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    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
    • JK: Yeah That's correct. We left rent payment coming out of his bank account from January 2023 - August 2023 until we could find somewhere to sort out his belongings which was fine. I tried to give notice a few times from August 2023 asking for advice from Sanctuary housing how we went about this explaining his condition and that he was in a Nursing home from December 2022. I explained we don't have any legal powers to his account like POT but were in the process of going for Deputyship and that I was the named person to act on his behalf to speak with Santuary housing. I said we could provide details of his condition and proof he was now in a nursing home with date he moved in. This went ignored despite repeated attempts to contact them until a housing manager contacted us end of February 2024 and notice was finally accepted with his tenancy coming to an end March 22 2024. Although they have continued to take rental payments for the flat despite someone else living in it from the 1st April. I wasn't aware payments were still being taken till I checked his May banks statements. I had asked them to back date rental payments to August 2023 when I gave notice rather than just giving notice in March 2024 but they've ignored that bit. I don't see why they shouldn't give it back they've taken money they shouldn't have. Thanks DX, I wasn't aware we could do that for that length of time. I'll ask my wife to check with the bank this week
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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What Made You Want To Swear Today?


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As I told my daughter when she was bullied at school, she should feel sorry for the bully because they obviously have problems in their own lives if they feel the need to behave like that. Same applies to stalker IMO. Sad people.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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:lol:
The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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It's amazing how brave some people are behind their computer screens. Many of them seem to just like a reaction and get quite upset if you ignore them. :wink:

 

When this woman was stalking me last year, she got her little gang to start on me. One was rather upset because I wouldn't answer her questions and was constantly ignoring her.

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An advert on Gumtree which reads

 

Only people from eastern europe need apply

 

Made me swear so much i could start a riot.

I Wish you everything you wish yourself.

 

NatWest Claimed £1,639. Accepted £1,344.

Natwest Paid me again as GOGW £1,656. Yes they can have it back if they say please.

Barclays 1 Claimed £1,260. Won by default. Paid in full

Barclays 2 Claimed £2,378. Won by default. Paid in full

Birmingham Midshires. Claimed £2,122. Accepted £2,075.

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Because they've got nothing better to do.

 

One girl was interviewed and said why should they respect the police if the police don't respect them.

 

Why the hell should anyone respect these mindless hooligans.

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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When disipline was abandoned in schools thats when they trouble began,, the kids treated the teachers like one of them and the divide was broken ,,, no more mr or miss just first name terms and thats wrong,,, then we get their kids doing just what they like and then it goes on and on and the cycle continues and it gets worse each time.. Each family wanting all the material things, If they knew how their great great great grandparents lived in the wartime they would be shocked to find that most were lucky to have one room to bring up their family and had little furniture let alone fancy brand name goods. Makes me mad and swear when I hear these youngsters today say they want the dear shoes and teles etc and thats why they have done the looting. terrible , just terrible.

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Oooo Rumbler, I'm tempted to raise the Politics thread, well this is the Bear Garden. I liked an article I read on the reading material of Mr Miliband, Prosperity without Growth. Equilibrium. For starters as I see it, all new builds (extend to all homes) to have an energy efficient source, producing your own energy to stop the extortionate bills to the existing companies. Lower your bills and you do not need to keep raising wages. It's this continual accentuation on growth that has caused the financial turmoil. We just need to live fulfilled lives.

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Woke up this morning in the middle of a nightmare !!!!!!!

 

Screaming, 'kill it' :madgrin:

 

I do seem to remember a alien type scene with bird turning into a puffa fish that was flying around in the air.

 

Scared the bleep out of me.

 

I was only thinking about watching alien last night, I didnt actually put it on.

 

Just as well perhaps?:oops::lol:

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The scummy little 'kids' running up and down the street, throwing rubbish everywhere, spitting on people's property, looking through your windows, screaming constantly, swearing constantly. All you ever here off the parents is "go away" and, (only if it's annoying them) "shut the f*** up". It's bloody hard to work when you've got all that going on outside. All I need to do to see why people are rioting is open my curtains :-(

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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Thats really awful Mungy.

I hate to see kids with lack of respect for others and their property but it just shows lack of maturity as well. They have a lot of growing up, if they ever do!

Need tougher sentences and fines.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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These ones are quite young, 6ish maybe. Good point NO, I don't think they do grow up, and that's part of the problem (as well as obviously no respect, no morals, and not being taught right from wrong, no consequences for their behaviour by them or authorities). There was an argument this morning where somebody further up the street came out and told them to keep it down and one of the 'mothers' came out and an argument ensued. The parents act as if they are teenagers. Hell, there's a woman accross the road, and I have to say I find her behaviour quite worrying, she is in her thirties at least, and yet always has plenty of teenagers, mainly boys hanging around her and her house. She speaks to them as though she is one of them, very odd indeed. She also seems to revel when other people (the odd decent few left here) get upset at the noise and antisocial rascious behaviour. I don't think they know how to have a conversation without shouting either lol. They must all be deaf from the music blaring all the time.

 

*and, breathe*

Mungy Pup

 

I want to live in a world where chickens are free to cross the road without their intentions being questioned. :razz:

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Council who can not accept simple facts- commercial rates due on shop on 15th month, was about to pay July's, they have now demanded whole year as I am a month in arrears. I said, but today is the 11th they said yes you are a month in arrears. I said well I would be on the 14th they said no you are a month in arrears because the rates are due on the 15th of the month....................what?

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its down to the parents, they just dont care anymore they cant control their kids cant smack them not allowed to, no disapline as i have already said on here anti social behavour, and some adults are as bad, parents are either sitting on the internet 24/7 or drinking all night and dont care 2 hoots about where their kids are or what they are doing society has broken down will it ever be as we knew it doubt it

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These ones are quite young, 6ish maybe. Good point NO, I don't think they do grow up, and that's part of the problem (as well as obviously no respect, no morals, and not being taught right from wrong, no consequences for their behaviour by them or authorities). There was an argument this morning where somebody further up the street came out and told them to keep it down and one of the 'mothers' came out and an argument ensued. The parents act as if they are teenagers. Hell, there's a woman accross the road, and I have to say I find her behaviour quite worrying, she is in her thirties at least, and yet always has plenty of teenagers, mainly boys hanging around her and her house. She speaks to them as though she is one of them, very odd indeed. She also seems to revel when other people (the odd decent few left here) get upset at the noise and antisocial rascious behaviour. I don't think they know how to have a conversation without shouting either lol. They must all be deaf from the music blaring all the time.

 

*and, breathe*

 

and deep breath Mungy!

 

Kids learn how to behave from the people around them in their early years of life. That is the behaviour that they grow up thinking is normal.

It's very difficult to break that cycle of bad learned behaviour.

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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I was talking to my daughter's best friend yesterday who has just qualified as a teacher and has been training in Liverpool. She was saying how some parents aren't interested if they're phoned about their kids behaviour and just say it's the schools problem when they're with them. When my kids were at school we were told it was a three way relationship with child, parent and school working together. Seems not everyone sees it like that. :roll:

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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