wooly V Halifax

[gizmo111]

You can keep on claiming, but having had a decent refund it may be prudent to assess your fiannces and see what you can do to stop the charging.

[hedgehog0045]

and they may close your account if you keep getting yourself charges . I would be careful.

[gargoil]

Of course you can keep on suing the same bank! theres probably a dartboard with a picture of my ugly mug up onthe wall at the Mound somewhere! Just about to lodge my 4th, or is it my 5th claim against Bank Of Silly!!!

[joolywooly]

As bf accepted a payment off them as it was what we were claiming last year and after they took more charges out they wrote and said they had said they wouldnt pay out to us again.Have we still got a case?

[salisburyowl]

Of course you have. Did he sign anything to suggest otherwise?

[joolywooly]

He just signed paper saying he accepted their payment

[Bookworm]

Don't worry about it. After all, they said they wouldn't pay up the first time, and what happened?

[joolywooly]

I sued Halifax about a year and a half ago and got money back, then my partner sued halifax for same account for charged acrued afterwards and we got it back and I was wondering if I could sue them again and what my chances were of getting my money back for the 3rd time.

[kennythecelt]

Hi

You need to read up on this link, there are many changes plus I would suggest you read up on similar threads. It is not going to be as easy this time round given your past claims and the OFT teat case.

 

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/107582-oft-test-case-what.html

 

Best of luck, please update regularly so we can keep a track on progress.

 

If you need any help, please ask.

[moneyhelp]

Forgive my being blunt - but why on earth let yourself get in trouble with charges again?! This is one area of claiming bank charges I disagree with - to be honest it makes my blood boil.

Nuff said!

[sea-sidelady]

Also it might be a good idea to open another acount, as there is a chance they could close your account.

[moneyhelp]

Close account?!

 

I had better leave this thread

[**Tilly**]

here is a link

Do you need a parachute account?

[joolywooly]

charges from the Halifax? I have sent off a preliminary about 2 weeks ago ,do I send off my LBA now and then do an N1 ?

[**Tilly**]

Hi

 

yes if thier 14 days are up you now send your lba giving them a further 14 days and then file your n1.

 

 

 

Tilly

[joolywooly]

Do I just fill in an N1 and take it to my local court?

[sea-sidelady]

Have you done all the other letters first? Prelim and lba?

 

If so then yes, fill in your N1 and POC, together with your spread sheets including interest, and take to your local county court. Take 3 copies of everything.

 

Also your fee, or if you are on benefits, take recent proof.

[sea-sidelady]

I have just noticed you have quite a few Halifax threads. I have asked to get them merged so you have 1 thread. It is a lot easier to keep track of what you are doing, and the advie you have been given.

 

Please keep everything on this thread from now on.

[joolywooly]

When I fill in POC that Zootscoot made for the halifax on the bit that says

 

And the Claimant claims

 

(1) A declaration that the sums totalling £2300.00 have wrongly been debited from the Account

 

(2) Payment of the said sum of £2300.00 charged by the Bank thereon.

 

(3) Interest under section 69 of the County Courts Act 1984 at the rate of 8% per annum from the date of wrongful debit to date in the sum of £81.48 and at the daily rate of £ 1.00 until judgment or sooner payment.

 

(4) Court costs of £85.00

Is this right ? and do I print out schedule 1?

[Michael Browne]

(3) Interest under section 69 of the County Courts Act 1984 at the rate of 8% per annum from the date of wrongful debit to date in the sum of £81.48 and at the daily rate of £ 1.00 until judgment or sooner payment.

 

 

When do these charges date from? £81.48 seems low to me unless the charges are fairly recent.

 

Daily rate on £2300 is £0.51p

[elsinore]

Six threads merged.

 

Wooly, please keep to one thread for one subject.

 

Els