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    • Well done.   Please let us know how it goes or come back with any questions. HB
    • Incorrect as the debt will have been legally assigned to the DCA and they are therefore now the legal creditor. Read up on debt assignment.   Andy
    • Thanks Man in the Middle and everyone it's greatly appreciated form was filled in online yesterday now just have to wait and see
    • Hi,    I'm almost done. One question is should I include a header with " Claimant's Trial Documents" or something similar and include a copy of my WX from the trial since that has the claim form defence and documents that were relied upon at trial so that the judge can see that? or should I assume they will already have those documents on the file and so simply include a short statement of case to show the case I intend to prove at the appeal should permission be granted. Since I've made a shorter concise statement of case setting out what I intend to prove at an appeal hearing I'm thinking maybe removing the header of "Documents/Exhibits for use for Permission to Appeal   " since the permission to appeal focuses on the grounds of law and so I'm thinking of just having   Appellant's documents Statement Of Case Skeleton Argument    Then a seperate category named Trial Documents Claim Form Defence Claimant's Witness statement Exhibibts to Claimant's trial witness statement   I'm wondering you think would be better, only because I don't reference a single exhibit in my appeal statement of case since I am just explaining the undeveloped points of law around why the judge is wrong since the  statement only focuses on permission, not the outcome of the appeal so there is no reference to any exhibits?   Or should I just remove exhibits and not add trial documents or exhibits on the understanding the judge will already have the trial documents and that if permission is granted I then include them in my appeal bundle.   Thanks   N/B My statement of case doesn't have the claim form or defence or any witness staements in. it is simply a short 4 page document setting out the claim history and the points I intend to prove at the final appeal hearing should permission be granted.
    • Tory MPs didn't expect a July GE - and now they're furious. Tory MPs didn’t expect a July general election – and now they are rightly furious | Henry Hill | The Guardian WWW.THEGUARDIAN.COM Sunak’s party has plunged into a short campaign without a plan, says Henry Hill, the deputy editor of ConservativeHome  
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Redstne evicted us for being 4500 pounds in credit


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  • 3 weeks later...

I am afraid that part of the "settlement" was that the poster was not allowed to post on this thread again.

 

As far as I understand they did not get the house back but were very adequately compensated and have enough funds to completely start afresh and have all the incorrect info removed from their credit file.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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  • 3 months later...

Hello Guys

 

Nrtguy is back and firing on both barrels believe me!!! so far EVERYONE has renaged on their settlements and we are still basically in the same position as we were before. Hence I am posting on my own thread again....... mite start a new one yet!!!:rolleyes:

 

OK.... The Solicitor for the redstone (wragge and co) have been ordered to repay the court fees and interest that they have charged us since they undertook any work for redstone on our file.........She was ordered to pay within 7 days, we were ecstatic to say the least, and we thought we'd celebrate and get a new car, unfortunately she is another one that didnt honor the payments and we are STILL WAITING, and have now cancelled the car ( shame really, I loved the car).... apparently it is against the individual solicitors human rights to pay the money.... She no longer works for wragge and co and as of yesturday has been remanded for 6 months and has been given a concurrent community order. Not sure exactly what the charge is, but she is apparently bankrupt now!!! Dont have specifics on that one yet.

 

The removal guys..... There boss is on remand as he was arrested for non payment of fines originally, namely our £34k, but he was a bit of a naughty boy and is now on remand for violent misconduct....... we are waiting to find out if he is personally liable for the money or if his firm is.....

 

Redstone's insurers never actually honored their agreement to pay us our out of court settlement. They made an attempt to pay it, but never honored the transfer........ hence no money and still lodging with family.... However the girls are back with me.....:D.

 

Our solicitor has now decided he cannot deal with the case anymore :-?and has handed it to a barrister in London. Just waiting for him to contact us so we know exactly where we stand. A member of their staff 'misplaced' our £8740 from a seperate court hearing. To this day we have suspicions of where it is, but cant do anything as the police are investigating and the solicitors are claiming against their public liabilty for the money...(leave you to draw your own conclusions!!)

