Locked in car park

[banker_rhymes_with]

Hello Patma!

 

Well, well, well, look what pops up on the OFT CCA Search when you type in the Postcode for Universal Security (UK) Limited...they are/were Debt Collectors and a CRA:

 

Public Register

 

Licence Number: 0524185

Licence Status: Lapsed on 15/08/2007

 

Current Applicant / Licensee:

Business Name - Company Registration Number

 

Universal Security (UK) Limited - 4220085

 

Categories:

 

Consumer credit

Consumer hire

Credit brokerage

Credit reference agency

Debt adjusting/counselling

Debt collecting

 

Right To Canvass Off Trade Premises: Yes

Issued Date: 15-Aug-2002

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

 

Name - Position

 

Mark Alan Gibson - OFFICER

Peter John Naylor - OFFICER

Current Address(es):

 

Address Type - Address

Principal Place Of Business

 

City Business Park, Somerset Place, Plymouth, Devon, PL3 4BB

Registered Office

 

64/66, Ebrington Street, Plymouth, Devon, PL4 9AG

I wonder what links they may have to the PCAD Director of Finance and Business Development.

 

It's amazing what you find under them when you start to lift up rocks.

 

Cheers,

BRW

[Patma]

[Toulose LeDebt]

These kind of problems often arise when a company who is used to doing work for public bodies (where the person signing the cheque is paying with somebody elses money) submits an invoice at their normal grossly inflated costings and then the invoice is passed on to an individual for payment. It's a nice arrangement the security co have with the council etc. but ask a member of the public to pay those 'very special rates' and you have a problem justifying the cost. I bet a pound to a penny that when the manufacturers details are supplied as per the court order we shall find that the total cost of a replacement motor is less than £300 net and it's a two hour job tops to replace. Ignoring the fact that Fred did not break the barrier the college have been grossly over quoted fotr the repair and subsequently overcharged for a new barrier.

[Patma]

Who'd have thought that a DCA would come crawling out of the woodwork. Good sleuthing BRW

Now our friendly solicitors appear on the scene........

Edited July 12, 2009 by Patma
put letter out of sequence

[banker_rhymes_with]

Blimey, they are all DCAs:

 

...even the College!

 

Public Register

 

Licence Number: 0612726

Licence Status: Current

 

Current Applicant / Licensee:

Business Name - Company Registration Number

 

Plymouth College of Art and Design

 

Categories:

 

Consumer credit

Consumer hire

Credit brokerage

Credit reference agency

Debt adjusting/counselling

Debt collecting

 

Right To Canvass Off Trade Premises: No

Issued Date: 23-Jan-2008

 

Expiry Date: 23-Jan-2013

 

Legal Formation:

 

Charity / Trade Union / Other

Current Individuals that run the organisation:

 

Name - Position

 

Amanda Armstrong

Carolin Stokes

George Dexer

Lynne Staley Brookes

 

Current Address(es):

 

Address Type - Address

Principal Place Of Business

 

Nature of Business:

 

Educational Services

 

Current Address:

 

Principal Place Of Business - Plymouth of Art and Design, Tavistock Place, PLYMOUTH, PL4 8AT, United Kingdom

This gets better and better!

 

Cheers,

BRW

Edited July 12, 2009 by banker_rhymes_with
URL didn't work!

[Toulose LeDebt]

Blimey, they are all DCAs:

 

...even the College!

 

Public Register

 

This gets better and better!

 

Cheers,

BRW

 

 

:D

 

The security company have no registration with the ICO for anything concerning cctv but they do have this:

 

Purpose 5

 

Trading / Sharing in Personal Information

Purpose Description:

The sale, hire or exchange of personal information.

Data subjects are:

Customers and clients

(Yeah and I bet they know all about it)

Data classes are:

Personal Details

Family, Lifestyle and Social Circumstances

Employment Details

Financial Details

Goods or Services Provided

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

Business associates and other professional advisers

Suppliers, providers of goods or services

Survey and research organisations

Traders in personal data

Transfers:

None outside the European Economic Area

[Patma]

Page 2..... and I don't know what this means about their collective conditional fee agreement but note they are working for Royal and Sun Alliance at this point

Edited August 28, 2009 by Patma

[Patma]

[Patma]

[Toulose LeDebt]

Page 2..... and I don't know what this means about their collective conditional fee agreement but note they are working for the insurers at this point

 

 

19.2(5) was removed from CPR practice directives on 6th April 2009 as part of the 49th update.

 

Yes apparently they were but they appear confused in this matter as proceedings were issued in the name of PCAD.:-|

 

Funny how they know what the CPR is when it suits them.

 

So £1500 became a £3500 interim payment????? Where will it end?????

[Patma]

After the previous letter , they went quiet until this one.

[Toulose LeDebt]

As an aside if I were a partner in a firm of solicitors and found such childishly written letters emanating from my office I would be very, very worried.

 

Fred has done his prospects the world of good by entering into dialogue in this manner. He has asked fair questions and been treated contemptuously at all times.

 

I see he was in touch about insurance fraud much earlier than I first thought. Interesting........

