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    • I received several letters from J&P which were just ignored, but now I've received the same paploc Eve appears to have. As it stands, I'm looking to complete & reply as per the oft-referenced thread #5. After reading a few comments about ignoring and nothing progressing from J&P side, I'm intrigued whether they were just general 'please contact us type letters' or letters of claim/paplocs?  I realise for some it's a personal decision or based on advice, but given advice on here is not to ignore paplocs, what was the reasoning to ignore? 
    • Afternoon All. I have today received a court order requiring me to send them more details before 16:00 on 8 July. A copy of the order is attached, but the relevant paras seem to be: 2 Send all of the documents that are relevant to your case to the court at the above address, also send them to the other side. Both parties must do this. These documents should be placed in date order and should be numbered in the bottom right hand corner. You should include the following documents if available: •       A copy of the contract/agreement •       Relevant correspondence, including text messages and emails  Photographs Before 4pm 08 July 2024 3 Send to the court and send to the other party your own witness statement and also witness statements from anyone who can give relevant evidence about your case. Both parties must do this. A witness statement must •       have the court case number at the top •       start with the witness’ name and address •       it must contain numbered paragraphs and should be typed and double spaced. If not typed, it must be written clearly in block capitals or printed. •       finish with the words “I believe the facts set out above to be true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth”, the date of the statement and the person’s signature. The original statement must be sent to the court and copies must be sent to the other side. Before 4pm 08 July 2024 I'm a little confused by para 7 in the order : Because this order has been made by a Legal Adviser without a hearing, you have the right to request that the decision of the Legal Adviser be reconsidered by a District Judge. Any request must be sent to the court to arrive by 4PM 12 June 2024. The request may be made in your online account, by email or on paper. The request must include an explanation of why the reconsideration is sought. Is this normal? Do I have to do anything with this by 12 June? As ever, many thanks    527MC352-claim-direction-order (anonymised).pdf
    • might be your close I’ll check or maybe they stopped giving notice if an adovcate is going to attend because they dont want a reapeat of last time
    • How do I register to vote in the 4 July 2024 general election? | General election 2024 | The Guardian WWW.THEGUARDIAN.COM Don’t miss the chance to have your say in the vote to choose the next UK government  
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Welcome finance CAR HAS BEEN CLAMPED .. now claim form from IND


zaidey
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i need to submit my defense by friday (this week) 2/08/13

 

not really moved on from a few weeks ago...

 

my sar and cca has been ignored by both welcome and ind

 

i have documents from welcome from the old sar but never had or been sent a default notice or termination letter

 

just been looking through the statement of account and the capitalisation charges and add hoc fees which just dont add up

 

they still havent responsed to the unlawfull clamping on 31/7/09 yet they have charged my 8% interest a year from that period totalling 2750.99

 

help lol

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Zaidey, your defence is due on the 16th August isn't it ?

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Zaidey would you please advise if you still need help with this. If so please post up what you have so far for your defence, or what you believe would help towards it.

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Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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  • 4 years later...

Did they discontinue the original claim from 2013?

We could do with some help from you.

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yes

post up copies of what paperwork you have had

did you send a CA/CPR

what defence did you file?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for replying

 

I acknowledged the original claim form from the courts and stated i would dispute the amount

 

Ive heard very little from IND apart from solicitor name changes .... i called northampton county court todat to be told the case has been transferred to a court 150 miles away and any letters had been sent to a solicitor i used back in 2013.

 

The problem being the solicitor has gone bust i kid you not !!!!

 

Im not in a position to employ a solicitor

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I have to be careful as i know Welcome has used this thread to post the images of the documents i hold and pass them onto IND LTD ...as welcome dont have them !!!

 

Here are some of the letters

 

http://s588.photobucket.com/user/zaidey_photos/slideshow/?albumview=slideshow

 

If thats the case why use PB..?

 

Guests and none members can view that link were as if you upload through CAG (Go Advanced) only members can view it ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Don't care so what

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I would remove everything from photo bucket

As it mostly unredacted

Then redact it and put it up here

Then they can't use it as it will have blankouts

 

I saw on post 3?? Everything inc your address etc

Get it all off pb

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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