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    • when did they (who) inform you there was a 'police case' and when was this attained? i will guess the debt is now SB'd as it's UAE 15yrs. have you informed the bsnk ever by email/letter of your correct and current address? you can always ignore anyone else accept the bank,  Block and bounce back all emails. Block any text messages  Ignore any letters unless it's: - a Statutory Demand - a Letter Of Claim - a Court Claimform via Northants bulk.  
    • I left Dubai 8 years ago and intended to return. However a job prospect fell through. I’d been there for 15 years. I decided to pay my credit card and the bank had frozen my account. There is no means to pay the CC so completely unable to pay when I wanted to other than the bank advising me to ask a friend in the UAE to pay it on my behalf!  fast forward bank informs there is a police case against me for non payment. Years later IDR chased me and after months/ years they stopped. Now Judge & Priestley are trying their luck. Now I have received an email in English and Arabic from JP saying the bank has authorised them to collect debts. Is this the same as IDR although I didn’t receive anything like this from them. Just says they are authorised?
    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
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Why don't people donate?


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just one for the site team

no names, just for interest

 

 

a few of us on cag have got some caggers quite a large pay out from the creditor

 

and ime talking no small sum

 

has that come back to the forum by way of a sizable donation as a way of thanks

 

on a side note

 

people should just pay what they can afford

be it a quid or a million

 

every penny helps

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I have learnt such a lot from cag and made quite a lot of virtual friends aswell. I like everyone else am strapped for cash but I am sure I can find £1 or £2. I will donate a little at a time but start donating regularly.

 

If every cagger sent in just £1 or £2 each month I'm sure it will help:)

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BF

 

You could have a three tier system;

1. guests - no charge

2. ordinary members - no charge but limited access (i.e. no access to bear garden or templates section and no ability to send PM)

3. paying members (say £1 per month) - full access including all of the above plus a fancy title "DIAMOND ACCOUNT"

 

This would be moving away quite dramatically from where we are now though and collecting the fees would no doubt be a nightmare (I guess you could charge a penalty fee for late payers). icon10.gif

 

Just a thought .....

All comments are my personal views - if in doubt then seek professional advice. If you think i've helped then please tip my scales.

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...plus there's those we don't hear a positive outcome from that did get them as they've been gagged ;)

 

The S&M crew can't make up that big a proportion tho can they?

 

I'd say the biggest part of CAG is dealing with debts / fighting unenforceable debts and issues where people are trying to take money from members, so dealing with that does not leave the person with any physical payment made to them. If the bank issue gets rolling again, then people will actually get a payment made to them and hopefully move some of that in CAG's direction.

 

So, to get money rolling in to CAG, is their any way of getting some advertising that the site team deem ethical? I note amazon gets highlighted when you type it in... if you have a pay per link deal with them, I'll buy my stuff from their through your link and you get some money?

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Given the number of registered Caggers - if even a quarter (approx 50,000) could pay £1 when they have it there wouldn't be a problem:)

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Wouldn't putting Google Adsence on be a solution? These generate a commission payment which depending on the subject can be up to £2-3 every time a visitor clicks a link which can quickly add upon on a site with decent traffic.

We did that in the early days, but the problem is that as the ads link to subject of relevance, the ads coming up were for bank accounts, loans, credit cards etc... Just the opposite of what we would want to promote as you can imagine.

 

I still maintain (I have been saying it for 3 yrs, lol) that a possibility to set up a standing order is best. The argument used to be that if it got bounced, then people would incur a bank charge which again would be counter-productive, but I know that with Barclays nowadays, if a standing order doesn't get paid, it just doesn't get paid, and doesn't generate a charge (unlike a direct debit, one more reason to switch to SO instead of DD)

 

So please, please, BF, listen to me! A SO can be cancelled, moved, reinstated at the stroke of a click for those who do online banking, I do it all the time for all of my loans, bills etc, and the chance of incurring a charge from one of those is really moot. But you have to give us a chance to try and do it.

 

Let's put it this way, I pay £15 a month for my gym membership and at the moment, I can assure you that £2 to CAG would be a lot more productive! :-D

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Well yeah, but the problem with that is I don't know about you, but there's never enough money left over for ad hoc (not at my plaice anyway, :razz:), whereas I know I wouldn't notice a couple of quid leaving at the same time as the rest of the bills. I know it doesn't make sense, but it does to me. :razz:

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I'm fairly new to CAG and always intended donating when I win my PPI claims as I've already used it for lots of things (saved me £75 for MS package when someone suggested open office). However, I hadn't realised that a couple of quid a month would be welcome in the meantime until I read this thread and I can easily afford that.

 

As for method, I would agree with Bookworm, a SO would be best way of my doing it. I think I would intend to make card payments every month but would probably forget or mean to do it tomorrow etc... it becomes one more job/thing to do when you are busy.

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Well yeah, but the problem with that is I don't know about you, but there's never enough money left over for ad hoc (not at my plaice anyway, :razz:), whereas I know I wouldn't notice a couple of quid leaving at the same time as the rest of the bills. I know it doesn't make sense, but it does to me. :razz:

 

Yep, I'd agree with that Bookie. If everything goes out at the same time you manage with what's left.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Recent posters seem to be suggesting making this, in effect, a subscription site. However, even if the SO was voluntary, wouldn't that discourage those who regularly contribute but don't necessarily have any current claims on which they need advice as they would paying to give of their knowledge & experience. You may end up alienating those who others rely on.

Any knowledge I possess or advice I proffer is based solely on my experiences in the University of Life. Please make your own assessment of legality, risks & costs before taking any action.

 

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While I understand what you're saying FG, I haven't actually received any monetary gain from using this site, but the knowledge and advice that I and many, many, others have gained would have cost us a lot if we'd had to pay for it.

 

So really we all gain from the site, whether it be actual cash in the bank or knowledge.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I wouldn't mind subscribing say £2-3 a month even if it was just for the socialising... have 'virtually' met some lovely people and have also learned so much and had some amazing advice... The Bear garden's far better than the tele :D

 

I do find Paypal a pain though..:(

 

Spam. :)

[sIGPIC][/sIGPIC]

 

They say money talks......mine just keeps saying "Goodbye"

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I'd be more than happy to give a couple of quid a month via standing order...perhaps those of us to are happy to do so could do this voluntarily? It's really no different from donating the same via Paypal every month, except those of us who are memory challenged like myself wouldn't have to keep remembering to do it!

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Given the number of registered Caggers - if even a quarter (approx 50,000) could pay £1 when they have it there wouldn't be a problem:)

 

Agreed, I think somehow many CAGers are under the impression that smaller donations are not as valuable to the running of CAG as a one off payment of a more substantial sum.:)

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i think a bit of prompting would help....:)

 

could you not maybe at the end of each month as a reminder (for a day or 2) change the message under the avatars to a little flashing box saying something like "Has this site helped you this month? Donations always needed to keep us going!"

 

ive donated in the past but both times only when it was brought up in discussion on a thread.

 

im sure there are a lot of people who would give a little but just need a nudge every so often (like me) :D

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If CAG were to offer a small incentive to donate..such as a little icon next to the users name then we'd all be as proud as punch to compete to get it (Bear Garden users are a simple bunch to please or I may just be speaking for myself there :rolleyes:).

 

It shouldn't matter how much is donated but a lower limit say of £1 could be set, just for admin. purposes.

 

Explore the ideas of having a whip round at the CAG meets or being able to buy badges so we actually recognise who is who. And if you care to have some car stickers printed I'd be first in the queue to buy some. Free advertising, more members and hopefully more revenue.

 

Imagine having one on display when a DC comes knocking, priceless..;)

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