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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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Patma
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Hello Patma!

 

Well, well, well, look what pops up on the OFT CCA Search when you type in the Postcode for Universal Security (UK) Limited...they are/were Debt Collectors and a CRA:

 

Public Register

 

Licence Number: 0524185

Licence Status: Lapsed on 15/08/2007

 

Current Applicant / Licensee:

Business Name - Company Registration Number

 

Universal Security (UK) Limited - 4220085

 

Categories:

 

Consumer credit

Consumer hire

Credit brokerage

Credit reference agency

Debt adjusting/counselling

Debt collecting

 

Right To Canvass Off Trade Premises: Yes

Issued Date: 15-Aug-2002

 

Legal Formation:

 

Body Corporate (incorporated inside UK)

Current Individuals that run the organisation:

 

Name - Position

 

Mark Alan Gibson - OFFICER

Peter John Naylor - OFFICER

Current Address(es):

 

Address Type - Address

Principal Place Of Business

 

City Business Park, Somerset Place, Plymouth, Devon, PL3 4BB

Registered Office

 

64/66, Ebrington Street, Plymouth, Devon, PL4 9AG

I wonder what links they may have to the PCAD Director of Finance and Business Development.

 

It's amazing what you find under them when you start to lift up rocks.

 

Cheers,

BRW

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These kind of problems often arise when a company who is used to doing work for public bodies (where the person signing the cheque is paying with somebody elses money) submits an invoice at their normal grossly inflated costings and then the invoice is passed on to an individual for payment. It's a nice arrangement the security co have with the council etc. but ask a member of the public to pay those 'very special rates' and you have a problem justifying the cost. I bet a pound to a penny that when the manufacturers details are supplied as per the court order we shall find that the total cost of a replacement motor is less than £300 net and it's a two hour job tops to replace. Ignoring the fact that Fred did not break the barrier the college have been grossly over quoted fotr the repair and subsequently overcharged for a new barrier.

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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Who'd have thought that a DCA would come crawling out of the woodwork. Good sleuthing BRW :)

Now our friendly solicitors appear on the scene........PCADletter6a.jpg

Edited by Patma
put letter out of sequence
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Blimey, they are all DCAs:

 

...even the College! :eek:

 

Public Register

 

Licence Number: 0612726

Licence Status: Current

 

Current Applicant / Licensee:

Business Name - Company Registration Number

 

Plymouth College of Art and Design

 

Categories:

 

Consumer credit

Consumer hire

Credit brokerage

Credit reference agency

Debt adjusting/counselling

Debt collecting

 

Right To Canvass Off Trade Premises: No

Issued Date: 23-Jan-2008

 

Expiry Date: 23-Jan-2013

 

Legal Formation:

 

Charity / Trade Union / Other

Current Individuals that run the organisation:

 

Name - Position

 

Amanda Armstrong

Carolin Stokes

George Dexer

Lynne Staley Brookes

 

Current Address(es):

 

Address Type - Address

Principal Place Of Business

 

Nature of Business:

 

Educational Services

 

Current Address:

 

Principal Place Of Business - Plymouth of Art and Design, Tavistock Place, PLYMOUTH, PL4 8AT, United Kingdom

This gets better and better!

 

Cheers,

BRW

Edited by banker_rhymes_with
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Blimey, they are all DCAs:

 

...even the College! :eek:

 

Public Register

 

This gets better and better!

 

Cheers,

BRW

 

 

:D:D

 

The security company have no registration with the ICO for anything concerning cctv but they do have this:

 

Purpose 5

 

Trading / Sharing in Personal Information

Purpose Description:

The sale, hire or exchange of personal information.

Data subjects are:

Customers and clients
(Yeah and I bet they know all about it)

Data classes are:

Personal Details

Family, Lifestyle and Social Circumstances

Employment Details

Financial Details

Goods or Services Provided

Sources (S) and Disclosures (D)(1984 Act). Recipients (1998 Act):

Data subjects themselves

Business associates and other professional advisers

Suppliers, providers of goods or services

Survey and research organisations

Traders in personal data

Transfers:

None outside the European Economic Area

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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Page 2..... and I don't know what this means about their collective conditional fee agreement but note they are working for Royal and Sun Alliance at this point

PCADletter6aa.jpg

Edited by Patma
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Page 2..... and I don't know what this means about their collective conditional fee agreement but note they are working for the insurers at this point

 

 

19.2(5) was removed from CPR practice directives on 6th April 2009 as part of the 49th update.

 

Yes apparently they were but they appear confused in this matter as proceedings were issued in the name of PCAD.:-|

 

Funny how they know what the CPR is when it suits them.

 

So £1500 became a £3500 interim payment????? Where will it end?????

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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As an aside if I were a partner in a firm of solicitors and found such childishly written letters emanating from my office I would be very, very worried.

 

Fred has done his prospects the world of good by entering into dialogue in this manner. He has asked fair questions and been treated contemptuously at all times.

