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    • ok again thanks for all advice , im going to continue and struggle on paying the wifes debts and maybe look at getting reduced payments but as for mine i think ill go down the DRO route and try get it sorted but will see and open new bank account somewhere first
    • Nothing to do with your own Bank.     Try to withdraw the money from Parentpay early next week and if no joy contact them.   It may be that the money is showing, but has not fully cleared on their system,
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    • I thank the Consumer Action Group Members for getting me this far in my case which is still in progress.   Situation: The Court has reversed earlier permission for me to rely on witness summaries.    The question upon which I am seeking help, please,  is - do I need to bother myself as to why the Court has reversed permission to rely on witness summaries?  If so, what line of logic or law can might I follow because clearly, the Court has said one thing and then another a few weeks later, of its own motion, the Court has reversed the earlier decision. I find this development quite extraordinary in the sense that as a result of being granted permission earlier, I served the three Witness Summons which had the Court stamp.   Background Having given me permission to serve 'Witness Summons' which I served on 3 hostile witnesses several weeks ago, the Court has now reversed it's earlier decision, and refused me permission to rely on 'witness summaries' pursuant to paragraph 32.9(2), citing that I have not shown steps taken to obtain witness statements from the 3 hostile witnesses.  I however, made two attempts to talk to the hostile witnesses who have been non responsive and I can evidence this.   I would be immensely grateful for some steer from Forum Members, please.
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misterbing

global debt recovery

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we have just recieved our statement of account and credit agreement from global i phoned james whit as instructed with an offer of 10 pounds a month he became abusive yet again and refused to accept the amount offered so i said take me to court then as we have many issues with this company we have waited over a year for this paperwork to arrive i have asked this james not to phone my house anymore as when my wife answers he becomes abusive and even rascist my wife has been extremely ill for a long time and doesnt need this prat upsetting her advice please :mad:

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Hi misterbing

 

Can you scan the credit agreement, remove any identification info, load to photo bucket or similar & post the link here

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we have just recieved our statement of account and credit agreement from global i phoned james whit as instructed with an offer of 10 pounds a month he became abusive yet again and refused to accept the amount offered so i said take me to court then as we have many issues with this company we have waited over a year for this paperwork to arrive i have asked this james not to phone my house anymore as when my wife answers he becomes abusive and even rascist my wife has been extremely ill for a long time and doesnt need this prat upsetting her advice please :mad:

 

Keep off the phone with these people, DONT go through security with them, its the only way to deal with them....

 

Everything in writing can be used as evidence against them, they will NOT threaten or abuse you in writing because of this.

 

S.


Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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just had that guy from global on phone again while i was out aggressive towards my daughter even tho we sent a letter to them saying we were only willing to communicate by letter ive had enough of him now wife really ill doesnt need this told them wot i could afford weeks ago and if its not enough then i will go to court been gathering evidence for about two years when i try to speak with him he says i talk funny and other rascist remarks i wish i could meet him face to face:-x:-x:-x:-x

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Please Scan Up The Agreement

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not very good with computers im afraid :|

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If you can afford it by the truecall. If you can't afford it and you are with BT ring them up tell them you are being harrassed and that you want to change your phone number and also be ex-directory, they even offer you a choice of numbers and it's usually up and running within 24 hours (or mine was anyway) then you only need give your phone number to the people you want to ring you and anyone who wants your number and you don't want to give it to them you can use your old number. It does really give you peace of mind.

 

As above can you please scan your agreement up.

 

DG


I have no legal training my knowledge comes from my personal life experiences

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we are with sky who are monitoring our calls and gave us call recognition free still some nice people out there

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will get my daughter to scan agreement tomorrow

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Do You Have A Scanner

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Beat Me To It

 

Will Watch Out Tommorow

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Remember To Deleate Personel Info But Leave In The Figures

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my wife has written to ofsted today as todays call was particularly nasty surely there are laws to stop this bullying

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there is - send this

 

Debt:: Letter Templates - Consumer Wiki

 

and report him to the OFT and ofcom for abusive language


PGH7447

 

 

Getting There Slowly

---------

 

Advice is given freely but is in no way meant to be taken as Gospel:-)

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yes but no brains

 

Thats two of us on here that suffer that then :D:D

 

Please dont go through security with these people, if they ring just say "in writing" and put the phone down.. you need to grasp control back from these people as they are currently running things.....

