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    • In my time I've never seen a payout/commission from a PPC to a landlord/MA. Normally the installation of all the cameras/payment of warden patrols etc is free but PPCs keep 100% of the ticket revenue. Not saying it doesn't happen mind. I've done some more digging on this: Remember, what your lease doesn't say is just as important as what it does say. If your lease doesn't mention a parking scheme/employment of a PPC/Paying PCNs etc you're under no legal obligation to play along to the PPC's or the MA's "Terms and conditions". I highly doubt your lease had a variation in place to bring in this permit system. Your lease will likely have a "quiet enjoyment" clause for your demised space and the common areas and having to fight a PPC/MA just to park would breach that. Your lease has supremacy of contract, but I do agree it's worth keeping cool and not parking there (and hence getting PCNs) for a couple months just so that the PPC doesn't get blinded by greed and go nuclear on you if you have 4 or 5 PCNs outstanding. At your next AGM, bring it up that the parking controls need to be removed and mention the legal reasons why. One reason is that under S37(5b) Landlord and Tenant Act 1987,  more than 75% of leaseholders and/or the landlord would have needed to agree, and less than 10% opposed, for the variation to take place. I highly doubt a ballot even happened before the PPC was bought in so OPS even being there is unlawful, breaching the terms of your lease. In this legal sense,  the communal vote of the "directors" of the freehold company would have counted for ONE vote of however many flats there are (leases/tenants) + 1 (landlord). It's going to be interesting to see where this goes.  
    • @Whyisitthisthank you very much for asking. I am still feeling anxious, especially when someone rings the doorbell, or when I receive a letter I feel a it paranoid. I stopped going to the shops unless I really have to. I shop online now. When I see security I feel paralised. 
    • My expectation was their WS would include the best paperwork, like at least true copies of originals, but these just look wrong somehow, perhaps the font and size of font... Not sending me the DN in CCA request but producing it for evidence I would argue could be a tactic used by them... - Page 11 with ticks - there is no reference to IP addresses - Home addresses are correct for dates in documents   Just looking up example Defendant WS's while awaiting your thoughts on this
    • Hello lovely, just posting to check in to see how you are feeling now? Hopefully your feeling better? 
    • Sorry my redactions made it harder dx. Tick dates are 11/12/2014
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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
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Me Vs Lowell Financial / ***WON WITH COSTS***


Shawn0109
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Thread moved, well done :D

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Help keep it up and active, helping people like you.

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Thanks all now I feel like crying, am not gonna do that though I'm just gonna chill myself out now feel tired cos didnt sleep at all last night but tonight will be better.:)

Edited by Shawn0109
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shawn- considering what your judge said regarding harassment etc, I think quite a few peeps would like to quote these comments as a form of persuasive argument with other judges and in letters to DCAs.

 

Would you quote your case number to enable peeps to do this?

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Just read this wonderful news Shawn, very well done, I would ask that you please report them to the OFT, the more people that do, the better chance they will take their credit licence away...and you had a decent judge !!!

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I am amazed that she even ordered them to take off any default / adverse information on your files.....I know in my case, the judge couldn't do that is it would have to be regarded as a separate action....so it makes the win even sweeter....

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Thanks 42man and once again thanks for all your advice and support during this, it's like a weight has been lifted from my shoulders, yeah the judge she was great I didnt have to really say anything other than yes miss or no miss she made me feel very comfortable and it kind of made me more relaxed about the whole situation.:D

Edited by Shawn0109
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With answer to the harrassment she mentioned she did say that seeing as there was no solid evidence on the debt in question she did say I could take legal action against them if I so wished to do so if they start up again, oh and she also stated that it would not be in good practice for them now to try and get a CCJ against me as I already have all the evidence I need to also get that set aside or thrown out of court, what do you think maybe she watch Watchdog on BBC1 last night staring Lowells/Low****rs :D

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I am amazed that she even ordered them to take off any default / adverse information on your files.....I know in my case, the judge couldn't do that is it would have to be regarded as a separate action....so it makes the win even sweeter....
I think it may well be a case of certain judges have seen this before and are getting very fed up with DCA's issuing unsubstantiated statutory demands which are clearly an abuse of process.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Strangely enough I have just this minute had a very nice offer of settlement from Barclaycard regarding a claim where they havent been able to produce a CCA. :rolleyes:

 

Really wow good news it seems to be turning out a good day after all, see it's funny they say they have all the paperwork but they dont have a thing.

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my case number hum I wouldnt really like to quote my case number in the open just incase the ugly donkys ass face looking people from Lowells are listening in, which I think they are. Hello guests.:D

 

 

I think they know who you are anyway!

 

*waves at the muppets LS11 9BH*

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Well seeing as I have come out of this situtation today and all I will be here to help any and all who are involved with these people and are feeling down about the whole situation believe me it's not worth to get stressed about I know that now just keep calm and you will all get through it.

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Well after today I think I deserve some sleep think I've been awake since well 3am this morning worrying about this and now it's set aside I'm like I say happy all in all it's been a good day, thanks again to all you amazing guys here on cag for all your help it's great to know that a website like this can offer so much and you come out of it wiser and tougher than you were before.

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