 

I see he was in touch about insurance fraud much earlier than I first thought. Interesting........

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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In the above letter , where they mention the photos of warning signs, these were actually only recently taken, after the ones which Fred took himself showing no such signs. These can be seen on page 5 of this thread.

Fred must have been getting a bit fed up with them when he wrote this last one.:mad:

PCADletter9.jpg

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I see he was in touch about insurance fraud much earlier than I first thought. Interesting........

Yes he was suspicious about it from the outset apparently, but unfortunately he didn't manage to get the complaint taken seriously.

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After the previous letter , they went quiet until this one.

PCADletter8.jpg

 

 

Let's just analyse this letter?

 

Para 1 We are writing to you regarding the above incident and outstanding payment overdue.

 

What above incident? There is no mention of it neither is there stated any sum above.

 

Para 2 As a result of your actions damage was caused to our clients property....

 

Oh no it wasn't because as you do state 'above' your client is Royal and Sum Alliance and Fred was nowhere near their property at the time of the incident.

 

para 2 'Which you are therefore legally responsible for the reimbursement of repairs required to rectify'. Dreadful English.

 

para 3 The incident was captured on CCTV thus identifying you as the responsible party.

 

Yes it was caught on CCTV but it actually admonishes Fred from any liability (See JonCris's anecdotal post)

 

Then they waffle about not being permitted to use the car park which we all now know to be untrue.

 

More waffle about not heeding the sign yet they knew that the sign was only erected when the new barrier was fitted. Maybe if they say Fred broke it often enough he will start to belive it that's all I can think of. They say he broke the mechanism the quote mentions motor and gear linkage the engineer says the motor casing was broken.

 

Who to believe eh?

 

Some more waffle involving imaginary sums.

 

Then the it must be you 'Liability cannot be denied based on the amount of physical evidence against you'.

Well Fred has clearly asked to see this 'physical evidence' and to date not one iota has appeared.

 

This letter is puerile childish rubbish!!

You have the right to food money.

If you don't mind a little investigation, humiliation, and if you cross your fingers rehabilitation..............

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I am sooo impressed with your latest plan TLD I can't wait to get it winging on it's way. I think you've excelled yourself this time. I was speechless when I read it.

I'll put it to Fred tomorrow and hopefully it can be put into action asap.:D

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Blimey, they are all DCAs:

 

...even the College! :eek:

 

Public Register

 

This gets better and better!

 

Cheers,

BRW

 

I'm trying to understand why on earth a local authority college would need this.

I followed the link and it's there in black and white but why?:eek:

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Ok, let me get this clear in my head and thus play devil's advocate for a sec, it's all very welll all patting one another on the back, but I'd rather clear all niggles just to make sure noone has missed anything, ok? ;-)

 

- The original claim was a "direct" one for nearly £1k, yes?

- On Fred's refusal to pay, the college then gets the job done on the insurance and presumably get hit with the excess. So the college is out of pocket by the £2.5k excess. And the insurance pay the £1k, but are effectively not out of pocket at all since the college pays an excess which is higher than the cost of repairs. But if the college had taken the hit instead on claiming on the insurance, they'd only have been out of pocket £1k, not 2.5.

- LD get hired by... who? I get confused, the college or the insurers? on a no win no fee basis (conditional arrangement) and claim for unless I am mistaken, the cost of the repair + the cost of the excess + their own fixed costs. The interim payment part is in case they win, they would then seek to get their NWNF paid for by Fred as well. Considering that they already levied a fixed fee of £80, I am a bit confused about that too, actually.

 

It may be the NWNF which makes the lightbulb go off in my head, but I have just realised that LD's behaviour and bluster seems to me to be no different from any ambulance chaser piling on the threats to try and scare someone into paying. Come to think of it, the 3 years taken to sort this out match too. Anyone read about the Lyons-Davenport saga about pursuing people for "illegal" downloads, whether they had done it or not? Sounds suspiciously on the same line. I wonder...

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Anyone read about the Lyons-Davenport saga about pursuing people for "illegal" downloads, whether they had done it or not? Sounds suspiciously on the same line. I wonder...

 

Bookworm you beat me to it, I was just going to mention this.

 

It might be useful to get as much information on the practices of Lyons-Davenport as possible - know your enemy as it were.

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Anyone read about the Lyons-Davenport saga about pursuing people for "illegal" downloads, whether they had done it or not? Sounds suspiciously on the same line. I wonder...
That's Davenport Lyons, not Lyons Davidson. I have to admit that I did a double take at first.
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Me and Kiptower were doing some searches by inputting a couple of names.....what came up was quite staggering.

Unfortunately cant post here but I am sure everyone will have some ideas.!

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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Oh, I know that. But we CAGgers also know that the hydra has many, many heads indeed... ;-)

 

And Martin, it is "Kiptower and I", not "me and Kiptower". :-D

Edited by Bookworm
Correcting Martin - again... :-D
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