[Patma]

In the above letter , where they mention the photos of warning signs, these were actually only recently taken, after the ones which Fred took himself showing no such signs. These can be seen on page 5 of this thread.

Fred must have been getting a bit fed up with them when he wrote this last one.

[Patma]

That's the story so far folks:)

The next thing to happen was the issuing of the court claim.

[Patma]

I see he was in touch about insurance fraud much earlier than I first thought. Interesting........

Yes he was suspicious about it from the outset apparently, but unfortunately he didn't manage to get the complaint taken seriously.

[Patma]

TLD just found your email. Thanks it's great stuff

[Toulose LeDebt]

After the previous letter , they went quiet until this one.

 

 

Let's just analyse this letter?

 

Para 1 We are writing to you regarding the above incident and outstanding payment overdue.

 

What above incident? There is no mention of it neither is there stated any sum above.

 

Para 2 As a result of your actions damage was caused to our clients property....

 

Oh no it wasn't because as you do state 'above' your client is Royal and Sum Alliance and Fred was nowhere near their property at the time of the incident.

 

para 2 'Which you are therefore legally responsible for the reimbursement of repairs required to rectify'. Dreadful English.

 

para 3 The incident was captured on CCTV thus identifying you as the responsible party.

 

Yes it was caught on CCTV but it actually admonishes Fred from any liability (See JonCris's anecdotal post)

 

Then they waffle about not being permitted to use the car park which we all now know to be untrue.

 

More waffle about not heeding the sign yet they knew that the sign was only erected when the new barrier was fitted. Maybe if they say Fred broke it often enough he will start to belive it that's all I can think of. They say he broke the mechanism the quote mentions motor and gear linkage the engineer says the motor casing was broken.

 

Who to believe eh?

 

Some more waffle involving imaginary sums.

 

Then the it must be you 'Liability cannot be denied based on the amount of physical evidence against you'.

Well Fred has clearly asked to see this 'physical evidence' and to date not one iota has appeared.

 

This letter is puerile childish rubbish!!

[Patma]

TLD just found your email. Thanks it's great stuff

I'd better re-phrase that.

It's utterly blooming marvellous

:D:D:D:D:D:D

[Patma]

I am sooo impressed with your latest plan TLD I can't wait to get it winging on it's way. I think you've excelled yourself this time. I was speechless when I read it.

I'll put it to Fred tomorrow and hopefully it can be put into action asap.

[Patma]

Blimey, they are all DCAs:

 

...even the College!

 

Public Register

 

This gets better and better!

 

Cheers,

BRW

 

I'm trying to understand why on earth a local authority college would need this.

I followed the link and it's there in black and white but why?

[Bookworm]

Ok, let me get this clear in my head and thus play devil's advocate for a sec, it's all very welll all patting one another on the back, but I'd rather clear all niggles just to make sure noone has missed anything, ok? ;-)

 

- The original claim was a "direct" one for nearly £1k, yes?

- On Fred's refusal to pay, the college then gets the job done on the insurance and presumably get hit with the excess. So the college is out of pocket by the £2.5k excess. And the insurance pay the £1k, but are effectively not out of pocket at all since the college pays an excess which is higher than the cost of repairs. But if the college had taken the hit instead on claiming on the insurance, they'd only have been out of pocket £1k, not 2.5.

- LD get hired by... who? I get confused, the college or the insurers? on a no win no fee basis (conditional arrangement) and claim for unless I am mistaken, the cost of the repair + the cost of the excess + their own fixed costs. The interim payment part is in case they win, they would then seek to get their NWNF paid for by Fred as well. Considering that they already levied a fixed fee of £80, I am a bit confused about that too, actually.

 

It may be the NWNF which makes the lightbulb go off in my head, but I have just realised that LD's behaviour and bluster seems to me to be no different from any ambulance chaser piling on the threats to try and scare someone into paying. Come to think of it, the 3 years taken to sort this out match too. Anyone read about the Lyons-Davenport saga about pursuing people for "illegal" downloads, whether they had done it or not? Sounds suspiciously on the same line. I wonder...

[electron99]

Anyone read about the Lyons-Davenport saga about pursuing people for "illegal" downloads, whether they had done it or not? Sounds suspiciously on the same line. I wonder...

 

Bookworm you beat me to it, I was just going to mention this.

 

It might be useful to get as much information on the practices of Lyons-Davenport as possible - know your enemy as it were.

[My Real Name]

Anyone read about the Lyons-Davenport saga about pursuing people for "illegal" downloads, whether they had done it or not? Sounds suspiciously on the same line. I wonder...

That's Davenport Lyons, not Lyons Davidson. I have to admit that I did a double take at first.

[MARTIN3030]

Me and Kiptower were doing some searches by inputting a couple of names.....what came up was quite staggering.

Unfortunately cant post here but I am sure everyone will have some ideas.!

[Bookworm]

Oh, I know that. But we CAGgers also know that the hydra has many, many heads indeed... ;-)

 

And Martin, it is "Kiptower and I", not "me and Kiptower".

Edited July 13, 2009 by Bookworm
Correcting Martin - again... :-D