 

 

S.


Are You as Anonymous on CAG as You Think You Are? *Link*

 

The CAG is a free help site,should you be offered help that requires payment,please report it to site team.

 

Deal with your debts:

STEP ONE - Dont Panic! | STEP TWO - Priority & Non Priority Debts | STEP THREE - Personal Budget Sheet | STEP FOUR - A SAFE bank Account | STEP FIVE - Dealing with Priority Debts | STEP SIX - Non-priority Debts | STEP SEVEN - Non-Priority Debt-Repayment Opt1 | STEP EIGHT - Non-Priority Debt-Repayment Opt2 | STEP NINE - Perils of Consolidation | STEP TEN - RE-Evaluate Frequently

 

***** SERIOUSLY IN DEBT, DONT KNOW WHAT TO DO, TRY NationalDebtLine's MoneySteps *****

 

 

IMPORTANT: Please take my advice in the spirit it is given and on the basis that I am expressing my opinion, These opinions are not endorsed by CAG in anyway and are offered informally without prejudice or warranty of any kind. These opinions are solely based upon the knowledge I've gained from this fantastic site and life in general. I have NO legal training.

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What really annoys me is that if these people were at your door on their own they wouldn't speak to people like this as I don't know what other epople would do but if one of these muppets spoke to me like this my husband would deck them!!!!!

 

If they ever call your mobile phone try and record the call from the phone which most good phones can do now, just an idea if you able to do it.

 

I totally agree with the other caggers, do NOT speak to these cretins on the phone, ask them to put everything in writing and hang up. If they ask you to confirm your identity then just reply with something like " I know who I am thankyou very much, who are you?" Sometimes this can throw them off track!


:!: Activ Kapital 2009 - £316 debt cancelled due to no credit agreement

 

:!: TNC Legal Collections (Swinton) - £61 written off due to complaint being upheld with the FOS

 

:D Be Happy and treat people exactly how you would like to be treated

 

:mad: Don't let people take advantage of you and stand up for your rights and beliefs

 

:p You only live once so don't take things so seriously

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rule 1. DON'T TALK TO THEM ON THE PHONE.

rule 2. See rule 1.

 

There are several good ways of dealing with DCAs on the phone here:

http://www.consumeractiongroup.co.uk/forum/bear-garden/131409-cheekiness-towards-dca.html

 

my two favourites are:

1. hang up.- see rule 2 above.

 

2. answer as "Hello, British Telecom Telephone Harassment Team. May I take your name and company please?"

 

 

PS.

DON'T TALK TO THEM ON THE PHONE - JUST HANG UP


Carpe Jugulum

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one of my tactics is when I answer a call is to say "hello city motuary you sab em we slab em" But seriosly dont call them if they call you just put the phone down and dont go though security quetions or give wrong answers ie when they ask your date of birth say 01/01/1066

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have scanned agreement havent got a clue what to do next please help

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If you upload them to TinyPic - Free Image Hosting, Photo Sharing & Video Hosting & then copy and paste the URL back here we'll be able to see them.

 

On the Tinypic page left click the 'choose' button & a seperate window will open, choose which file you want to upload and left click 'open', the window will close then left click 'upload now' button. Your document will upload to tiny pic & the page will refresh giving a list of links. Just copy & paste the Url link back here & we'll be able to see it.


Anthrax alert at debt collectors caused by box of doughnuts

 

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17 Port & Maritime Regiment RCT

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hope this is what you needed my brain hurts now

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Did You Have Ppi Etc On The Previouse Loan

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load the scanned picture into "paint" and blank out your details.

then go to Image hosting, free photo sharing & video sharing at Photobucket and upload the edited pictures.

 

this will generate a web address where we can look at the scan - you'll need to come back on here and tell us what it is


Carpe Jugulum

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