 

Does anybody know if the solicitors can pay that £8740 out of their client holding account or do we have to go down the channels of the insurers?

 

Phew!!!! In the meantime we are stressed depressed and everything in between, so i thought, seeing as you were so helpful before, I would moan at you guys...:rolleyes:

 

Bona, I know you are going to ask. We are awaiting the nearest and available date to get before Master Judge David Hodge at Manchester Registry,( previous hearing was adjourned) although I dont know how its going to work with having a London based barrister on board.

 

 

So for all of the above I am back and blazing...

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Nrtguy , sorry to hear that your troubles are not over, I have followed your case from the start and like many others on here was so happy for you when it seemed like you had finally won the battle . I am glad though that you have a lot of fight in you and hope that you win the war.

sleepingdog

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Oh the war will be won!!! They have already attempted payments which apparently roves liability ( solicitors!!! for what use they are!!!) as the main bulk of it was out of court, we now just have to get a court order forcing the issue!!! I have the bit between my teeth and will not let go....

 

I have been poorly because of all of this and i am now back and stronger than ever.

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I am really sorry to hear things were not settled as promised - and I agree you need the barrister to get the compensation you were entitled to.

 

But glad your family is back with you:)

 

I dont think I have ever seen a case like yours it is really a disgrace to the Financial Industry and also the Solicitors - who I believe act for A&L as well as I recall complaining about them.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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How did you know that Redstone tried to transfer the money but did not honour the transfer - what was the evidence?

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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A definite evidence of intention to pay then - so legally I can not see they have a leg to stand on . So what was their reply when asked why the transfer did not complete.

 

Are they in financial trouble generally do you think? I bet you really want to get this sorted extremely urgently .

 

Have court papers been issued against them ? Or a letter confirming that you intend to take legal action?

 

I dont know how you have managed with all of this - It must make you so angry which is stressfull in itself.

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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aaah well.. thats where the fun starts....... we cannot get a straight response from any of them......... redstone refer us to their solicitor, who refer us to redstone, who send me to the home repo team, who send me to my own solicitor and the game starts again.........

 

Hence we refiled in court..... Just an update on that one.... they have started offering us "out of court settlements" again... solicitor advises against it, due to past performance, but they are suddenly being nicey nice again....

 

Thanks Wales for ever....... all support appreciated!!!

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I agree court action continues until the money is in your account - as long as they know that perhaps they will stop playing games.

 

They dont have to be nice - just pay up what they promised - plus your costs or else it looks like you will have your day in court

Please note I am not an expert - I am not offering opinions or legal help - Please use all the information provided on the site in FAQ- step by step instructions and library- thanks Jansus:)

http://www.consumeractiongroup.co.uk/forum/images/icons/icon1.gif

offer from A&L 24/8/07 - after case stayed

 

"What makes the desert beautiful is that somewhere it hides a well." - Antione de Saint Exupery

 

 

PROUD TO BE AN ORANGE

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  • 4 weeks later...

Hi Found this website while looking for Redstone Mortgages website. I'm really worried after reading about all these cases concerning them. I re-mortgaged with Beacon Homeloans in June 2007 and then found out my mortgage was with Redstone. No problem. I am now in arrears by 3 months and a letter of intended action has been sent. I have been trying to work out how to pay back arrears whilst also having enough money to pay everything else. It is a real headache ! I am now really worried that they will not help as having checked through all my paperwork I don't really know who my mortgage is really with. Am I with Beacon, Redstone or Skipton ? And why on my house insurance do they need it to say Beacon Homeloans & Redstone Mortgages if I'm not with Beacon ? Have I been shafted yet again ! Over the last 20 yrs have been with RFC, GMAC, First NationaL, GE Money, GMAC, Beacon and now Redstone. Everytime it looks like I'm getting my head above water and can get a high street mortgage I get pulled under again. I must have paid about 30 thousand in redemption fees, lost out when rates went down and suffered when they went up. I went on to the FSA to check out Redstone and they don't come up. Also they have about 3 to 4 different adresses! Any advice.

Edited by Katikins
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