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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
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Me Vs Lowell Financial / ***WON WITH COSTS***


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Just thought I would do an update here, today aint been too bad well two things have happened today.

 

1) Had a call from BBC Watchdog saying they are doing a follow up show on Lowell Financial and wanted to know if I wanted to do an interview for them, I have said no problem and would be happy to, they have also wanted to see letters I have had from Lowell saying that they dont have a credit agreement or any such thing to prove the alleged debt so going to prepare all that tomorrow and send it off by email.

 

2) Had an email today also from BBC Raido Leeds she is going to be calling me later this week to talk about the problems I have been having with Lowell's.

 

So like I say it has been an interesting day, so what do you guys think should I go ahead with this or not?

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Just thought I would do an update here, today aint been too bad well two things have happened today.

 

1) Had a call from BBC Watchdog saying they are doing a follow up show on Lowell Financial and wanted to know if I wanted to do an interview for them, I have said no problem and would be happy to, they have also wanted to see letters I have had from Lowell saying that they dont have a credit agreement or any such thing to prove the alleged debt so going to prepare all that tomorrow and send it off by email.

 

2) Had an email today also from BBC Raido Leeds she is going to be calling me later this week to talk about the problems I have been having with Lowell's.

 

So like I say it has been an interesting day, so what do you guys think should I go ahead with this or not?

 

Congratulations. Let us know how it all goes :D

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So like I say it has been an interesting day, so what do you guys think should I go ahead with this or not?

 

YES!!!! Definitely:D

 

I think telling your story will help and inspire numerous people - people who haven't found CAG yet. If everyone is informed of their rights and stands up for themselves, some unscrupulous DCAs might just find themselves out of business.....

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So like I say it has been an interesting day, so what do you guys think should I go ahead with this or not?

 

shawn

remember just how stressed these losers made you before you won:?:

you have the chance to get your story out there and hopefully help others.

do a big plug for CAG :)

 

 

SAM:pLOWELL DETESTER

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Yeah, thats what you wanted!

 

Tell them all about the way Lowells deal with request for credit agreements-

 

offering larger and larger discounts on debt until finally admitting neither they not their clients have a copy and that the debt is unenforceable.

 

Tell them to check oit all the Lowells threads on here to confirm Lowell's activities. I can give you my own and my secret friend's case for starters.

 

Nice one shawn

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Thanks all. Thats the idea, to help people out in the same situations and make tham aware of DCA's like Lowell's so they can finally fight back, the default is still on my credit file from this one and so are many others that they are claiming I'm gonna make it my mission now to get them all removed asap. Still not had my cost yet either from Lowell's also they have a newbie there now called Samantha Swallow interesting sounds like it's from an Austin Powers movie I only know this cos her name is on the latest letter they have sent saying they are getting another credit agreement from archive for another account and are offering me a fantastic deal to clear the balance. "Erm NNNNNNNNNNNNNNOOOOOOOOO" I dont think so wait till I get the next standard letter from them saying "We dont have it and neither does the OC" well will keep you all updated on how it goes.:)

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Hey shawn - soon be time to write to the judge, telling her that Lowells have ignored her order to remove neg data....

 

Yeah I know, maybe I should just go to the court next week and tell them that they have not complied with the order, what can I do about this?

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You can ask the court to issue a 'warrant of execution', which basically means that lowell will get a letter from the court giving them X amount of time to pay or the bailiffs will be sent in :D

 

The downside is though you have to pay a fee for this but it's added on and recovered for you.

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Correct but we ain't talking bailiffs as in ****** debt collectors we are talking paid employees of the state who know how to do their job.

 

The last time I heard of them being used was when they started to disconnect the computers at Newham Council in the recovery of a £20K judgment granted to a motorist & before that they went into a branch of Lloyds to recover a bank charges award

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  • 2 weeks later...

Well update had a call from Radio Leeds the other day and she wants me to do an interview to tell them of my current and past experiences with Lowell and other that are connected to them she is getting back to me in a few weeks so it's all good, also had a missed call from Watchdog saying they will call me again on Monday, still not had the default removed from my credit file or any costs back yet so dont know what to do, been busy over the last few weeks and really not had the time to go to the court to sort it out.

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