well.
    • Without seeing this envelope, document and sticker it is impossible to advise properly. However, just going on what you have told us, there are two ways you can deal with this: !. The easy way. This has the lowest risk but the guarantee of a penalty for speeding.  You can respond to the SJPN by pleading “Not Guilty” to both charges. In the “Reasons for pleading Not Guilty” box you can explain that you responded to the request for driver’s details but it was recently returned to you, seemingly not actioned. However, you are willing to plead guilty to the speeding charge providing, and only providing, the “Fail to Provide Driver's Details" (FtP) charge is dropped. You could also ask the court to consider sentencing you at the fixed penalty level (£100 and 3 points) as this prosecution seems to be the result of an administrative problem outside your control. 2. The not so easy way with higher risk. This could see you convicted of the FtP charge but has the possibility that you escape with no penalty whatsoever. You can do the same – plead not guilty to both charges. If you go down this route the speeding charge cannot succeed as they have no evidence you were driving. This comes from your response to the request for driver’s details which the police say they have not got. You can mention in the “Reasons” box that you returned the request for driver’s details as required. You will then face a trial for the FtP charge and you can produced your response together with the envelope and sticker showing it had been returned to you. The risk with this is that if your defence fails you will be fined a week and a half’s net income, pay a “Victim Surcharge” of 40% of the fine, pay prosecution costs of around £650 and have six points together with an endorsement code (MS90) which will see your insurance premiums rocket.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Uk threat level from a terrorist attack moves back to severe.


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Yep blame Tesco for doing 10 Heinz for 3 quid-I saw em today.:rolleyes:

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Sorry Woody-I am not giving opinions on that...I would still report it if it had been Asda.

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Wow £2.54 for 4.

 

Yeah I saw this offer by the doors-includes Heinz Spaghetti and loops too or a mix of 10

Erm whatelse....Weetabix for a quid (think they are 24s)

Some catfood or other...but that dont taste nice with chips so I will pass;)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ah maybe because I didnt see em Kip.....I only went in there for a tin of carrots:p

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Ah maybe because I didnt see em Kip.....I only went in there for a tin of carrots:p

 

Pitty they dont sell Pimmies pies at Tesco

If I have been helpful please tickle my scales or better still contribute to CAG.

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Yes...but I think they sell them over the road at Fluid bar:)

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Bomb alert! well that's one way to keep everyones attention off the recession. If they could just blow up the banks and sub-prime lenders first then that'll be a start to amending things.

 

I apologise if this has offended anyone.

 

Not at all, exactly my thoughts TBH :lol:

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2 Iraqi women where in a department store trying on clothes when one said to the other.........

 

Does my bomb look big in this?

 

 

Getting coat:cool:.

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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this is old, but who cares;)

 

Whats the difference between Basil Brush and a Terrorist with a rucksack?

 

 

The Terrorist with a rucksack only goes "Boom" once.

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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How can you two crack jokes when the Terror Threat Level is at SEVERE!? Don't you take it seriously!? I'll bet you don't even appreciate all the hard work this government has done to protect you and your freedom!

 

 

Who said it was a joke?

 

 

gwen-landolt-apology.jpg

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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How can you two crack jokes when the Terror Threat Level is at SEVERE!? Don't you take it seriously!? I'll bet you don't even appreciate all the hard work this government has done to protect you and your freedom!

 

 

I know, I really must take life more seriously and stop being so flippant. Excuse me while I go and read something interesting and enlightening and utterly believable

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/244036-new-government-information-warfare.html

 

 

 

 

 

 

 

 

 

 

 

buggr it, I'll make a coffee and watch Andy Murray in the tennis instead:-D:-D:-D

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I know, I really must take life more seriously and stop being so flippant. Excuse me while I go and read something interesting and enlightening and utterly believable

 

http://www.consumeractiongroup.co.uk/forum/bear-garden/244036-new-government-information-warfare.html

 

buggr it, I'll make a coffee and watch Andy Murray in the tennis instead:-D:-D:-D

 

The New World Order wants you to watch Andy Murray, charley; the secret messages being beamed out from his tennis racket by the CIA keep you obedient.

 

Now take that tin-foil hat off and obey! ;)

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And talking of tin-foil hats. Have you noticed in all those American movies that when people come back from restaurants with leftovers, it's always wrapped in the shape of a swan or a duck? Which once unwrapped from the bottom and cleaned up, can be conveniently reused as a tin-foil hat? Coincidence? I think not.

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And talking of tin-foil hats. Have you noticed in all those American movies that when people come back from restaurants with leftovers, it's always wrapped in the shape of a swan or a duck? Which once unwrapped from the bottom and cleaned up, can be conveniently reused as a tin-foil hat? Coincidence? I think not.

 

No way!? Damn! Actually, I heard countries are actually closer than you think...pilots just fly aeroplanes around longer to make you think they're far away. Governments, mapmakers, they're all in on it, man. The CIA put tiny cameras in ham, they're called 'hameras'. This is true! I even heard that Europe has reintroduced the death penalty to silence its opponents.

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I even heard that Europe has reintroduced the death penalty to silence its opponents.

 

 

I know someone who could have told you that:cool:.

 

 

 

Now give me a toke:p

 

 

If all else fails, kick them where it hurts and SOD'EM;)

 

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