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Proposed Group Litigation Orders (Interested Parties)


Tom Brennan
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Hi AA

 

Have you started your hardship claim?

 

Do you need any help?

 

Tuttsi

 

 

Not yet, still waiting for my spreadsheet to be revised from basic charges & 8%, to full claim per http://www.consumeractiongroup.co.uk/forum/general/201984-why-let-your-bank.html

 

I have someone assisting me with it but he seems to be a busy man!

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Not yet, still waiting for my spreadsheet to be revised from basic charges & 8%, to full claim per http://www.consumeractiongroup.co.uk/forum/general/201984-why-let-your-bank.html

 

I have someone assisting me with it but he seems to be a busy man!

 

AA,

If you are seriously suffering hardship you need to make your claim quickly

What you can do in the meantime is just list your charges and dates and state on it + interest. Normally they do not pay the interest on hardship and they may only pay a percentage.

 

Then you need to get together all your evidences to confirm your hardship under the FSA waiver rules. I mean by evidences confirmation from your mortgage/landlord that you are in arrears, repossession or suspended repossession order, arrears on utilities and or any court claims.

 

You will also need to write a letter stating why you fall under the FSA waiver rules. ie Lost job, illness etc..... and enclose your evidential documentation.

 

Sen it all ASAP to your bank for concideration.

 

The FSA waiver is due to expire shortly, so I think if you are really in hardship the sooner you act the better.

 

I am away for a few days but will look in on my return to help you.

 

Tuttsi xx

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Thanks Tuttsi! I was advised to not panic as it'll be late autumn when things are decided, if then :-o We do qualify for ALL the FSA Hardship waivers. I was about to send it off when I got side-tracked with the Claiming Back (?) thread!

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Tom,

 

Am I too late to join in the fun?

 

Currently have £1000+ outstanding with HSBC (which I have lodged claims for).

 

I dont meet the first criteria but meet the second for legal aid (salary just over the limit).

 

Regards

 

Mailman

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does anyone of a case thats been successful in removing a default registered as a consequence of alleged debt made up entirely of bank charges? Could this be a subject for a GLO?

 

Would be interested to hear from anyone with the same problem.

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Thanks Tuttsi! I was advised to not panic as it'll be late autumn when things are decided, if then :-o We do qualify for ALL the FSA Hardship waivers. I was about to send it off when I got side-tracked with the Claiming Back (?) thread!

 

AA, please give me the link to your hardship claim thread so that I can give you the help that you need.

 

Tuttsi

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  • 1 month later...

recived the first part of my data request from my bank today and amongst the forest of paper is a print out of my hardship request back in 2007 giving my complaint ref and converming its a harship request but its states simply its been put on hold pending test case decision

the reason for the decision to be rejected is given as "huntswood-andovercsr-initial responce letter sent-gogw no -ld"

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recived the first part of my data request from my bank today and amongst the forest of paper is a print out of my hardship request back in 2007 giving my complaint ref and converming its a harship request but its states simply its been put on hold pending test case decision

the reason for the decision to be rejected is given as

 

"huntswood-andovercsr-initial responce letter sent-gogw no -ld"

 

 

 

You could write and ask them to explain exactly what they mean by that.:)

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recived the first part of my data request from my bank today and amongst the forest of paper is a print out of my hardship request back in 2007 giving my complaint ref and converming its a harship request but its states simply its been put on hold pending test case decision

the reason for the decision to be rejected is given as "huntswood-andovercsr-initial responce letter sent-gogw no -ld"

 

Lenny

 

When you wrote to them did you make them fully aware of your hardship by sending them evidences of your hardship underthe FSA waiver rules?

 

1. You need to send them actual proof of eveidences that you are suffering hardship Mortgage/Rent/utilities arrears.

 

2.Any other evidences to support your claim.

 

2. An income and expenses summary.

 

3. You also need to send a letter identifying why you are in hardship - what caused it ie loss of job, illness etc..

 

Do you have your own thread, if you do can you give us a link.

 

Also advise which bank, that would also be very helpfull.

 

We can try and help you more once you give us more info and possibly post up the letter you received, blanking out your personal details.

 

Thanks

Tuttsi

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  • 1 month later...

don't know if this thread is still relevant but i have now received my new data and my claim is now worth over £9,000 without interest as i am getting charges every month now because of charges on my account and am ready to do anything necessary to help other members of this site

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